Best Cheap Auto Insurance in Lovelaceville, KY (2021)

The average Lovelaceville, KY auto insurance rates are $345 per month. The minimum auto insurance in Lovelaceville is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Lovelaceville, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Lovelaceville is USAA
  • The most expensive auto insurance company in Lovelaceville for teen drivers is Travelers
  • Average auto insurance rates in Lovelaceville, KY for senior drivers are $2,312 per year

Lovelaceville, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Lovelaceville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lovelaceville, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Lovelaceville to other Kentucky cities, including Owensboro auto insurance rates, Hopkinsville auto insurance rates, and George auto insurance rates to see how Lovelaceville, Kentucky auto insurance rates stack up.

Before you buy Lovelaceville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lovelaceville, Kentucky auto insurance quotes.

Minimum Auto Insurance in Lovelaceville, Kentucky

Lovelaceville, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lovelaceville, Kentucky.

Minimum Required Auto Insurance Coverage in Lovelaceville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lovelaceville, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lovelaceville, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lovelaceville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,119 $3,103 $2,798 $2,987 $11,177 $12,562 $3,500 $3,719
GEICO $3,087 $2,859 $3,218 $2,914 $6,168 $7,329 $2,524 $2,185
Liberty Mutual $2,619 $2,842 $2,222 $2,485 $10,444 $11,567 $2,750 $2,882
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,169 $2,077 $1,931 $1,951 $10,170 $11,492 $2,690 $2,758
State Farm $1,971 $1,971 $1,753 $1,753 $5,405 $6,755 $2,198 $2,410
Travelers $2,220 $2,261 $2,176 $2,182 $10,566 $16,949 $2,318 $2,685
USAA $1,910 $1,924 $1,714 $1,758 $4,984 $5,272 $2,425 $2,671

Cheap Lovelaceville, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lovelaceville, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Lovelaceville, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Lovelaceville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,177 $12,562
GEICO $6,168 $7,329
Liberty Mutual $10,444 $11,567
Nationwide $6,037 $7,550
Progressive $10,170 $11,492
State Farm $5,405 $6,755
Travelers $10,566 $16,949
USAA $4,984 $5,272

Cheap Lovelaceville, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Lovelaceville, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lovelaceville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,798 $2,987
GEICO $3,218 $2,914
Liberty Mutual $2,222 $2,485
Nationwide $2,519 $2,640
Progressive $1,931 $1,951
State Farm $1,753 $1,753
Travelers $2,176 $2,182
USAA $1,714 $1,758

Cheap Lovelaceville, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lovelaceville, Kentucky compared to the annual auto insurance rates with a clean record in Lovelaceville, Kentucky.

Annual Lovelaceville, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,488 $5,807 $6,155 $5,033
GEICO $2,248 $4,011 $6,130 $2,752
Liberty Mutual $3,953 $6,049 $4,712 $4,192
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,647 $5,372 $4,163 $4,437
State Farm $2,782 $3,273 $3,027 $3,027
Travelers $4,510 $4,640 $6,693 $4,835
USAA $2,135 $3,024 $3,602 $2,568

Cheap Lovelaceville, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lovelaceville, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Lovelaceville, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Lovelaceville, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,155
GEICO $6,130
Liberty Mutual $4,712
Nationwide $4,997
Progressive $4,163
State Farm $3,027
Travelers $6,693
USAA $3,602

Cheap Lovelaceville, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lovelaceville, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lovelaceville, Kentucky

Insurance Company Poor Fair Good
Allstate $7,101 $4,907 $4,104
GEICO $6,223 $3,107 $2,025
Liberty Mutual $6,759 $4,143 $3,277
Nationwide $4,672 $3,666 $3,197
Progressive $4,944 $4,285 $3,985
State Farm $4,371 $2,644 $2,066
Travelers $5,768 $4,880 $4,861
USAA $4,227 $2,354 $1,915

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Cheap Lovelaceville, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lovelaceville, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Lovelaceville, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lovelaceville, Kentucky

ZIP Code Average Annual Rates
42060 $3,718

Cheap Lovelaceville, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Lovelaceville, Kentucky auto insurance. Find the cheapest annual Lovelaceville, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lovelaceville, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,371 $5,371
GEICO $3,750 $3,821
Liberty Mutual $4,726 $4,726
Nationwide $3,845 $3,845
Progressive $4,405 $4,405
State Farm $2,949 $3,106
Travelers $5,169 $5,169
USAA $2,726 $2,938

Cheap Lovelaceville, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lovelaceville, Kentucky? Check out the comparison of annual Lovelaceville, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lovelaceville, Kentucky

Insurance Company Low Medium High
Allstate $5,050 $5,353 $5,710
GEICO $3,558 $3,767 $4,031
Liberty Mutual $4,522 $4,700 $4,958
Nationwide $3,908 $3,801 $3,826
Progressive $4,100 $4,358 $4,757
State Farm $2,852 $3,022 $3,208
Travelers $4,912 $5,194 $5,403
USAA $2,715 $2,826 $2,956

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Best By Category: Cheapest Auto Insurance in Lovelaceville, Kentucky

Compare the cheapest auto insurance companies in Lovelaceville, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lovelaceville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Lovelaceville, Kentucky Auto Insurance Companies

What auto insurance companies in Lovelaceville, Kentucky are the cheapest? Compare the top Lovelaceville, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lovelaceville, Kentucky

Insurance Company Average Annual Rates
Allstate $5,371
GEICO $3,785
Liberty Mutual $4,726
Nationwide $3,845
Progressive $4,405
State Farm $3,027
Travelers $5,169
USAA $2,832

Compare Lovelaceville, Kentucky Auto Insurance Quotes

Before you buy Lovelaceville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lovelaceville, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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