Best Cheap Auto Insurance in Lutcher, LA (2021)

The average Lutcher, LA auto insurance rates are $505 per month. The minimum auto insurance in Lutcher is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Lutcher, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Lutcher, Louisiana is 15/30/25
  • Average auto insurance rates in Lutcher, LA for senior drivers are $3,782 per year
  • The average commute length in Lutcher is 23.8 minutes

Lutcher, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Lutcher can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lutcher, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Lutcher to other Louisiana cities, including Monroe auto insurance rates, Lafayette auto insurance rates, and Kenner auto insurance rates to see how Lutcher, Louisiana auto insurance rates stack up.

Before you buy Lutcher, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lutcher, Louisiana auto insurance quotes.

Minimum Auto Insurance in Lutcher, Louisiana

Lutcher, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lutcher, Louisiana.

Minimum Required Auto Insurance Coverage in Lutcher, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lutcher, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lutcher, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lutcher, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,842 $4,842 $5,024 $5,024 $10,470 $13,133 $5,331 $5,759
GEICO $3,451 $3,979 $4,099 $4,986 $13,006 $13,772 $3,345 $3,260
Progressive $4,158 $3,873 $3,487 $3,774 $16,550 $18,378 $4,733 $4,797
State Farm $3,008 $3,008 $2,778 $2,778 $9,014 $11,304 $3,359 $3,762
USAA $3,019 $2,968 $2,949 $2,921 $8,998 $10,542 $3,692 $4,033

Cheap Lutcher, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lutcher, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Lutcher, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Lutcher, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,470 $13,133
GEICO $13,006 $13,772
Progressive $16,550 $18,378
State Farm $9,014 $11,304
USAA $8,998 $10,542

Cheap Lutcher, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Lutcher, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lutcher, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,024 $5,024
GEICO $4,099 $4,986
Progressive $3,487 $3,774
State Farm $2,778 $2,778
USAA $2,949 $2,921

Cheap Lutcher, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lutcher, Louisiana compared to the annual auto insurance rates with a clean record in Lutcher, Louisiana.

Annual Lutcher, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,381 $8,195 $7,318 $6,318
GEICO $4,231 $6,852 $8,434 $5,432
Progressive $6,220 $8,353 $8,026 $7,276
State Farm $4,461 $5,292 $4,876 $4,876
USAA $3,732 $5,179 $6,193 $4,457

Cheap Lutcher, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lutcher, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Lutcher, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Lutcher, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,318
GEICO $8,434
Progressive $8,026
State Farm $4,876
USAA $6,193

Cheap Lutcher, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lutcher, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lutcher, Louisiana

Insurance Company Poor Fair Good
Allstate $8,858 $6,155 $5,397
GEICO $7,421 $6,439 $4,852
Progressive $8,437 $7,237 $6,733
State Farm $6,758 $4,353 $3,518
USAA $6,759 $4,313 $3,599

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Cheap Lutcher, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lutcher, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Lutcher, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lutcher, Louisiana

ZIP Code Average Annual Rates
70071 $5,659

Cheap Lutcher, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Lutcher, Louisiana auto insurance. Find the cheapest annual Lutcher, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lutcher, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,803 $6,803
GEICO $6,119 $6,355
Progressive $7,469 $7,469
State Farm $4,750 $5,003
USAA $4,738 $5,042

Cheap Lutcher, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lutcher, Louisiana? Check out the comparison of annual Lutcher, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lutcher, Louisiana

Insurance Company Low Medium High
Allstate $5,828 $6,931 $7,650
GEICO $5,249 $6,261 $7,202
Progressive $6,128 $7,401 $8,877
State Farm $4,178 $4,864 $5,587
USAA $4,242 $4,967 $5,462

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Best By Category: Cheapest Auto Insurance in Lutcher, Louisiana

Compare the cheapest auto insurance companies in Lutcher, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lutcher, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Lutcher, Louisiana Auto Insurance Companies

What auto insurance companies in Lutcher, Louisiana are the cheapest? Compare the top Lutcher, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lutcher, Louisiana

Insurance Company Average Annual Rates
Allstate $6,803
GEICO $6,237
Progressive $7,469
State Farm $4,876
USAA $4,890

What affects auto insurance rates in Lutcher, Louisiana?

There are a lot of reasons why auto insurance rates in Lutcher, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lutcher, Louisiana. Many local factors may affect your Lutcher auto insurance rates.

Lutcher Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Lutcher, Louisiana auto theft statistics, there have been 2 auto thefts in the city.

Lutcher Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lutcher, Louisiana commute length is 23.8 minutes according to City-Data.

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Compare Lutcher, Louisiana Auto Insurance Quotes

Before you buy Lutcher, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lutcher, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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