Best Cheap Auto Insurance in Lula, GA (2021)

The average Lula, GA auto insurance rates are $425 per month. The minimum auto insurance in Lula is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Lula, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Lula, Georgia is 25/50/25
  • The average commute length in Lula is 26.2 minutes
  • The most expensive auto insurance company in Lula for teen drivers is Liberty Mutual

Lula, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Lula can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lula, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Lula to other Georgia cities, including Warner Robins auto insurance rates, Sandy Springs auto insurance rates, and Savannah auto insurance rates to see how Lula, Georgia auto insurance rates stack up.

Before you buy Lula, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lula, Georgia auto insurance quotes.

Minimum Auto Insurance in Lula, Georgia

Lula, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lula, Georgia.

Minimum Required Auto Insurance Coverage in Lula, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lula, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lula, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lula, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,963 $2,963 $2,836 $2,836 $7,004 $9,063 $3,325 $3,635
GEICO $1,788 $1,767 $1,734 $1,734 $5,387 $6,457 $2,317 $2,571
Liberty Mutual $5,578 $6,066 $4,557 $5,171 $24,339 $27,172 $5,914 $6,286
Nationwide $3,758 $3,886 $3,715 $4,084 $11,702 $15,073 $4,583 $4,975
Progressive $2,832 $2,615 $2,438 $2,560 $8,997 $9,966 $3,289 $3,456
State Farm $2,099 $2,099 $1,890 $1,890 $5,698 $7,471 $2,307 $2,499
USAA $1,948 $1,940 $1,820 $1,815 $7,249 $8,578 $2,426 $2,669

Cheap Lula, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lula, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Lula, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Lula, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,004 $9,063
GEICO $5,387 $6,457
Liberty Mutual $24,339 $27,172
Nationwide $11,702 $15,073
Progressive $8,997 $9,966
State Farm $5,698 $7,471
USAA $7,249 $8,578

Cheap Lula, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Lula, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lula, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,836 $2,836
GEICO $1,734 $1,734
Liberty Mutual $4,557 $5,171
Nationwide $3,715 $4,084
Progressive $2,438 $2,560
State Farm $1,890 $1,890
USAA $1,820 $1,815

Cheap Lula, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lula, Georgia compared to the annual auto insurance rates with a clean record in Lula, Georgia.

Annual Lula, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,567 $5,503 $4,490 $3,754
GEICO $2,001 $2,506 $5,128 $2,243
Liberty Mutual $8,062 $11,042 $12,692 $10,745
Nationwide $4,982 $5,847 $9,018 $6,041
Progressive $3,541 $6,245 $4,171 $4,121
State Farm $2,949 $3,539 $3,244 $3,244
USAA $2,710 $3,445 $5,043 $3,024

Cheap Lula, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lula, Georgia is not easy. Compare the annual rates for DUI auto insurance in Lula, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Lula, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,490
GEICO $5,128
Liberty Mutual $12,692
Nationwide $9,018
Progressive $4,171
State Farm $3,244
USAA $5,043

Cheap Lula, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lula, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lula, Georgia

Insurance Company Poor Fair Good
Allstate $5,613 $3,897 $3,475
GEICO $3,735 $2,625 $2,548
Liberty Mutual $15,221 $9,358 $7,328
Nationwide $7,705 $6,246 $5,465
Progressive $5,085 $4,397 $4,076
State Farm $4,599 $2,864 $2,269
USAA $4,620 $3,260 $2,786

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Cheap Lula, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lula, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Lula, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lula, Georgia

ZIP Code Average Annual Rates
30554 $4,951

Cheap Lula, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Lula, Georgia auto insurance. Find the cheapest annual Lula, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lula, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,232 $4,424
GEICO $2,919 $3,020
Liberty Mutual $10,635 $10,635
Nationwide $6,472 $6,472
Progressive $4,519 $4,519
State Farm $3,244 $3,244
USAA $3,393 $3,718

Cheap Lula, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lula, Georgia? Check out the comparison of annual Lula, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lula, Georgia

Insurance Company Low Medium High
Allstate $4,025 $4,370 $4,590
GEICO $2,773 $2,984 $3,151
Liberty Mutual $10,196 $10,580 $11,130
Nationwide $6,332 $6,590 $6,494
Progressive $4,180 $4,454 $4,923
State Farm $3,034 $3,247 $3,452
USAA $3,396 $3,538 $3,733

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Best By Category: Cheapest Auto Insurance in Lula, Georgia

Compare the cheapest auto insurance companies in Lula, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lula, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Lula, Georgia Auto Insurance Companies

What auto insurance companies in Lula, Georgia are the cheapest? Compare the top Lula, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lula, Georgia

Insurance Company Average Annual Rates
Allstate $4,328
GEICO $2,969
Liberty Mutual $10,635
Nationwide $6,472
Progressive $4,519
State Farm $3,244
USAA $3,556

What affects auto insurance rates in Lula, Georgia?

There are a lot of reasons why auto insurance rates in Lula, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lula, Georgia. Many local factors may affect your Lula auto insurance rates.

Lula Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lula, Georgia commute length is 26.2 minutes according to City-Data.

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Compare Lula, Georgia Auto Insurance Quotes

Before you buy Lula, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lula, Georgia auto insurance quotes.

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