Best Cheap Auto Insurance in Lumberton, NC (2021)

The average Lumberton, NC auto insurance rates are $326 per month. The minimum auto insurance in Lumberton is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Lumberton, North Carolina, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Lumberton is 19.2 minutes
  • The minimum auto insurance required in Lumberton, North Carolina is 30/60/25
  • Average auto insurance rates in Lumberton, NC for senior drivers are $2,949 per year

Lumberton, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Lumberton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lumberton, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Lumberton to other North Carolina cities, including Concord auto insurance rates, Winston-Salem auto insurance rates, and Cary auto insurance rates to see how Lumberton, North Carolina auto insurance rates stack up.

Before you buy Lumberton, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lumberton, North Carolina auto insurance quotes.

Minimum Auto Insurance in Lumberton, North Carolina

Lumberton, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lumberton, North Carolina.

Minimum Required Auto Insurance Coverage in Lumberton, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lumberton, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lumberton, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lumberton, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,318 $6,318 $5,192 $5,192 $15,001 $15,001 $6,443 $6,443
GEICO $2,841 $2,789 $2,805 $2,755 $5,351 $5,304 $2,497 $2,483
Liberty Mutual $2,105 $2,105 $2,179 $2,179 $3,713 $3,713 $2,105 $2,105
Nationwide $2,844 $2,844 $2,844 $2,844 $4,803 $4,803 $2,844 $2,844
Progressive $2,095 $2,095 $1,918 $1,918 $4,799 $4,799 $2,326 $2,326
State Farm $3,143 $3,143 $2,717 $2,717 $4,639 $4,639 $3,886 $3,886
Travelers $3,036 $3,036 $3,012 $3,012 $5,100 $5,100 $3,115 $3,115

Cheap Lumberton, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lumberton, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Lumberton, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Lumberton, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,001 $15,001
GEICO $5,351 $5,304
Liberty Mutual $3,713 $3,713
Nationwide $4,803 $4,803
Progressive $4,799 $4,799
State Farm $4,639 $4,639
Travelers $5,100 $5,100

Cheap Lumberton, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Lumberton, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lumberton, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,192 $5,192
GEICO $2,805 $2,755
Liberty Mutual $2,179 $2,179
Nationwide $2,844 $2,844
Progressive $1,918 $1,918
State Farm $2,717 $2,717
Travelers $3,012 $3,012

Cheap Lumberton, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lumberton, North Carolina compared to the annual auto insurance rates with a clean record in Lumberton, North Carolina.

Annual Lumberton, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,449 $7,843 $14,634 $6,028
GEICO $1,798 $2,659 $6,486 $2,471
Liberty Mutual $1,503 $1,931 $4,737 $1,931
Nationwide $1,958 $2,534 $6,310 $2,534
Progressive $1,323 $1,926 $6,017 $1,871
State Farm $1,921 $2,770 $6,923 $2,770
Travelers $2,028 $2,816 $6,707 $2,712

Cheap Lumberton, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lumberton, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Lumberton, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Lumberton, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $14,634
GEICO $6,486
Liberty Mutual $4,737
Nationwide $6,310
Progressive $6,017
State Farm $6,923
Travelers $6,707

Cheap Lumberton, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lumberton, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lumberton, North Carolina

Insurance Company Poor Fair Good
Allstate $11,197 $7,200 $6,319
GEICO $3,622 $3,339 $3,099
Liberty Mutual $2,526 $2,526 $2,526
Nationwide $3,334 $3,334 $3,334
Progressive $3,134 $2,718 $2,501
State Farm $5,055 $3,228 $2,505
Travelers $3,853 $3,464 $3,379

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Cheap Lumberton, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lumberton, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Lumberton, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lumberton, North Carolina

ZIP Code Average Annual Rates
28358 $3,508
28360 $3,573

Cheap Lumberton, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Lumberton, North Carolina auto insurance. Find the cheapest annual Lumberton, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lumberton, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $8,239 $8,239
GEICO $3,353 $3,353
Liberty Mutual $2,526 $2,526
Nationwide $3,334 $3,334
Progressive $2,784 $2,784
State Farm $3,579 $3,613
Travelers $3,566 $3,566

Cheap Lumberton, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lumberton, North Carolina? Check out the comparison of annual Lumberton, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lumberton, North Carolina

Insurance Company Low Medium High
Allstate $7,908 $8,207 $8,601
GEICO $3,160 $3,342 $3,558
Liberty Mutual $2,375 $2,509 $2,692
Nationwide $3,164 $3,317 $3,521
Progressive $2,606 $2,767 $2,980
State Farm $3,387 $3,575 $3,826
Travelers $3,377 $3,546 $3,774

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Best By Category: Cheapest Auto Insurance in Lumberton, North Carolina

Compare the cheapest auto insurance companies in Lumberton, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lumberton, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Lumberton, North Carolina Auto Insurance Companies

What auto insurance companies in Lumberton, North Carolina are the cheapest? Compare the top Lumberton, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lumberton, North Carolina

Insurance Company Average Annual Rates
Allstate $8,239
GEICO $3,353
Liberty Mutual $2,526
Nationwide $3,334
Progressive $2,784
State Farm $3,596
Travelers $3,566

What affects auto insurance rates in Lumberton, North Carolina?

There are a lot of reasons why auto insurance rates in Lumberton, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lumberton, North Carolina. Many local factors may affect your Lumberton auto insurance rates.

Lumberton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lumberton, North Carolina commute length is 19.2 minutes according to City-Data.

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Compare Lumberton, North Carolina Auto Insurance Quotes

Before you buy Lumberton, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lumberton, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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