Best Cheap Auto Insurance in Lydia, LA (2021)

The average Lydia, LA auto insurance rates are $474 per month. The minimum auto insurance in Lydia is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Lydia, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • The most expensive auto insurance company in Lydia for teen drivers is Progressive
  • The cheapest auto insurance company in Lydia is USAA
  • Average auto insurance rates in Lydia, LA for senior drivers are $3,509 per year

Lydia, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Lydia can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lydia, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Lydia to other Louisiana cities, including Houma auto insurance rates, Alexandria auto insurance rates, and Kenner auto insurance rates to see how Lydia, Louisiana auto insurance rates stack up.

Before you buy Lydia, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lydia, Louisiana auto insurance quotes.

Minimum Auto Insurance in Lydia, Louisiana

Lydia, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lydia, Louisiana.

Minimum Required Auto Insurance Coverage in Lydia, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lydia, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lydia, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lydia, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,767 $3,767 $3,911 $3,911 $8,287 $10,435 $4,162 $4,508
GEICO $3,433 $3,940 $4,095 $4,979 $12,649 $13,342 $3,306 $3,206
Progressive $4,291 $3,986 $3,599 $3,908 $17,199 $19,082 $4,871 $4,922
State Farm $2,888 $2,888 $2,649 $2,649 $8,693 $10,956 $3,230 $3,611
USAA $2,749 $2,697 $2,712 $2,675 $8,537 $9,950 $3,375 $3,693

Cheap Lydia, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lydia, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Lydia, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Lydia, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,287 $10,435
GEICO $12,649 $13,342
Progressive $17,199 $19,082
State Farm $8,693 $10,956
USAA $8,537 $9,950

Cheap Lydia, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Lydia, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lydia, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,911 $3,911
GEICO $4,095 $4,979
Progressive $3,599 $3,908
State Farm $2,649 $2,649
USAA $2,712 $2,675

Cheap Lydia, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lydia, Louisiana compared to the annual auto insurance rates with a clean record in Lydia, Louisiana.

Annual Lydia, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,205 $6,461 $5,753 $4,954
GEICO $4,161 $6,718 $8,245 $5,350
Progressive $6,436 $8,658 $8,308 $7,528
State Farm $4,299 $5,093 $4,696 $4,696
USAA $3,463 $4,850 $5,737 $4,143

Cheap Lydia, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lydia, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Lydia, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Lydia, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,753
GEICO $8,245
Progressive $8,308
State Farm $4,696
USAA $5,737

Cheap Lydia, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lydia, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lydia, Louisiana

Insurance Company Poor Fair Good
Allstate $7,010 $4,814 $4,206
GEICO $7,279 $6,316 $4,760
Progressive $8,724 $7,496 $6,977
State Farm $6,546 $4,181 $3,360
USAA $6,242 $4,028 $3,376

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Cheap Lydia, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Lydia, Louisiana auto insurance. Find the cheapest annual Lydia, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lydia, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,343 $5,343
GEICO $6,000 $6,237
Progressive $7,732 $7,732
State Farm $4,570 $4,822
USAA $4,407 $4,690

Cheap Lydia, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lydia, Louisiana? Check out the comparison of annual Lydia, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lydia, Louisiana

Insurance Company Low Medium High
Allstate $4,604 $5,447 $5,979
GEICO $5,076 $6,143 $7,138
Progressive $6,284 $7,659 $9,254
State Farm $4,056 $4,687 $5,344
USAA $3,858 $4,627 $5,160

Best By Category: Cheapest Auto Insurance in Lydia, Louisiana

Compare the cheapest auto insurance companies in Lydia, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lydia, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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The Cheapest Lydia, Louisiana Auto Insurance Companies

What auto insurance companies in Lydia, Louisiana are the cheapest? Compare the top Lydia, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lydia, Louisiana

Insurance Company Average Annual Rates
Allstate $5,343
GEICO $6,119
Progressive $7,732
State Farm $4,696
USAA $4,549

What affects auto insurance rates in Lydia, Louisiana?

There are a lot of reasons why auto insurance rates in Lydia, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lydia, Louisiana. Many local factors may affect your Lydia auto insurance rates.

Lydia Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lydia, Louisiana commute length is 32.4 minutes according to City-Data.

Compare Lydia, Louisiana Auto Insurance Quotes

Before you buy Lydia, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lydia, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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