Best Cheap Auto Insurance in Loxley, AL (2021)

The average Loxley, AL auto insurance rates are $295 per month. The minimum auto insurance in Loxley is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Loxley, Alabama, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Loxley is USAA
  • The most expensive auto insurance company in Loxley for teen drivers is Liberty Mutual
  • The average commute length in Loxley is 28.2 minutes

Loxley, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Loxley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Loxley, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Loxley to other Alabama cities, including Huntsville auto insurance rates, Mobile auto insurance rates, and Madison auto insurance rates to see how Loxley, Alabama auto insurance rates stack up.

Before you buy Loxley, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Loxley, Alabama auto insurance quotes.

Minimum Auto Insurance in Loxley, Alabama

Loxley, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Loxley, Alabama.

Minimum Required Auto Insurance Coverage in Loxley, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Loxley, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Loxley, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Loxley, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,909 $1,816 $1,728 $1,761 $6,742 $7,256 $2,132 $2,178
Farmers $2,233 $2,217 $1,995 $2,124 $8,751 $9,001 $2,534 $2,626
GEICO $1,980 $1,969 $1,893 $1,961 $5,246 $5,134 $2,089 $1,931
Liberty Mutual $3,124 $3,374 $2,559 $2,862 $11,534 $12,825 $3,326 $3,540
Nationwide $1,625 $1,642 $1,486 $1,534 $4,274 $5,478 $1,801 $2,006
Progressive $2,397 $2,238 $1,967 $2,112 $9,758 $10,859 $2,782 $2,917
State Farm $2,563 $2,563 $2,325 $2,325 $7,829 $9,798 $2,896 $3,341
Travelers $1,407 $1,428 $1,323 $1,318 $7,487 $11,716 $1,335 $1,527
USAA $1,259 $1,277 $1,180 $1,158 $3,740 $4,144 $1,636 $1,766

Cheap Loxley, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Loxley, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Loxley, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Loxley, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,742 $7,256
Farmers $8,751 $9,001
GEICO $5,246 $5,134
Liberty Mutual $11,534 $12,825
Nationwide $4,274 $5,478
Progressive $9,758 $10,859
State Farm $7,829 $9,798
Travelers $7,487 $11,716
USAA $3,740 $4,144

Cheap Loxley, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Loxley, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Loxley, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,728 $1,761
Farmers $1,995 $2,124
GEICO $1,893 $1,961
Liberty Mutual $2,559 $2,862
Nationwide $1,486 $1,534
Progressive $1,967 $2,112
State Farm $2,325 $2,325
Travelers $1,323 $1,318
USAA $1,180 $1,158

Cheap Loxley, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Loxley, Alabama compared to the annual auto insurance rates with a clean record in Loxley, Alabama.

Annual Loxley, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,705 $3,192 $3,801 $3,063
Farmers $3,310 $4,287 $4,183 $3,961
GEICO $1,865 $3,014 $3,740 $2,481
Liberty Mutual $4,227 $5,893 $5,755 $5,697
Nationwide $2,177 $2,177 $3,145 $2,424
Progressive $3,944 $4,963 $4,276 $4,332
State Farm $3,790 $4,712 $4,159 $4,159
Travelers $2,867 $3,009 $4,404 $3,491
USAA $1,556 $1,952 $2,890 $1,683

Cheap Loxley, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Loxley, Alabama is not easy. Compare the annual rates for DUI auto insurance in Loxley, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Loxley, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,801
Farmers $4,183
GEICO $3,740
Liberty Mutual $5,755
Nationwide $3,145
Progressive $4,276
State Farm $4,159
Travelers $4,404
USAA $2,890

Cheap Loxley, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Loxley, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Loxley, Alabama

Insurance Company Poor Fair Good
Allstate $3,936 $3,100 $2,536
Farmers $4,412 $3,797 $3,597
GEICO $3,530 $2,518 $2,278
Liberty Mutual $7,719 $4,740 $3,720
Nationwide $2,987 $2,338 $2,118
Progressive $4,941 $4,239 $3,956
State Farm $6,815 $3,453 $2,348
Travelers $3,754 $3,256 $3,317
USAA $2,704 $1,772 $1,584

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Loxley, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Loxley, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Loxley, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Loxley, Alabama

ZIP Code Average Annual Rates
36551 $3,639

Cheap Loxley, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Loxley, Alabama auto insurance. Find the cheapest annual Loxley, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Loxley, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,190 $3,190
Farmers $3,935 $3,935
GEICO $2,727 $2,823
Liberty Mutual $5,393 $5,393
Nationwide $2,481 $2,481
Progressive $4,379 $4,379
State Farm $4,103 $4,307
Travelers $3,443 $3,443
USAA $1,928 $2,112

Cheap Loxley, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Loxley, Alabama? Check out the comparison of annual Loxley, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Loxley, Alabama

Insurance Company Low Medium High
Allstate $3,090 $3,186 $3,295
Farmers $3,698 $3,879 $4,228
GEICO $2,550 $2,763 $3,013
Liberty Mutual $5,146 $5,368 $5,665
Nationwide $2,452 $2,462 $2,528
Progressive $3,857 $4,350 $4,930
State Farm $3,967 $4,199 $4,449
Travelers $3,284 $3,511 $3,534
USAA $1,940 $2,008 $2,112

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Loxley, Alabama

Compare the cheapest auto insurance companies in Loxley, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Loxley, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Loxley, Alabama Auto Insurance Companies

What auto insurance companies in Loxley, Alabama are the cheapest? Compare the top Loxley, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Loxley, Alabama

Insurance Company Average Annual Rates
Allstate $3,190
Farmers $3,935
GEICO $2,775
Liberty Mutual $5,393
Nationwide $2,481
Progressive $4,379
State Farm $4,205
Travelers $3,443
USAA $2,020

What affects auto insurance rates in Loxley, Alabama?

There are a lot of reasons why auto insurance rates in Loxley, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Loxley, Alabama. Many local factors may affect your Loxley auto insurance rates.

Loxley Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Loxley, Alabama commute length is 28.2 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Loxley, Alabama Auto Insurance Quotes

Before you buy Loxley, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Loxley, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption