Best Cheap Auto Insurance in Lukachukai, AZ (2021)

The average Lukachukai, AZ auto insurance rates are $321 per month. The minimum auto insurance in Lukachukai is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Lukachukai, Arizona, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Lukachukai, AZ for senior drivers are $2,208 per year
  • The cheapest auto insurance company in Lukachukai is GEICO
  • The most expensive auto insurance company in Lukachukai for teen drivers is Farmers

Lukachukai, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Lukachukai can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lukachukai, Arizona, including driving record, credit, commute time, and more.

Compare auto insurance in Lukachukai to other Arizona cities, including Gilbert auto insurance rates, Tempe auto insurance rates, and Surprise auto insurance rates to see how Lukachukai, Arizona auto insurance rates stack up.

Before you buy Lukachukai, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lukachukai, Arizona auto insurance quotes.

Minimum Auto Insurance in Lukachukai, Arizona

Lukachukai, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lukachukai, Arizona.

Minimum Required Auto Insurance Coverage in Lukachukai, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Lukachukai, Arizona Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lukachukai, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lukachukai, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,008 $4,008 $3,904 $3,904 $8,669 $11,196 $4,477 $4,862
American Family $2,766 $2,766 $2,538 $2,538 $7,272 $9,457 $2,766 $3,260
Farmers $2,781 $2,810 $2,455 $2,605 $12,582 $13,221 $3,170 $3,311
GEICO $1,529 $1,712 $1,261 $1,588 $4,392 $4,685 $1,402 $1,412
Nationwide $2,351 $2,399 $2,098 $2,227 $5,789 $7,430 $2,711 $2,935
Progressive $1,881 $1,660 $1,689 $1,601 $7,739 $8,688 $2,044 $2,060
State Farm $2,674 $2,674 $2,345 $2,345 $8,047 $10,091 $2,876 $3,634
Travelers $1,798 $1,891 $1,630 $1,734 $4,936 $6,064 $1,914 $2,014
USAA $1,746 $1,750 $1,629 $1,648 $6,611 $7,590 $2,305 $2,474

Cheap Lukachukai, Arizona Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lukachukai, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Lukachukai, Arizona.

Annual Auto Insurance Rates for Teen Drivers in Lukachukai, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,669 $11,196
American Family $7,272 $9,457
Farmers $12,582 $13,221
GEICO $4,392 $4,685
Nationwide $5,789 $7,430
Progressive $7,739 $8,688
State Farm $8,047 $10,091
Travelers $4,936 $6,064
USAA $6,611 $7,590

Cheap Lukachukai, Arizona Auto Insurance for Seniors

What are senior auto insurance rates in Lukachukai, Arizona? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lukachukai, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,904 $3,904
American Family $2,538 $2,538
Farmers $2,455 $2,605
GEICO $1,261 $1,588
Nationwide $2,098 $2,227
Progressive $1,689 $1,601
State Farm $2,345 $2,345
Travelers $1,630 $1,734
USAA $1,629 $1,648

Cheap Lukachukai, Arizona Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lukachukai, Arizona compared to the annual auto insurance rates with a clean record in Lukachukai, Arizona.

Annual Lukachukai, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,503 $5,705 $6,467 $5,838
American Family $2,949 $4,595 $5,707 $3,430
Farmers $4,540 $5,849 $5,707 $5,372
GEICO $1,756 $2,345 $3,133 $1,756
Nationwide $2,951 $3,102 $4,611 $3,305
Progressive $3,018 $3,968 $3,188 $3,507
State Farm $3,958 $4,714 $4,336 $4,336
Travelers $2,201 $2,870 $3,161 $2,758
USAA $2,340 $3,356 $4,425 $2,756

Cheap Lukachukai, Arizona Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lukachukai, Arizona is not easy. Compare the annual rates for DUI auto insurance in Lukachukai, Arizona to find the best deal.

Annual Auto Insurance Rates After a DUI in Lukachukai, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,467
American Family $5,707
Farmers $5,707
GEICO $3,133
Nationwide $4,611
Progressive $3,188
State Farm $4,336
Travelers $3,161
USAA $4,425

Cheap Lukachukai, Arizona Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lukachukai, Arizona annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lukachukai, Arizona

Insurance Company Poor Fair Good
Allstate $7,193 $5,121 $4,571
American Family $5,252 $3,901 $3,358
Farmers $6,093 $5,128 $4,879
GEICO $3,088 $2,026 $1,629
Nationwide $4,205 $3,344 $2,928
Progressive $3,819 $3,331 $3,110
State Farm $7,948 $3,101 $1,958
Travelers $3,357 $2,734 $2,151
USAA $4,239 $2,958 $2,460

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Cheap Lukachukai, Arizona Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lukachukai, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Lukachukai, Arizona to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lukachukai, Arizona

ZIP Code Average Annual Rates
86507 $3,824

Cheap Lukachukai, Arizona Auto Insurance Rates By Commute

Commute length and annual mileage affect Lukachukai, Arizona auto insurance. Find the cheapest annual Lukachukai, Arizona auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lukachukai, Arizona

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,628 $5,628
American Family $4,129 $4,211
Farmers $5,367 $5,367
GEICO $2,209 $2,286
Nationwide $3,492 $3,492
Progressive $3,420 $3,420
State Farm $4,231 $4,440
Travelers $2,747 $2,747
USAA $3,184 $3,254

Cheap Lukachukai, Arizona Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lukachukai, Arizona? Check out the comparison of annual Lukachukai, Arizona auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lukachukai, Arizona

Insurance Company Low Medium High
Allstate $5,235 $5,663 $5,987
American Family $4,026 $4,304 $4,181
Farmers $4,429 $5,424 $6,247
GEICO $1,968 $2,271 $2,504
Nationwide $3,379 $3,520 $3,579
Progressive $3,086 $3,473 $3,702
State Farm $3,942 $4,401 $4,664
Travelers $2,531 $2,779 $2,932
USAA $2,978 $3,261 $3,418

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Best By Category: Cheapest Auto Insurance in Lukachukai, Arizona

Compare the cheapest auto insurance companies in Lukachukai, Arizona in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lukachukai, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Lukachukai, Arizona Auto Insurance Companies

What auto insurance companies in Lukachukai, Arizona are the cheapest? Compare the top Lukachukai, Arizona auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lukachukai, Arizona

Insurance Company Average Annual Rates
Allstate $5,628
American Family $4,170
Farmers $5,367
GEICO $2,248
Nationwide $3,492
Progressive $3,420
State Farm $4,336
Travelers $2,747
USAA $3,219

What affects auto insurance rates in Lukachukai, Arizona?

There are a lot of reasons why auto insurance rates in Lukachukai, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lukachukai, Arizona. Many local factors may affect your Lukachukai auto insurance rates.

Lukachukai Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lukachukai, Arizona commute length is 35.0 minutes according to City-Data.

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Compare Lukachukai, Arizona Auto Insurance Quotes

Before you buy Lukachukai, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lukachukai, Arizona auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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