Best Cheap Auto Insurance in Luck, WI (2021)

The average Luck, WI auto insurance rates are $266 per month. The minimum auto insurance in Luck is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Luck, Wisconsin, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The most expensive auto insurance company in Luck for teen drivers is Nationwide
  • The minimum auto insurance required in Luck, Wisconsin is 25/50/10
  • Average auto insurance rates in Luck, WI for senior drivers are $1,801 per year

Luck, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Luck can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Luck, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Luck to other Wisconsin cities, including Green Bay auto insurance rates, Oshkosh auto insurance rates, and Eau Claire auto insurance rates to see how Luck, Wisconsin auto insurance rates stack up.

Before you buy Luck, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Luck, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Luck, Wisconsin

Luck, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Luck, Wisconsin.

Minimum Required Auto Insurance Coverage in Luck, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Luck, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Luck, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Luck, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,447 $2,594 $2,242 $2,489 $7,531 $9,680 $2,506 $2,728
American Family $1,062 $1,115 $988 $1,001 $2,961 $3,284 $1,252 $1,339
Farmers $2,081 $2,088 $1,853 $1,951 $9,357 $9,710 $2,354 $2,477
GEICO $1,445 $1,583 $1,472 $1,670 $4,697 $5,064 $1,339 $1,389
Liberty Mutual $1,810 $1,980 $1,466 $1,668 $5,864 $6,583 $1,926 $2,091
Nationwide $4,081 $4,310 $3,367 $3,557 $8,164 $12,475 $4,955 $5,930
Progressive $1,976 $1,909 $1,616 $1,673 $6,936 $7,867 $2,370 $2,555
State Farm $1,569 $1,569 $1,373 $1,373 $4,169 $5,303 $1,763 $2,000
USAA $1,453 $1,455 $1,311 $1,342 $3,646 $4,241 $1,895 $2,089

Cheap Luck, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Luck, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Luck, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Luck, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,531 $9,680
American Family $2,961 $3,284
Farmers $9,357 $9,710
GEICO $4,697 $5,064
Liberty Mutual $5,864 $6,583
Nationwide $8,164 $12,475
Progressive $6,936 $7,867
State Farm $4,169 $5,303
USAA $3,646 $4,241

Cheap Luck, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Luck, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Luck, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,242 $2,489
American Family $988 $1,001
Farmers $1,853 $1,951
GEICO $1,472 $1,670
Liberty Mutual $1,466 $1,668
Nationwide $3,367 $3,557
Progressive $1,616 $1,673
State Farm $1,373 $1,373
USAA $1,311 $1,342

Cheap Luck, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Luck, Wisconsin compared to the annual auto insurance rates with a clean record in Luck, Wisconsin.

Annual Luck, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,319 $4,527 $4,201 $4,062
American Family $1,554 $1,649 $1,649 $1,649
Farmers $3,474 $4,366 $4,152 $3,943
GEICO $1,630 $2,616 $2,949 $2,136
Liberty Mutual $2,243 $3,167 $3,298 $2,987
Nationwide $4,949 $5,726 $7,019 $5,726
Progressive $3,090 $3,703 $3,198 $3,460
State Farm $2,218 $2,562 $2,390 $2,390
USAA $1,710 $2,148 $2,909 $1,950

Cheap Luck, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Luck, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Luck, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Luck, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,201
American Family $1,649
Farmers $4,152
GEICO $2,949
Liberty Mutual $3,298
Nationwide $7,019
Progressive $3,198
State Farm $2,390
USAA $2,909

Cheap Luck, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Luck, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Luck, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,298 $3,637 $3,147
American Family $2,173 $1,434 $1,268
Farmers $4,516 $3,799 $3,637
GEICO $3,065 $2,183 $1,750
Liberty Mutual $4,222 $2,542 $2,007
Nationwide $6,583 $5,491 $5,491
Progressive $3,866 $3,234 $2,989
State Farm $3,566 $2,046 $1,557
USAA $3,366 $1,765 $1,406

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Cheap Luck, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Luck, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Luck, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Luck, Wisconsin

ZIP Code Average Annual Rates
54853 $3,083

Cheap Luck, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Luck, Wisconsin auto insurance. Find the cheapest annual Luck, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Luck, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,930 $4,124
American Family $1,598 $1,653
Farmers $3,984 $3,984
GEICO $2,281 $2,384
Liberty Mutual $2,924 $2,924
Nationwide $5,855 $5,855
Progressive $3,363 $3,363
State Farm $2,332 $2,448
USAA $2,150 $2,208

Cheap Luck, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Luck, Wisconsin? Check out the comparison of annual Luck, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Luck, Wisconsin

Insurance Company Low Medium High
Allstate $3,858 $4,018 $4,206
American Family $1,609 $1,639 $1,627
Farmers $3,706 $3,956 $4,289
GEICO $2,196 $2,331 $2,470
Liberty Mutual $2,702 $2,952 $3,116
Nationwide $5,686 $5,853 $6,026
Progressive $3,177 $3,384 $3,527
State Farm $2,281 $2,396 $2,493
USAA $2,101 $2,181 $2,255

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Best By Category: Cheapest Auto Insurance in Luck, Wisconsin

Compare the cheapest auto insurance companies in Luck, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Luck, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Luck, Wisconsin Auto Insurance Companies

What auto insurance companies in Luck, Wisconsin are the cheapest? Compare the top Luck, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Luck, Wisconsin

Insurance Company Average Annual Rates
Allstate $4,027
American Family $1,625
Farmers $3,984
GEICO $2,333
Liberty Mutual $2,924
Nationwide $5,855
Progressive $3,363
State Farm $2,390
USAA $2,179

What affects auto insurance rates in Luck, Wisconsin?

There are a lot of reasons why auto insurance rates in Luck, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Luck, Wisconsin. Many local factors may affect your Luck auto insurance rates.

Luck Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Luck, Wisconsin commute length is 31.0 minutes according to City-Data.

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Compare Luck, Wisconsin Auto Insurance Quotes

Before you buy Luck, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Luck, Wisconsin auto insurance quotes.

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