Best Cheap Auto Insurance in Lowry, MN (2021)

The average Lowry, MN auto insurance rates are $353 per month. The minimum auto insurance in Lowry is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in Lowry, Minnesota, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Lowry is State Farm
  • The average commute length in Lowry is 21.4 minutes
  • The minimum auto insurance required in Lowry, Minnesota is 30/60/10

Lowry, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in Lowry can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lowry, Minnesota, including driving record, credit, commute time, and more.

Compare auto insurance in Lowry to other Minnesota cities, including St. Paul auto insurance rates, Rochester auto insurance rates, and St. Cloud auto insurance rates to see how Lowry, Minnesota auto insurance rates stack up.

Before you buy Lowry, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lowry, Minnesota auto insurance quotes.

Minimum Auto Insurance in Lowry, Minnesota

Lowry, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lowry, Minnesota.

Minimum Required Auto Insurance Coverage in Lowry, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Lowry, Minnesota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lowry, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lowry, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,903 $2,903 $2,788 $2,788 $6,570 $9,516 $3,534 $3,709
American Family $2,085 $2,085 $1,890 $1,890 $5,618 $8,169 $2,085 $2,358
Farmers $1,733 $1,732 $1,673 $1,760 $4,807 $4,840 $2,262 $2,225
GEICO $2,756 $2,737 $2,639 $2,565 $5,625 $7,173 $2,585 $2,657
Liberty Mutual $8,952 $8,952 $8,863 $8,863 $17,660 $26,524 $8,952 $12,481
Nationwide $1,874 $1,891 $1,666 $1,774 $4,730 $5,773 $2,192 $2,292
State Farm $1,388 $1,388 $1,235 $1,235 $2,985 $3,678 $1,608 $1,327
USAA $1,849 $1,843 $1,677 $1,685 $4,880 $5,373 $2,421 $2,588

Cheap Lowry, Minnesota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lowry, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in Lowry, Minnesota.

Annual Auto Insurance Rates for Teen Drivers in Lowry, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,570 $9,516
American Family $5,618 $8,169
Farmers $4,807 $4,840
GEICO $5,625 $7,173
Liberty Mutual $17,660 $26,524
Nationwide $4,730 $5,773
State Farm $2,985 $3,678
USAA $4,880 $5,373

Cheap Lowry, Minnesota Auto Insurance for Seniors

What are senior auto insurance rates in Lowry, Minnesota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lowry, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,788 $2,788
American Family $1,890 $1,890
Farmers $1,673 $1,760
GEICO $2,639 $2,565
Liberty Mutual $8,863 $8,863
Nationwide $1,666 $1,774
State Farm $1,235 $1,235
USAA $1,677 $1,685

Cheap Lowry, Minnesota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lowry, Minnesota compared to the annual auto insurance rates with a clean record in Lowry, Minnesota.

Annual Lowry, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,193 $4,571 $5,446 $4,146
American Family $2,191 $3,994 $4,420 $2,484
Farmers $2,253 $2,830 $2,864 $2,569
GEICO $2,372 $3,788 $5,666 $2,541
Liberty Mutual $9,312 $12,745 $18,523 $10,043
Nationwide $2,200 $2,922 $3,364 $2,609
State Farm $1,707 $2,004 $1,855 $1,855
USAA $2,074 $2,633 $3,981 $2,470

Cheap Lowry, Minnesota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lowry, Minnesota is not easy. Compare the annual rates for DUI auto insurance in Lowry, Minnesota to find the best deal.

Annual Auto Insurance Rates After a DUI in Lowry, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,446
American Family $4,420
Farmers $2,864
GEICO $5,666
Liberty Mutual $18,523
Nationwide $3,364
State Farm $1,855
USAA $3,981

Cheap Lowry, Minnesota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lowry, Minnesota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lowry, Minnesota

Insurance Company Poor Fair Good
Allstate $6,378 $3,445 $3,194
American Family $4,440 $2,975 $2,402
Farmers $3,284 $2,379 $2,224
GEICO $4,314 $3,524 $2,938
Liberty Mutual $17,646 $11,407 $8,915
Nationwide $3,295 $2,661 $2,366
State Farm $2,705 $1,654 $1,207
USAA $4,403 $2,126 $1,840

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Cheap Lowry, Minnesota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lowry, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in Lowry, Minnesota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lowry, Minnesota

ZIP Code Average Annual Rates
56349 $3,230

Cheap Lowry, Minnesota Auto Insurance Rates By Commute

Commute length and annual mileage affect Lowry, Minnesota auto insurance. Find the cheapest annual Lowry, Minnesota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lowry, Minnesota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,339 $4,339
American Family $3,234 $3,311
Farmers $2,629 $2,629
GEICO $3,546 $3,638
Liberty Mutual $12,283 $13,028
Nationwide $2,774 $2,774
State Farm $1,806 $1,905
USAA $2,753 $2,826

Cheap Lowry, Minnesota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lowry, Minnesota? Check out the comparison of annual Lowry, Minnesota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lowry, Minnesota

Insurance Company Low Medium High
Allstate $4,284 $4,334 $4,398
American Family $3,270 $3,364 $3,184
Farmers $2,540 $2,638 $2,708
GEICO $3,497 $3,590 $3,689
Liberty Mutual $12,350 $12,666 $12,951
Nationwide $2,618 $2,792 $2,911
State Farm $1,783 $1,861 $1,922
USAA $2,714 $2,787 $2,867

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Best By Category: Cheapest Auto Insurance in Lowry, Minnesota

Compare the cheapest auto insurance companies in Lowry, Minnesota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lowry, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Lowry, Minnesota Auto Insurance Companies

What auto insurance companies in Lowry, Minnesota are the cheapest? Compare the top Lowry, Minnesota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lowry, Minnesota

Insurance Company Average Annual Rates
Allstate $4,339
American Family $3,273
Farmers $2,629
GEICO $3,592
Liberty Mutual $12,656
Nationwide $2,774
State Farm $1,855
USAA $2,789

What affects auto insurance rates in Lowry, Minnesota?

There are a lot of reasons why auto insurance rates in Lowry, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lowry, Minnesota. Many local factors may affect your Lowry auto insurance rates.

Lowry Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lowry, Minnesota commute length is 21.4 minutes according to City-Data.

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Compare Lowry, Minnesota Auto Insurance Quotes

Before you buy Lowry, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lowry, Minnesota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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