Best Cheap Auto Insurance in Lulu, FL (2021)

The average Lulu, FL auto insurance rates are $323 per month. The minimum auto insurance in Lulu is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Lulu, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Lulu is USAA
  • The minimum auto insurance required in Lulu, Florida is 10/20/10
  • The most expensive auto insurance company in Lulu for teen drivers is Allstate

Lulu, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Lulu can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lulu, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Lulu to other Florida cities, including Orlando auto insurance rates, Hialeah auto insurance rates, and Tallahassee auto insurance rates to see how Lulu, Florida auto insurance rates stack up.

Before you buy Lulu, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lulu, Florida auto insurance quotes.

Minimum Auto Insurance in Lulu, Florida

Lulu, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lulu, Florida.

Minimum Required Auto Insurance Coverage in Lulu, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Lulu, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lulu, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lulu, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,705 $3,556 $3,211 $3,271 $12,545 $13,524 $3,775 $3,858
GEICO $2,432 $2,445 $2,275 $2,275 $4,285 $5,352 $2,675 $2,715
Liberty Mutual $3,119 $3,119 $2,861 $2,861 $6,550 $10,069 $3,119 $4,212
Nationwide $2,356 $2,333 $2,106 $2,181 $5,646 $6,979 $2,594 $2,709
Progressive $3,440 $3,250 $2,964 $3,174 $9,762 $10,714 $4,155 $4,005
State Farm $1,719 $1,719 $1,546 $1,546 $4,900 $6,272 $1,898 $2,054
USAA $1,387 $1,368 $1,282 $1,281 $4,617 $5,403 $1,740 $1,889

Cheap Lulu, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lulu, Florida is a challenge. Take a look at the annual teen auto insurance rates in Lulu, Florida.

Annual Auto Insurance Rates for Teen Drivers in Lulu, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,545 $13,524
GEICO $4,285 $5,352
Liberty Mutual $6,550 $10,069
Nationwide $5,646 $6,979
Progressive $9,762 $10,714
State Farm $4,900 $6,272
USAA $4,617 $5,403

Cheap Lulu, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Lulu, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lulu, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,211 $3,271
GEICO $2,275 $2,275
Liberty Mutual $2,861 $2,861
Nationwide $2,106 $2,181
Progressive $2,964 $3,174
State Farm $1,546 $1,546
USAA $1,282 $1,281

Cheap Lulu, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lulu, Florida compared to the annual auto insurance rates with a clean record in Lulu, Florida.

Annual Lulu, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,132 $6,111 $6,794 $5,686
GEICO $2,148 $2,728 $4,030 $3,320
Liberty Mutual $3,284 $4,216 $6,032 $4,422
Nationwide $2,887 $3,154 $4,214 $3,197
Progressive $4,091 $6,057 $5,092 $5,493
State Farm $2,486 $2,927 $2,707 $2,707
USAA $1,875 $2,293 $3,354 $1,961

Cheap Lulu, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lulu, Florida is not easy. Compare the annual rates for DUI auto insurance in Lulu, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Lulu, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,794
GEICO $4,030
Liberty Mutual $6,032
Nationwide $4,214
Progressive $5,092
State Farm $2,707
USAA $3,354

Cheap Lulu, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lulu, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lulu, Florida

Insurance Company Poor Fair Good
Allstate $8,254 $5,251 $4,286
GEICO $4,421 $2,703 $2,046
Liberty Mutual $5,774 $4,243 $3,448
Nationwide $4,201 $3,090 $2,798
Progressive $6,739 $4,800 $4,011
State Farm $3,653 $2,441 $2,026
USAA $3,880 $1,875 $1,358

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Cheap Lulu, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lulu, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Lulu, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lulu, Florida

ZIP Code Average Annual Rates
32061 $2,998

Cheap Lulu, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Lulu, Florida auto insurance. Find the cheapest annual Lulu, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lulu, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,760 $6,101
GEICO $3,042 $3,071
Liberty Mutual $4,345 $4,632
Nationwide $3,363 $3,363
Progressive $5,183 $5,183
State Farm $2,617 $2,797
USAA $2,344 $2,398

Cheap Lulu, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lulu, Florida? Check out the comparison of annual Lulu, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lulu, Florida

Insurance Company Low Medium High
Allstate $4,818 $6,182 $6,792
GEICO $2,552 $3,154 $3,464
Liberty Mutual $4,183 $4,548 $4,734
Nationwide $2,732 $3,482 $3,875
Progressive $4,346 $5,302 $5,901
State Farm $2,367 $2,761 $2,992
USAA $2,083 $2,445 $2,584

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Best By Category: Cheapest Auto Insurance in Lulu, Florida

Compare the cheapest auto insurance companies in Lulu, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lulu, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Lulu, Florida Auto Insurance Companies

What auto insurance companies in Lulu, Florida are the cheapest? Compare the top Lulu, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lulu, Florida

Insurance Company Average Annual Rates
Allstate $5,931
GEICO $3,057
Liberty Mutual $4,489
Nationwide $3,363
Progressive $5,183
State Farm $2,707
USAA $2,371

Compare Lulu, Florida Auto Insurance Quotes

Before you buy Lulu, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lulu, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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