Best Cheap Auto Insurance in Lueders, TX (2021)

The average Lueders, TX auto insurance rates are $312 per month. The minimum auto insurance in Lueders is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Lueders, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Lueders, Texas is 30/60/25
  • Average auto insurance rates in Lueders, TX for senior drivers are $2,270 per year
  • The most expensive auto insurance company in Lueders for teen drivers is Progressive

Lueders, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Lueders can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lueders, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Lueders to other Texas cities, including San Antonio auto insurance rates, Plano auto insurance rates, and Austin auto insurance rates to see how Lueders, Texas auto insurance rates stack up.

Before you buy Lueders, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lueders, Texas auto insurance quotes.

Minimum Auto Insurance in Lueders, Texas

Lueders, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lueders, Texas.

Minimum Required Auto Insurance Coverage in Lueders, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lueders, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lueders, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lueders, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,497 $3,546 $3,456 $3,456 $8,904 $10,800 $4,329 $4,541
American Family $2,941 $3,223 $2,584 $2,918 $6,719 $8,945 $4,022 $4,589
GEICO $2,100 $2,249 $1,990 $2,227 $4,560 $4,749 $2,277 $2,295
Nationwide $2,412 $2,460 $2,126 $2,260 $6,729 $8,684 $2,821 $3,061
Progressive $2,721 $2,556 $2,418 $2,471 $11,471 $12,711 $3,193 $3,194
State Farm $1,758 $1,758 $1,556 $1,556 $4,064 $5,155 $1,901 $1,965
USAA $1,454 $1,480 $1,376 $1,388 $3,876 $4,276 $1,946 $2,126

Cheap Lueders, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lueders, Texas is a challenge. Take a look at the annual teen auto insurance rates in Lueders, Texas.

Annual Auto Insurance Rates for Teen Drivers in Lueders, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,904 $10,800
American Family $6,719 $8,945
GEICO $4,560 $4,749
Nationwide $6,729 $8,684
Progressive $11,471 $12,711
State Farm $4,064 $5,155
USAA $3,876 $4,276

Cheap Lueders, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Lueders, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lueders, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,456 $3,456
American Family $2,584 $2,918
GEICO $1,990 $2,227
Nationwide $2,126 $2,260
Progressive $2,418 $2,471
State Farm $1,556 $1,556
USAA $1,376 $1,388

Cheap Lueders, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lueders, Texas compared to the annual auto insurance rates with a clean record in Lueders, Texas.

Annual Lueders, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,205 $6,300 $6,555 $4,205
American Family $4,120 $5,180 $4,550 $4,120
GEICO $2,385 $3,131 $2,643 $3,064
Nationwide $3,304 $3,304 $4,927 $3,741
Progressive $4,435 $5,756 $5,180 $4,997
State Farm $2,206 $2,509 $2,937 $2,206
USAA $1,686 $2,452 $2,888 $1,934

Cheap Lueders, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lueders, Texas is not easy. Compare the annual rates for DUI auto insurance in Lueders, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Lueders, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,555
American Family $4,550
GEICO $2,643
Nationwide $4,927
Progressive $5,180
State Farm $2,937
USAA $2,888

Cheap Lueders, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lueders, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lueders, Texas

Insurance Company Poor Fair Good
Allstate $6,771 $4,950 $4,228
American Family $6,357 $3,803 $3,318
GEICO $4,314 $2,456 $1,648
Nationwide $4,591 $3,672 $3,194
Progressive $5,727 $4,955 $4,594
State Farm $3,491 $2,172 $1,730
USAA $3,323 $1,888 $1,510

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Cheap Lueders, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lueders, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Lueders, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lueders, Texas

ZIP Code Average Annual Rates
79533 $5,572

Cheap Lueders, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Lueders, Texas auto insurance. Find the cheapest annual Lueders, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lueders, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,197 $5,436
American Family $4,493 $4,493
GEICO $2,754 $2,858
Nationwide $3,819 $3,819
Progressive $5,092 $5,092
State Farm $2,464 $2,464
USAA $2,212 $2,269

Cheap Lueders, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lueders, Texas? Check out the comparison of annual Lueders, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lueders, Texas

Insurance Company Low Medium High
Allstate $5,201 $5,273 $5,474
American Family $4,289 $4,390 $4,799
GEICO $2,688 $2,785 $2,945
Nationwide $4,134 $3,653 $3,670
Progressive $4,804 $5,059 $5,412
State Farm $2,350 $2,458 $2,585
USAA $2,181 $2,233 $2,307

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Best By Category: Cheapest Auto Insurance in Lueders, Texas

Compare the cheapest auto insurance companies in Lueders, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lueders, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Lueders, Texas Auto Insurance Companies

What auto insurance companies in Lueders, Texas are the cheapest? Compare the top Lueders, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lueders, Texas

Insurance Company Average Annual Rates
Allstate $5,316
American Family $4,493
GEICO $2,806
Nationwide $3,819
Progressive $5,092
State Farm $2,464
USAA $2,240

What affects auto insurance rates in Lueders, Texas?

There are a lot of reasons why auto insurance rates in Lueders, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lueders, Texas. Many local factors may affect your Lueders auto insurance rates.

Lueders Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lueders, Texas commute length is 13.8 minutes according to City-Data.

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Compare Lueders, Texas Auto Insurance Quotes

Before you buy Lueders, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lueders, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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