Best Cheap Auto Insurance in Lusk, WY (2021)

The average Lusk, WY auto insurance rates are $251 per month. The minimum auto insurance in Lusk is at least 25/50/20 in coverage to comply with Wyoming auto insurance laws. To find the best cheap auto insurance in Lusk, Wyoming, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The most expensive auto insurance company in Lusk for teen drivers is Allstate
  • Average auto insurance rates in Lusk, WY for senior drivers are $1,840 per year
  • The cheapest auto insurance company in Lusk is Liberty Mutual

Lusk, Wyoming auto insurance requirements are 25/50/20 according to Wyoming auto insurance laws. Finding cheap auto insurance in Lusk can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lusk, Wyoming, including driving record, credit, commute time, and more.

Compare auto insurance in Lusk to other Wyoming cities, including Green River auto insurance rates, Casper auto insurance rates, and Cheyenne auto insurance rates to see how Lusk, Wyoming auto insurance rates stack up.

Before you buy Lusk, Wyoming auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lusk, Wyoming auto insurance quotes.

Minimum Auto Insurance in Lusk, Wyoming

Lusk, Wyoming auto insurance laws require that you have at least the Wyoming minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lusk, Wyoming.

Minimum Required Auto Insurance Coverage in Lusk, Wyoming

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Lusk, Wyoming Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lusk, Wyoming are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lusk, Wyoming

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,607 $2,752 $2,182 $2,388 $8,671 $11,029 $2,917 $3,199
Farmers $2,228 $2,228 $2,095 $2,095 $4,041 $6,853 $2,311 $2,311
GEICO $2,769 $2,824 $2,679 $2,679 $4,987 $6,467 $3,076 $3,248
Liberty Mutual $1,430 $1,434 $1,165 $1,337 $3,554 $3,988 $1,526 $1,700
State Farm $1,500 $1,500 $1,290 $1,290 $4,019 $5,352 $1,563 $1,855
USAA $1,620 $1,626 $1,403 $1,473 $4,921 $6,078 $2,144 $2,430

Cheap Lusk, Wyoming Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lusk, Wyoming is a challenge. Take a look at the annual teen auto insurance rates in Lusk, Wyoming.

Annual Auto Insurance Rates for Teen Drivers in Lusk, Wyoming

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,671 $11,029
Farmers $4,041 $6,853
GEICO $4,987 $6,467
Liberty Mutual $3,554 $3,988
State Farm $4,019 $5,352
USAA $4,921 $6,078

Cheap Lusk, Wyoming Auto Insurance for Seniors

What are senior auto insurance rates in Lusk, Wyoming? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lusk, Wyoming

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,182 $2,388
Farmers $2,095 $2,095
GEICO $2,679 $2,679
Liberty Mutual $1,165 $1,337
State Farm $1,290 $1,290
USAA $1,403 $1,473

Cheap Lusk, Wyoming Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lusk, Wyoming compared to the annual auto insurance rates with a clean record in Lusk, Wyoming.

Annual Lusk, Wyoming Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,876 $4,610 $4,910 $4,477
Farmers $2,290 $2,707 $4,656 $2,429
GEICO $2,353 $3,144 $4,918 $3,950
Liberty Mutual $1,462 $2,209 $2,384 $2,012
State Farm $2,127 $2,465 $2,296 $2,296
USAA $2,134 $2,585 $3,803 $2,326

Cheap Lusk, Wyoming Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lusk, Wyoming is not easy. Compare the annual rates for DUI auto insurance in Lusk, Wyoming to find the best deal.

Annual Auto Insurance Rates After a DUI in Lusk, Wyoming

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,910
Farmers $4,656
GEICO $4,918
Liberty Mutual $2,384
State Farm $2,296
USAA $3,803

Cheap Lusk, Wyoming Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lusk, Wyoming annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lusk, Wyoming

Insurance Company Poor Fair Good
Allstate $5,579 $4,225 $3,600
Farmers $3,239 $3,057 $2,765
GEICO $4,065 $3,456 $3,253
Liberty Mutual $2,287 $1,987 $1,777
State Farm $2,988 $2,117 $1,783
USAA $4,608 $2,070 $1,457

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Cheap Lusk, Wyoming Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lusk, Wyoming can vary. Compare the annual cost of auto insurance by ZIP code in Lusk, Wyoming to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lusk, Wyoming

ZIP Code Average Annual Rates
82225 $3,017

Cheap Lusk, Wyoming Auto Insurance Rates By Commute

Commute length and annual mileage affect Lusk, Wyoming auto insurance. Find the cheapest annual Lusk, Wyoming auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lusk, Wyoming

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,363 $4,574
Farmers $3,020 $3,020
GEICO $3,534 $3,649
Liberty Mutual $2,017 $2,017
State Farm $2,215 $2,377
USAA $2,680 $2,743

Cheap Lusk, Wyoming Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lusk, Wyoming? Check out the comparison of annual Lusk, Wyoming auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lusk, Wyoming

Insurance Company Low Medium High
Allstate $4,348 $4,459 $4,597
Farmers $2,946 $3,016 $3,099
GEICO $3,542 $3,594 $3,638
Liberty Mutual $1,928 $2,010 $2,113
State Farm $2,225 $2,297 $2,367
USAA $2,652 $2,710 $2,774

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Best By Category: Cheapest Auto Insurance in Lusk, Wyoming

Compare the cheapest auto insurance companies in Lusk, Wyoming in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lusk, Wyoming

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

The Cheapest Lusk, Wyoming Auto Insurance Companies

What auto insurance companies in Lusk, Wyoming are the cheapest? Compare the top Lusk, Wyoming auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lusk, Wyoming

Insurance Company Average Annual Rates
Allstate $4,468
Farmers $3,020
GEICO $3,591
Liberty Mutual $2,017
State Farm $2,296
USAA $2,712

What affects auto insurance rates in Lusk, Wyoming?

There are a lot of reasons why auto insurance rates in Lusk, Wyoming are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lusk, Wyoming. Many local factors may affect your Lusk auto insurance rates.

Lusk Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Lusk, Wyoming auto theft statistics, there have been 0 auto thefts in the city.

Lusk Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lusk, Wyoming commute length is 12.6 minutes according to City-Data.

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Compare Lusk, Wyoming Auto Insurance Quotes

Before you buy Lusk, Wyoming auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lusk, Wyoming auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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