Best Cheap Auto Insurance in Louisville, GA (2021)

The average Louisville, GA auto insurance rates are $409 per month. The minimum auto insurance in Louisville is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Louisville, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Louisville for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Louisville, Georgia is 25/50/25
  • The cheapest auto insurance company in Louisville is GEICO

Louisville, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Louisville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Louisville, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Louisville to other Georgia cities, including Savannah auto insurance rates, Albany auto insurance rates, and Alpharetta auto insurance rates to see how Louisville, Georgia auto insurance rates stack up.

Before you buy Louisville, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Louisville, Georgia auto insurance quotes.

Minimum Auto Insurance in Louisville, Georgia

Louisville, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Louisville, Georgia.

Minimum Required Auto Insurance Coverage in Louisville, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Louisville, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Louisville, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Louisville, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,927 $2,927 $2,800 $2,800 $6,769 $8,714 $3,272 $3,572
GEICO $1,646 $1,616 $1,585 $1,585 $4,743 $5,675 $2,084 $2,326
Liberty Mutual $5,303 $5,776 $4,345 $4,933 $22,265 $24,866 $5,621 $5,987
Nationwide $4,129 $4,270 $4,081 $4,489 $12,974 $16,720 $5,048 $5,482
Progressive $2,671 $2,475 $2,286 $2,393 $7,979 $8,852 $3,083 $3,230
State Farm $2,192 $2,192 $1,953 $1,953 $5,606 $7,398 $2,397 $2,578
USAA $1,712 $1,715 $1,573 $1,593 $5,974 $7,093 $2,139 $2,378

Cheap Louisville, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Louisville, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Louisville, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Louisville, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,769 $8,714
GEICO $4,743 $5,675
Liberty Mutual $22,265 $24,866
Nationwide $12,974 $16,720
Progressive $7,979 $8,852
State Farm $5,606 $7,398
USAA $5,974 $7,093

Cheap Louisville, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Louisville, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Louisville, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,800 $2,800
GEICO $1,585 $1,585
Liberty Mutual $4,345 $4,933
Nationwide $4,081 $4,489
Progressive $2,286 $2,393
State Farm $1,953 $1,953
USAA $1,573 $1,593

Cheap Louisville, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Louisville, Georgia compared to the annual auto insurance rates with a clean record in Louisville, Georgia.

Annual Louisville, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,489 $5,371 $4,364 $3,667
GEICO $1,777 $2,240 $4,622 $1,991
Liberty Mutual $7,510 $10,250 $11,787 $10,001
Nationwide $5,496 $6,455 $9,975 $6,670
Progressive $3,257 $5,631 $3,808 $3,789
State Farm $3,009 $3,558 $3,283 $3,283
USAA $2,319 $2,923 $4,263 $2,584

Cheap Louisville, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Louisville, Georgia is not easy. Compare the annual rates for DUI auto insurance in Louisville, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Louisville, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,364
GEICO $4,622
Liberty Mutual $11,787
Nationwide $9,975
Progressive $3,808
State Farm $3,283
USAA $4,263

Cheap Louisville, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Louisville, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Louisville, Georgia

Insurance Company Poor Fair Good
Allstate $5,473 $3,802 $3,393
GEICO $3,343 $2,349 $2,281
Liberty Mutual $14,179 $8,679 $6,803
Nationwide $8,521 $6,898 $6,028
Progressive $4,691 $3,998 $3,674
State Farm $4,656 $2,899 $2,296
USAA $3,949 $2,763 $2,355

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Cheap Louisville, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Louisville, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Louisville, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Louisville, Georgia

ZIP Code Average Annual Rates
30434 $4,730

Cheap Louisville, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Louisville, Georgia auto insurance. Find the cheapest annual Louisville, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Louisville, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,127 $4,319
GEICO $2,611 $2,704
Liberty Mutual $9,887 $9,887
Nationwide $7,149 $7,149
Progressive $4,121 $4,121
State Farm $3,284 $3,284
USAA $2,885 $3,160

Cheap Louisville, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Louisville, Georgia? Check out the comparison of annual Louisville, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Louisville, Georgia

Insurance Company Low Medium High
Allstate $3,886 $4,268 $4,514
GEICO $2,491 $2,669 $2,813
Liberty Mutual $9,474 $9,832 $10,355
Nationwide $7,008 $7,279 $7,161
Progressive $3,778 $4,056 $4,529
State Farm $3,088 $3,285 $3,477
USAA $2,887 $3,007 $3,173

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Best By Category: Cheapest Auto Insurance in Louisville, Georgia

Compare the cheapest auto insurance companies in Louisville, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Louisville, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Louisville, Georgia Auto Insurance Companies

What auto insurance companies in Louisville, Georgia are the cheapest? Compare the top Louisville, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Louisville, Georgia

Insurance Company Average Annual Rates
Allstate $4,223
GEICO $2,658
Liberty Mutual $9,887
Nationwide $7,149
Progressive $4,121
State Farm $3,283
USAA $3,022

What affects auto insurance rates in Louisville, Georgia?

There are a lot of reasons why auto insurance rates in Louisville, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Louisville, Georgia. Many local factors may affect your Louisville auto insurance rates.

Louisville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Louisville, Georgia commute length is 24.4 minutes according to City-Data.

Louisville Traffic

How does Louisville, Georgia rank for traffic? According to Inrix Louisville, Georgia is the 597th most congested worldwide.

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Compare Louisville, Georgia Auto Insurance Quotes

Before you buy Louisville, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Louisville, Georgia auto insurance quotes.

Free Auto Insurance Comparison

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