Best Cheap Auto Insurance in Luckey, OH (2021)

The average Luckey, OH auto insurance rates are $214 per month. The minimum auto insurance in Luckey is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Luckey, Ohio, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Luckey, Ohio is 25/50/25
  • The cheapest auto insurance company in Luckey is USAA
  • Average auto insurance rates in Luckey, OH for senior drivers are $1,329 per year

Luckey, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Luckey can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Luckey, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Luckey to other Ohio cities, including Youngs auto insurance rates, Cleveland auto insurance rates, and Dayton auto insurance rates to see how Luckey, Ohio auto insurance rates stack up.

Before you buy Luckey, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Luckey, Ohio auto insurance quotes.

Minimum Auto Insurance in Luckey, Ohio

Luckey, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Luckey, Ohio.

Minimum Required Auto Insurance Coverage in Luckey, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Luckey, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Luckey, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Luckey, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,902 $1,892 $1,724 $1,840 $5,256 $6,015 $1,989 $2,116
American Family $882 $914 $807 $811 $2,713 $2,942 $1,089 $1,145
Farmers $1,773 $1,767 $1,561 $1,650 $7,896 $8,195 $1,983 $2,064
GEICO $1,157 $1,127 $1,096 $1,110 $3,091 $2,874 $1,281 $1,083
Liberty Mutual $1,876 $2,048 $1,439 $1,758 $9,991 $11,283 $1,980 $2,158
Nationwide $2,017 $2,025 $1,824 $1,835 $5,205 $6,692 $2,159 $2,505
Progressive $1,578 $1,484 $1,316 $1,359 $7,104 $7,986 $1,891 $1,955
State Farm $1,385 $1,385 $1,243 $1,243 $4,367 $5,490 $1,609 $1,841
Travelers $1,257 $1,276 $1,247 $1,242 $5,411 $8,570 $1,310 $1,491
USAA $779 $786 $741 $741 $2,371 $2,640 $1,037 $1,121

Cheap Luckey, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Luckey, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Luckey, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Luckey, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,256 $6,015
American Family $2,713 $2,942
Farmers $7,896 $8,195
GEICO $3,091 $2,874
Liberty Mutual $9,991 $11,283
Nationwide $5,205 $6,692
Progressive $7,104 $7,986
State Farm $4,367 $5,490
Travelers $5,411 $8,570
USAA $2,371 $2,640

Cheap Luckey, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Luckey, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Luckey, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,724 $1,840
American Family $807 $811
Farmers $1,561 $1,650
GEICO $1,096 $1,110
Liberty Mutual $1,439 $1,758
Nationwide $1,824 $1,835
Progressive $1,316 $1,359
State Farm $1,243 $1,243
Travelers $1,247 $1,242
USAA $741 $741

Cheap Luckey, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Luckey, Ohio compared to the annual auto insurance rates with a clean record in Luckey, Ohio.

Annual Luckey, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,389 $2,887 $3,389 $2,703
American Family $1,355 $1,432 $1,432 $1,432
Farmers $2,772 $3,572 $3,483 $3,618
GEICO $1,088 $1,569 $2,282 $1,471
Liberty Mutual $3,409 $4,395 $4,478 $3,984
Nationwide $2,437 $3,091 $3,912 $2,691
Progressive $2,657 $3,622 $2,830 $3,227
State Farm $2,112 $2,529 $2,320 $2,320
Travelers $2,013 $2,617 $3,940 $2,333
USAA $985 $1,316 $1,718 $1,089

Cheap Luckey, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Luckey, Ohio is not easy. Compare the annual rates for DUI auto insurance in Luckey, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Luckey, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,389
American Family $1,432
Farmers $3,483
GEICO $2,282
Liberty Mutual $4,478
Nationwide $3,912
Progressive $2,830
State Farm $2,320
Travelers $3,940
USAA $1,718

Cheap Luckey, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Luckey, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Luckey, Ohio

Insurance Company Poor Fair Good
Allstate $3,643 $2,660 $2,222
American Family $1,877 $1,279 $1,083
Farmers $3,803 $3,217 $3,063
GEICO $1,918 $1,602 $1,287
Liberty Mutual $5,816 $3,578 $2,806
Nationwide $3,657 $2,949 $2,492
Progressive $3,458 $2,994 $2,799
State Farm $3,306 $2,044 $1,611
Travelers $3,045 $2,653 $2,480
USAA $1,656 $1,174 $1,001

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Luckey, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Luckey, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Luckey, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Luckey, Ohio

ZIP Code Average Annual Rates
43443 $2,464

Cheap Luckey, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Luckey, Ohio auto insurance. Find the cheapest annual Luckey, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Luckey, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,842 $2,842
American Family $1,396 $1,430
Farmers $3,361 $3,361
GEICO $1,575 $1,629
Liberty Mutual $4,067 $4,067
Nationwide $3,033 $3,033
Progressive $3,084 $3,084
State Farm $2,262 $2,379
Travelers $2,726 $2,726
USAA $1,229 $1,325

Cheap Luckey, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Luckey, Ohio? Check out the comparison of annual Luckey, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Luckey, Ohio

Insurance Company Low Medium High
Allstate $2,745 $2,835 $2,945
American Family $1,385 $1,423 $1,431
Farmers $3,178 $3,309 $3,597
GEICO $1,548 $1,595 $1,665
Liberty Mutual $3,888 $4,091 $4,221
Nationwide $3,336 $2,941 $2,821
Progressive $2,980 $3,061 $3,211
State Farm $2,198 $2,328 $2,435
Travelers $2,646 $2,762 $2,768
USAA $1,223 $1,276 $1,333

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Luckey, Ohio

Compare the cheapest auto insurance companies in Luckey, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Luckey, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Luckey, Ohio Auto Insurance Companies

What auto insurance companies in Luckey, Ohio are the cheapest? Compare the top Luckey, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Luckey, Ohio

Insurance Company Average Annual Rates
Allstate $2,842
American Family $1,413
Farmers $3,361
GEICO $1,602
Liberty Mutual $4,067
Nationwide $3,033
Progressive $3,084
State Farm $2,320
Travelers $2,726
USAA $1,277

What affects auto insurance rates in Luckey, Ohio?

There are a lot of reasons why auto insurance rates in Luckey, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Luckey, Ohio. Many local factors may affect your Luckey auto insurance rates.

Luckey Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Luckey, Ohio commute length is 26.0 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Luckey, Ohio Auto Insurance Quotes

Before you buy Luckey, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Luckey, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption