Best Cheap Auto Insurance in Lumberton, TX (2021)

The average Lumberton, TX auto insurance rates are $343 per month. The minimum auto insurance in Lumberton is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Lumberton, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Lumberton for teen drivers is Progressive
  • Average auto insurance rates in Lumberton, TX for senior drivers are $2,481 per year
  • The minimum auto insurance required in Lumberton, Texas is 30/60/25

Lumberton, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Lumberton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lumberton, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Lumberton to other Texas cities, including Dallas auto insurance rates, Fort Worth auto insurance rates, and San Antonio auto insurance rates to see how Lumberton, Texas auto insurance rates stack up.

Before you buy Lumberton, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lumberton, Texas auto insurance quotes.

Minimum Auto Insurance in Lumberton, Texas

Lumberton, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lumberton, Texas.

Minimum Required Auto Insurance Coverage in Lumberton, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lumberton, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lumberton, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lumberton, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,553 $3,576 $3,505 $3,505 $9,496 $11,441 $4,389 $4,561
American Family $2,848 $3,184 $2,699 $3,104 $7,883 $10,336 $4,156 $4,752
GEICO $2,646 $2,875 $2,575 $2,955 $5,895 $6,109 $2,868 $2,846
Nationwide $2,517 $2,554 $2,223 $2,350 $7,271 $9,326 $2,971 $3,214
Progressive $2,607 $2,458 $2,324 $2,365 $11,165 $12,454 $3,080 $3,113
State Farm $2,213 $2,213 $1,973 $1,973 $5,386 $6,877 $2,412 $2,483
USAA $1,671 $1,677 $1,600 $1,584 $4,764 $5,175 $2,230 $2,382

Cheap Lumberton, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lumberton, Texas is a challenge. Take a look at the annual teen auto insurance rates in Lumberton, Texas.

Annual Auto Insurance Rates for Teen Drivers in Lumberton, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,496 $11,441
American Family $7,883 $10,336
GEICO $5,895 $6,109
Nationwide $7,271 $9,326
Progressive $11,165 $12,454
State Farm $5,386 $6,877
USAA $4,764 $5,175

Cheap Lumberton, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Lumberton, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lumberton, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,505 $3,505
American Family $2,699 $3,104
GEICO $2,575 $2,955
Nationwide $2,223 $2,350
Progressive $2,324 $2,365
State Farm $1,973 $1,973
USAA $1,600 $1,584

Cheap Lumberton, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lumberton, Texas compared to the annual auto insurance rates with a clean record in Lumberton, Texas.

Annual Lumberton, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,242 $6,620 $6,910 $4,242
American Family $4,418 $5,684 $4,961 $4,418
GEICO $3,049 $4,055 $3,352 $3,929
Nationwide $3,514 $3,514 $5,214 $3,971
Progressive $4,307 $5,598 $5,033 $4,845
State Farm $2,826 $3,254 $3,859 $2,826
USAA $1,959 $2,903 $3,430 $2,249

Cheap Lumberton, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lumberton, Texas is not easy. Compare the annual rates for DUI auto insurance in Lumberton, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Lumberton, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,910
American Family $4,961
GEICO $3,352
Nationwide $5,214
Progressive $5,033
State Farm $3,859
USAA $3,430

Cheap Lumberton, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lumberton, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lumberton, Texas

Insurance Company Poor Fair Good
Allstate $6,988 $5,128 $4,395
American Family $6,663 $4,244 $3,704
GEICO $5,562 $3,139 $2,087
Nationwide $4,858 $3,908 $3,394
Progressive $5,557 $4,815 $4,465
State Farm $4,521 $2,813 $2,240
USAA $3,862 $2,240 $1,804

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Cheap Lumberton, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lumberton, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Lumberton, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lumberton, Texas

ZIP Code Average Annual Rates
77657 $6,155

Cheap Lumberton, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Lumberton, Texas auto insurance. Find the cheapest annual Lumberton, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lumberton, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,366 $5,641
American Family $4,870 $4,870
GEICO $3,529 $3,663
Nationwide $4,053 $4,053
Progressive $4,946 $4,946
State Farm $3,191 $3,191
USAA $2,602 $2,669

Cheap Lumberton, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lumberton, Texas? Check out the comparison of annual Lumberton, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lumberton, Texas

Insurance Company Low Medium High
Allstate $5,376 $5,456 $5,678
American Family $4,538 $4,687 $5,385
GEICO $3,384 $3,543 $3,862
Nationwide $4,342 $3,880 $3,937
Progressive $4,692 $4,919 $5,225
State Farm $3,016 $3,180 $3,378
USAA $2,541 $2,624 $2,741

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Best By Category: Cheapest Auto Insurance in Lumberton, Texas

Compare the cheapest auto insurance companies in Lumberton, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lumberton, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Lumberton, Texas Auto Insurance Companies

What auto insurance companies in Lumberton, Texas are the cheapest? Compare the top Lumberton, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lumberton, Texas

Insurance Company Average Annual Rates
Allstate $5,503
American Family $4,870
GEICO $3,596
Nationwide $4,053
Progressive $4,946
State Farm $3,191
USAA $2,635

What affects auto insurance rates in Lumberton, Texas?

There are a lot of reasons why auto insurance rates in Lumberton, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lumberton, Texas. Many local factors may affect your Lumberton auto insurance rates.

Lumberton Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Lumberton, Texas auto theft statistics, there have been 20 auto thefts in the city.

Lumberton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lumberton, Texas commute length is 25.4 minutes according to City-Data.

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Compare Lumberton, Texas Auto Insurance Quotes

Before you buy Lumberton, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lumberton, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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