Best Cheap Auto Insurance in Lu Verne, IA (2021)

The average Lu Verne, IA auto insurance rates are $241 per month. The minimum auto insurance in Lu Verne is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Lu Verne, Iowa, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Lu Verne is USAA
  • The average commute length in Lu Verne is 23.0 minutes
  • The minimum auto insurance required in Lu Verne, Iowa is 20/40/15

Lu Verne, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Lu Verne can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lu Verne, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Lu Verne to other Iowa cities, including West Des Moines auto insurance rates, Ames auto insurance rates, and Sioux City auto insurance rates to see how Lu Verne, Iowa auto insurance rates stack up.

Before you buy Lu Verne, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lu Verne, Iowa auto insurance quotes.

Minimum Auto Insurance in Lu Verne, Iowa

Lu Verne, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lu Verne, Iowa.

Minimum Required Auto Insurance Coverage in Lu Verne, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Lu Verne, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lu Verne, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lu Verne, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,883 $1,801 $1,685 $1,714 $5,591 $6,307 $2,035 $2,081
American Family $1,972 $1,972 $1,765 $1,765 $5,277 $7,395 $1,972 $2,376
Farmers $1,472 $1,500 $1,318 $1,438 $4,430 $4,719 $1,992 $2,136
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,166 $2,350 $1,905 $2,314 $10,614 $11,942 $2,455 $2,710
Nationwide $1,640 $1,682 $1,464 $1,560 $3,780 $4,882 $1,858 $2,019
Progressive $1,494 $1,432 $1,232 $1,283 $3,746 $4,221 $1,792 $1,934
State Farm $1,353 $1,353 $1,195 $1,195 $3,739 $4,735 $1,523 $1,736
Travelers $2,371 $2,420 $2,302 $2,308 $10,455 $16,621 $2,467 $2,922
USAA $1,255 $1,270 $1,149 $1,174 $3,380 $3,592 $1,508 $1,666

Cheap Lu Verne, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lu Verne, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Lu Verne, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Lu Verne, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,591 $6,307
American Family $5,277 $7,395
Farmers $4,430 $4,719
GEICO $4,328 $4,022
Liberty Mutual $10,614 $11,942
Nationwide $3,780 $4,882
Progressive $3,746 $4,221
State Farm $3,739 $4,735
Travelers $10,455 $16,621
USAA $3,380 $3,592

Cheap Lu Verne, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Lu Verne, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lu Verne, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,685 $1,714
American Family $1,765 $1,765
Farmers $1,318 $1,438
GEICO $1,710 $1,564
Liberty Mutual $1,905 $2,314
Nationwide $1,464 $1,560
Progressive $1,232 $1,283
State Farm $1,195 $1,195
Travelers $2,302 $2,308
USAA $1,149 $1,174

Cheap Lu Verne, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lu Verne, Iowa compared to the annual auto insurance rates with a clean record in Lu Verne, Iowa.

Annual Lu Verne, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,445 $2,973 $3,389 $2,741
American Family $2,211 $3,235 $4,202 $2,599
Farmers $2,024 $2,511 $2,547 $2,420
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,935 $4,872 $4,965 $4,457
Nationwide $1,713 $2,454 $3,340 $1,936
Progressive $1,720 $2,827 $1,868 $2,152
State Farm $1,942 $2,265 $2,103 $2,103
Travelers $3,816 $5,086 $6,806 $5,225
USAA $1,432 $1,922 $2,500 $1,643

Cheap Lu Verne, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lu Verne, Iowa is not easy. Compare the annual rates for DUI auto insurance in Lu Verne, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Lu Verne, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,389
American Family $4,202
Farmers $2,547
GEICO $3,206
Liberty Mutual $4,965
Nationwide $3,340
Progressive $1,868
State Farm $2,103
Travelers $6,806
USAA $2,500

Cheap Lu Verne, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lu Verne, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lu Verne, Iowa

Insurance Company Poor Fair Good
Allstate $3,445 $2,747 $2,469
American Family $3,904 $2,870 $2,412
Farmers $2,724 $2,261 $2,142
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,502 $4,014 $3,156
Nationwide $2,864 $2,248 $1,970
Progressive $2,524 $2,046 $1,856
State Farm $2,995 $1,853 $1,462
Travelers $5,887 $5,025 $4,787
USAA $2,466 $1,692 $1,465

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Cheap Lu Verne, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lu Verne, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Lu Verne, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lu Verne, Iowa

ZIP Code Average Annual Rates
50560 $2,436

Cheap Lu Verne, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Lu Verne, Iowa auto insurance. Find the cheapest annual Lu Verne, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lu Verne, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,819 $2,956
American Family $3,026 $3,098
Farmers $2,376 $2,376
GEICO $2,294 $2,387
Liberty Mutual $4,557 $4,557
Nationwide $2,361 $2,361
Progressive $2,142 $2,142
State Farm $2,052 $2,155
Travelers $5,233 $5,233
USAA $1,806 $1,943

Cheap Lu Verne, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lu Verne, Iowa? Check out the comparison of annual Lu Verne, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lu Verne, Iowa

Insurance Company Low Medium High
Allstate $2,756 $2,892 $3,014
American Family $3,078 $3,232 $2,875
Farmers $2,280 $2,383 $2,464
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,379 $4,548 $4,744
Nationwide $2,455 $2,351 $2,276
Progressive $2,007 $2,149 $2,268
State Farm $1,993 $2,116 $2,201
Travelers $4,941 $5,311 $5,448
USAA $1,780 $1,880 $1,963

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Best By Category: Cheapest Auto Insurance in Lu Verne, Iowa

Compare the cheapest auto insurance companies in Lu Verne, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lu Verne, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Lu Verne, Iowa Auto Insurance Companies

What auto insurance companies in Lu Verne, Iowa are the cheapest? Compare the top Lu Verne, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lu Verne, Iowa

Insurance Company Average Annual Rates
Allstate $2,887
American Family $3,062
Farmers $2,376
GEICO $2,341
Liberty Mutual $4,557
Nationwide $2,361
Progressive $2,142
State Farm $2,103
Travelers $5,233
USAA $1,874

What affects auto insurance rates in Lu Verne, Iowa?

There are a lot of reasons why auto insurance rates in Lu Verne, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lu Verne, Iowa. Many local factors may affect your Lu Verne auto insurance rates.

Lu Verne Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lu Verne, Iowa commute length is 23.0 minutes according to City-Data.

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Compare Lu Verne, Iowa Auto Insurance Quotes

Before you buy Lu Verne, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lu Verne, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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