Best Cheap Auto Insurance in Lupton, MI (2021)

The average Lupton, MI auto insurance rates are $795 per month. The minimum auto insurance in Lupton is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Lupton, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Lupton, Michigan is 20/40/10
  • The cheapest auto insurance company in Lupton is USAA
  • The average commute length in Lupton is 35.6 minutes

Lupton, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Lupton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lupton, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Lupton to other Michigan cities, including Dearborn auto insurance rates, Sterling Heights auto insurance rates, and Lansing auto insurance rates to see how Lupton, Michigan auto insurance rates stack up.

Before you buy Lupton, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lupton, Michigan auto insurance quotes.

Minimum Auto Insurance in Lupton, Michigan

Lupton, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lupton, Michigan.

Minimum Required Auto Insurance Coverage in Lupton, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Lupton, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lupton, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lupton, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,027 $18,027 $16,826 $16,826 $43,353 $43,353 $18,968 $18,968
Farmers $4,318 $4,318 $4,031 $4,031 $9,389 $9,389 $4,840 $4,840
GEICO $3,813 $3,813 $3,854 $3,854 $10,466 $10,466 $3,646 $3,646
Liberty Mutual $12,825 $12,825 $12,695 $12,695 $30,474 $30,474 $12,825 $12,825
Nationwide $3,888 $3,888 $3,463 $3,463 $10,205 $10,205 $4,260 $4,260
Progressive $3,098 $2,886 $2,724 $3,054 $10,754 $11,371 $3,603 $3,318
State Farm $6,743 $6,743 $6,235 $6,235 $23,271 $23,271 $7,902 $7,902
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,495 $2,356 $2,347 $2,215 $5,917 $5,587 $3,017 $2,883

Cheap Lupton, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lupton, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Lupton, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Lupton, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $43,353 $43,353
Farmers $9,389 $9,389
GEICO $10,466 $10,466
Liberty Mutual $30,474 $30,474
Nationwide $10,205 $10,205
Progressive $10,754 $11,371
State Farm $23,271 $23,271
Travelers $16,861 $16,861
USAA $5,917 $5,587

Cheap Lupton, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Lupton, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lupton, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $16,826 $16,826
Farmers $4,031 $4,031
GEICO $3,854 $3,854
Liberty Mutual $12,695 $12,695
Nationwide $3,463 $3,463
Progressive $2,724 $3,054
State Farm $6,235 $6,235
Travelers $4,792 $4,792
USAA $2,347 $2,215

Cheap Lupton, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lupton, Michigan compared to the annual auto insurance rates with a clean record in Lupton, Michigan.

Annual Lupton, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,822 $15,896 $52,934 $16,522
Farmers $4,754 $6,037 $5,965 $5,821
GEICO $1,962 $4,059 $12,188 $3,570
Liberty Mutual $12,177 $14,582 $26,565 $15,494
Nationwide $4,677 $6,220 $5,661 $5,258
Progressive $4,313 $5,668 $5,121 $5,302
State Farm $7,101 $8,470 $18,055 $10,524
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,703 $3,364 $4,398 $2,943

Cheap Lupton, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lupton, Michigan is not easy. Compare the annual rates for DUI auto insurance in Lupton, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Lupton, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $52,934
Farmers $5,965
GEICO $12,188
Liberty Mutual $26,565
Nationwide $5,661
Progressive $5,121
State Farm $18,055
Travelers $12,908
USAA $4,398

Cheap Lupton, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lupton, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lupton, Michigan

Insurance Company Poor Fair Good
Allstate $37,001 $20,419 $15,461
Farmers $7,481 $4,916 $4,537
GEICO $6,997 $5,147 $4,190
Liberty Mutual $27,202 $15,721 $8,691
Nationwide $6,815 $5,154 $4,393
Progressive $5,923 $4,945 $4,435
State Farm $17,897 $9,060 $6,156
Travelers $8,534 $8,275 $8,170
USAA $5,007 $2,868 $2,181

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Cheap Lupton, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lupton, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Lupton, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lupton, Michigan

ZIP Code Average Annual Rates
48635 $6,735

Cheap Lupton, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Lupton, Michigan auto insurance. Find the cheapest annual Lupton, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lupton, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $24,294 $24,294
Farmers $5,644 $5,644
GEICO $5,318 $5,571
Liberty Mutual $16,605 $17,805
Nationwide $5,454 $5,454
Progressive $5,101 $5,101
State Farm $10,739 $11,336
Travelers $8,279 $8,375
USAA $3,313 $3,391

Cheap Lupton, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lupton, Michigan? Check out the comparison of annual Lupton, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lupton, Michigan

Insurance Company Low Medium High
Allstate $23,467 $24,366 $25,047
Farmers $5,501 $5,632 $5,800
GEICO $5,096 $5,397 $5,841
Liberty Mutual $16,782 $17,164 $17,669
Nationwide $5,695 $5,365 $5,302
Progressive $4,926 $5,108 $5,269
State Farm $10,490 $11,105 $11,518
Travelers $8,241 $8,334 $8,405
USAA $3,257 $3,359 $3,439

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Best By Category: Cheapest Auto Insurance in Lupton, Michigan

Compare the cheapest auto insurance companies in Lupton, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lupton, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Lupton, Michigan Auto Insurance Companies

What auto insurance companies in Lupton, Michigan are the cheapest? Compare the top Lupton, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lupton, Michigan

Insurance Company Average Annual Rates
Allstate $24,294
Farmers $5,644
GEICO $5,445
Liberty Mutual $17,205
Nationwide $5,454
Progressive $5,101
State Farm $11,038
Travelers $8,327
USAA $3,352

What affects auto insurance rates in Lupton, Michigan?

There are a lot of reasons why auto insurance rates in Lupton, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lupton, Michigan. Many local factors may affect your Lupton auto insurance rates.

Lupton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lupton, Michigan commute length is 35.6 minutes according to City-Data.

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Compare Lupton, Michigan Auto Insurance Quotes

Before you buy Lupton, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lupton, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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