Best Cheap Auto Insurance in Luling, LA (2021)

The average Luling, LA auto insurance rates are $496 per month. The minimum auto insurance in Luling is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Luling, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The minimum auto insurance required in Luling, Louisiana is 15/30/25
  • Average auto insurance rates in Luling, LA for senior drivers are $3,723 per year
  • The most expensive auto insurance company in Luling for teen drivers is Progressive

Luling, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Luling can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Luling, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Luling to other Louisiana cities, including Alexandria auto insurance rates, Monroe auto insurance rates, and Shreveport auto insurance rates to see how Luling, Louisiana auto insurance rates stack up.

Before you buy Luling, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Luling, Louisiana auto insurance quotes.

Minimum Auto Insurance in Luling, Louisiana

Luling, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Luling, Louisiana.

Minimum Required Auto Insurance Coverage in Luling, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Luling, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Luling, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Luling, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,674 $3,674 $3,802 $3,802 $7,983 $10,034 $4,051 $4,383
GEICO $3,855 $4,460 $4,687 $5,817 $14,324 $14,946 $3,706 $3,526
Progressive $4,609 $4,299 $3,860 $4,184 $17,948 $19,931 $5,227 $5,258
State Farm $3,040 $3,040 $2,799 $2,799 $9,005 $11,309 $3,391 $3,789
USAA $2,801 $2,751 $2,758 $2,724 $8,622 $10,055 $3,437 $3,761

Cheap Luling, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Luling, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Luling, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Luling, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,983 $10,034
GEICO $14,324 $14,946
Progressive $17,948 $19,931
State Farm $9,005 $11,309
USAA $8,622 $10,055

Cheap Luling, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Luling, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Luling, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,802 $3,802
GEICO $4,687 $5,817
Progressive $3,860 $4,184
State Farm $2,799 $2,799
USAA $2,758 $2,724

Cheap Luling, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Luling, Louisiana compared to the annual auto insurance rates with a clean record in Luling, Louisiana.

Annual Luling, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,090 $6,236 $5,568 $4,808
GEICO $4,677 $7,571 $9,418 $5,994
Progressive $6,806 $9,107 $8,782 $7,962
State Farm $4,487 $5,306 $4,897 $4,897
USAA $3,516 $4,917 $5,819 $4,203

Cheap Luling, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Luling, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Luling, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Luling, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,568
GEICO $9,418
Progressive $8,782
State Farm $4,897
USAA $5,819

Cheap Luling, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Luling, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Luling, Louisiana

Insurance Company Poor Fair Good
Allstate $6,767 $4,672 $4,087
GEICO $8,229 $7,139 $5,378
Progressive $9,241 $7,906 $7,346
State Farm $6,787 $4,371 $3,532
USAA $6,337 $4,084 $3,421

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Cheap Luling, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Luling, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Luling, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Luling, Louisiana

ZIP Code Average Annual Rates
70070 $5,589

Cheap Luling, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Luling, Louisiana auto insurance. Find the cheapest annual Luling, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Luling, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,175 $5,175
GEICO $6,775 $7,056
Progressive $8,164 $8,164
State Farm $4,769 $5,024
USAA $4,469 $4,759

Cheap Luling, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Luling, Louisiana? Check out the comparison of annual Luling, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Luling, Louisiana

Insurance Company Low Medium High
Allstate $4,458 $5,272 $5,796
GEICO $5,507 $6,940 $8,299
Progressive $6,595 $8,085 $9,813
State Farm $4,202 $4,884 $5,603
USAA $3,909 $4,695 $5,237

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Best By Category: Cheapest Auto Insurance in Luling, Louisiana

Compare the cheapest auto insurance companies in Luling, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Luling, Louisiana

Category Insurance Company
Teenagers Allstate
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Luling, Louisiana Auto Insurance Companies

What auto insurance companies in Luling, Louisiana are the cheapest? Compare the top Luling, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Luling, Louisiana

Insurance Company Average Annual Rates
Allstate $5,175
GEICO $6,915
Progressive $8,164
State Farm $4,897
USAA $4,614

What affects auto insurance rates in Luling, Louisiana?

There are a lot of reasons why auto insurance rates in Luling, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Luling, Louisiana. Many local factors may affect your Luling auto insurance rates.

Luling Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Luling, Louisiana commute length is 26.6 minutes according to City-Data.

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Compare Luling, Louisiana Auto Insurance Quotes

Before you buy Luling, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Luling, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

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