Best Cheap Auto Insurance in Ludlow, PA (2021)

The average Ludlow, PA auto insurance rates are $313 per month. The minimum auto insurance in Ludlow is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Ludlow, Pennsylvania, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Ludlow, Pennsylvania is 15/30/5
  • Average auto insurance rates in Ludlow, PA for senior drivers are $1,936 per year
  • The cheapest auto insurance company in Ludlow is USAA

Ludlow, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Ludlow can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ludlow, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Ludlow to other Pennsylvania cities, including Scranton auto insurance rates, Allen auto insurance rates, and Pittsburgh auto insurance rates to see how Ludlow, Pennsylvania auto insurance rates stack up.

Before you buy Ludlow, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ludlow, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Ludlow, Pennsylvania

Ludlow, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ludlow, Pennsylvania.

Minimum Required Auto Insurance Coverage in Ludlow, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Ludlow, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ludlow, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ludlow, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,409 $2,409 $2,193 $2,193 $7,555 $7,555 $2,679 $2,679
GEICO $1,694 $1,469 $1,571 $1,363 $4,092 $3,550 $1,725 $1,496
Liberty Mutual $4,156 $4,156 $3,801 $3,801 $12,275 $12,275 $5,296 $5,296
Nationwide $1,806 $1,806 $1,700 $1,700 $4,961 $4,961 $2,015 $2,015
Progressive $2,510 $2,510 $2,230 $2,230 $7,685 $7,685 $3,211 $3,211
State Farm $1,544 $1,544 $1,348 $1,348 $5,316 $5,316 $1,692 $1,692
Travelers $1,658 $1,658 $1,757 $1,757 $23,075 $23,075 $2,026 $2,026
USAA $1,104 $1,104 $994 $994 $3,234 $3,234 $1,472 $1,472

Cheap Ludlow, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ludlow, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Ludlow, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Ludlow, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,555 $7,555
GEICO $4,092 $3,550
Liberty Mutual $12,275 $12,275
Nationwide $4,961 $4,961
Progressive $7,685 $7,685
State Farm $5,316 $5,316
Travelers $23,075 $23,075
USAA $3,234 $3,234

Cheap Ludlow, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Ludlow, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ludlow, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,193 $2,193
GEICO $1,571 $1,363
Liberty Mutual $3,801 $3,801
Nationwide $1,700 $1,700
Progressive $2,230 $2,230
State Farm $1,348 $1,348
Travelers $1,757 $1,757
USAA $994 $994

Cheap Ludlow, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ludlow, Pennsylvania compared to the annual auto insurance rates with a clean record in Ludlow, Pennsylvania.

Annual Ludlow, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,558 $4,163 $3,558 $3,558
GEICO $1,565 $2,629 $2,112 $2,175
Liberty Mutual $5,876 $6,618 $6,517 $6,517
Nationwide $1,879 $2,512 $3,544 $2,546
Progressive $3,563 $4,839 $3,658 $3,577
State Farm $2,287 $2,663 $2,475 $2,475
Travelers $5,115 $7,202 $8,996 $7,202
USAA $1,373 $1,882 $2,014 $1,534

Cheap Ludlow, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ludlow, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Ludlow, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Ludlow, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,558
GEICO $2,112
Liberty Mutual $6,517
Nationwide $3,544
Progressive $3,658
State Farm $2,475
Travelers $8,996
USAA $2,014

Cheap Ludlow, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ludlow, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ludlow, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,751 $3,528 $2,848
GEICO $3,172 $1,796 $1,392
Liberty Mutual $8,151 $5,840 $5,155
Nationwide $3,084 $2,520 $2,257
Progressive $5,207 $3,623 $2,897
State Farm $3,524 $2,181 $1,721
Travelers $7,776 $7,002 $6,609
USAA $2,130 $1,577 $1,395

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Cheap Ludlow, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ludlow, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Ludlow, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ludlow, Pennsylvania

ZIP Code Average Annual Rates
16333 $4,626

Cheap Ludlow, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Ludlow, Pennsylvania auto insurance. Find the cheapest annual Ludlow, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ludlow, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,640 $3,777
GEICO $2,081 $2,159
Liberty Mutual $6,217 $6,547
Nationwide $2,620 $2,620
Progressive $3,909 $3,909
State Farm $2,403 $2,548
Travelers $7,129 $7,129
USAA $1,652 $1,749

Cheap Ludlow, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ludlow, Pennsylvania? Check out the comparison of annual Ludlow, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ludlow, Pennsylvania

Insurance Company Low Medium High
Allstate $3,578 $3,726 $3,823
GEICO $1,945 $2,136 $2,278
Liberty Mutual $6,143 $6,417 $6,586
Nationwide $2,665 $2,646 $2,551
Progressive $3,637 $3,936 $4,154
State Farm $2,349 $2,501 $2,576
Travelers $7,346 $7,102 $6,939
USAA $1,592 $1,714 $1,796

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Best By Category: Cheapest Auto Insurance in Ludlow, Pennsylvania

Compare the cheapest auto insurance companies in Ludlow, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ludlow, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Ludlow, Pennsylvania Auto Insurance Companies

What auto insurance companies in Ludlow, Pennsylvania are the cheapest? Compare the top Ludlow, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ludlow, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,709
GEICO $2,120
Liberty Mutual $6,382
Nationwide $2,620
Progressive $3,909
State Farm $2,475
Travelers $7,129
USAA $1,701

Compare Ludlow, Pennsylvania Auto Insurance Quotes

Before you buy Ludlow, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ludlow, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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