Best Cheap Auto Insurance in Ludowici, GA (2021)

The average Ludowici, GA auto insurance rates are $379 per month. The minimum auto insurance in Ludowici is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Ludowici, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Ludowici, Georgia is 25/50/25
  • The cheapest auto insurance company in Ludowici is GEICO
  • Average auto insurance rates in Ludowici, GA for senior drivers are $2,515 per year

Ludowici, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Ludowici can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ludowici, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Ludowici to other Georgia cities, including Atlanta auto insurance rates, Albany auto insurance rates, and Savannah auto insurance rates to see how Ludowici, Georgia auto insurance rates stack up.

Before you buy Ludowici, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ludowici, Georgia auto insurance quotes.

Minimum Auto Insurance in Ludowici, Georgia

Ludowici, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ludowici, Georgia.

Minimum Required Auto Insurance Coverage in Ludowici, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ludowici, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ludowici, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ludowici, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,355 $2,355 $2,255 $2,255 $5,433 $6,994 $2,632 $2,873
GEICO $1,653 $1,631 $1,601 $1,601 $4,911 $5,876 $2,122 $2,364
Liberty Mutual $4,979 $5,419 $4,079 $4,627 $21,123 $23,581 $5,278 $5,619
Nationwide $3,718 $3,844 $3,666 $4,031 $11,550 $14,887 $4,531 $4,920
Progressive $2,606 $2,407 $2,240 $2,355 $8,279 $9,178 $3,027 $3,187
State Farm $1,995 $1,995 $1,796 $1,796 $5,371 $7,042 $2,191 $2,371
USAA $1,561 $1,558 $1,452 $1,456 $5,557 $6,580 $1,936 $2,134

Cheap Ludowici, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ludowici, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Ludowici, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Ludowici, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,433 $6,994
GEICO $4,911 $5,876
Liberty Mutual $21,123 $23,581
Nationwide $11,550 $14,887
Progressive $8,279 $9,178
State Farm $5,371 $7,042
USAA $5,557 $6,580

Cheap Ludowici, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Ludowici, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ludowici, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,255 $2,255
GEICO $1,601 $1,601
Liberty Mutual $4,079 $4,627
Nationwide $3,666 $4,031
Progressive $2,240 $2,355
State Farm $1,796 $1,796
USAA $1,452 $1,456

Cheap Ludowici, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ludowici, Georgia compared to the annual auto insurance rates with a clean record in Ludowici, Georgia.

Annual Ludowici, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,807 $4,318 $3,501 $2,950
GEICO $1,832 $2,295 $4,698 $2,053
Liberty Mutual $7,088 $9,685 $11,136 $9,444
Nationwide $4,921 $5,775 $8,911 $5,967
Progressive $3,262 $5,754 $3,828 $3,796
State Farm $2,793 $3,346 $3,070 $3,070
USAA $2,131 $2,691 $3,922 $2,373

Cheap Ludowici, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ludowici, Georgia is not easy. Compare the annual rates for DUI auto insurance in Ludowici, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Ludowici, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,501
GEICO $4,698
Liberty Mutual $11,136
Nationwide $8,911
Progressive $3,828
State Farm $3,070
USAA $3,922

Cheap Ludowici, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ludowici, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ludowici, Georgia

Insurance Company Poor Fair Good
Allstate $4,399 $3,055 $2,727
GEICO $3,421 $2,404 $2,334
Liberty Mutual $13,383 $8,203 $6,428
Nationwide $7,617 $6,168 $5,395
Progressive $4,680 $4,048 $3,752
State Farm $4,347 $2,711 $2,150
USAA $3,615 $2,547 $2,176

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Cheap Ludowici, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ludowici, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Ludowici, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ludowici, Georgia

ZIP Code Average Annual Rates
31316 $4,410

Cheap Ludowici, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Ludowici, Georgia auto insurance. Find the cheapest annual Ludowici, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ludowici, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,317 $3,470
GEICO $2,673 $2,766
Liberty Mutual $9,338 $9,338
Nationwide $6,393 $6,393
Progressive $4,160 $4,160
State Farm $3,070 $3,070
USAA $2,653 $2,905

Cheap Ludowici, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ludowici, Georgia? Check out the comparison of annual Ludowici, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ludowici, Georgia

Insurance Company Low Medium High
Allstate $3,109 $3,431 $3,642
GEICO $2,524 $2,733 $2,902
Liberty Mutual $8,950 $9,287 $9,778
Nationwide $6,271 $6,505 $6,405
Progressive $3,847 $4,100 $4,533
State Farm $2,868 $3,071 $3,269
USAA $2,657 $2,765 $2,916

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Best By Category: Cheapest Auto Insurance in Ludowici, Georgia

Compare the cheapest auto insurance companies in Ludowici, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ludowici, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Ludowici, Georgia Auto Insurance Companies

What auto insurance companies in Ludowici, Georgia are the cheapest? Compare the top Ludowici, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ludowici, Georgia

Insurance Company Average Annual Rates
Allstate $3,394
GEICO $2,720
Liberty Mutual $9,338
Nationwide $6,393
Progressive $4,160
State Farm $3,070
USAA $2,779

What affects auto insurance rates in Ludowici, Georgia?

There are a lot of reasons why auto insurance rates in Ludowici, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ludowici, Georgia. Many local factors may affect your Ludowici auto insurance rates.

Ludowici Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ludowici, Georgia commute length is 28.3 minutes according to City-Data.

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Compare Ludowici, Georgia Auto Insurance Quotes

Before you buy Ludowici, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ludowici, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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