Best Cheap Auto Insurance in Louise, MS (2021)

The average Louise, MS auto insurance rates are $306 per month. The minimum auto insurance in Louise is at least 25/50/25 in coverage to comply with Mississippi auto insurance laws. To find the best cheap auto insurance in Louise, Mississippi, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Louise, Mississippi is 25/50/25
  • Average auto insurance rates in Louise, MS for senior drivers are $1,998 per year
  • The cheapest auto insurance company in Louise is USAA

Louise, Mississippi auto insurance requirements are 25/50/25 according to Mississippi auto insurance laws. Finding cheap auto insurance in Louise can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Louise, Mississippi, including driving record, credit, commute time, and more.

Compare auto insurance in Louise to other Mississippi cities, including Southaven auto insurance rates, Greenville auto insurance rates, and Oxford auto insurance rates to see how Louise, Mississippi auto insurance rates stack up.

Before you buy Louise, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Louise, Mississippi auto insurance quotes.

Minimum Auto Insurance in Louise, Mississippi

Louise, Mississippi auto insurance laws require that you have at least the Mississippi minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Louise, Mississippi.

Minimum Required Auto Insurance Coverage in Louise, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Louise, Mississippi Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Louise, Mississippi are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Louise, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,817 $2,690 $2,510 $2,568 $11,283 $12,037 $3,206 $3,291
GEICO $3,047 $2,881 $2,765 $2,570 $7,709 $7,292 $5,158 $2,471
Liberty Mutual $2,697 $2,921 $2,169 $2,433 $9,501 $10,566 $2,870 $3,026
Nationwide $1,939 $1,994 $1,742 $1,847 $3,808 $4,850 $2,188 $2,370
Progressive $2,527 $2,389 $2,055 $2,003 $8,860 $9,943 $2,607 $2,717
State Farm $2,021 $2,021 $1,802 $1,802 $5,730 $7,216 $2,247 $2,547
Travelers $1,710 $1,740 $1,632 $1,629 $7,589 $11,927 $1,796 $2,084
USAA $1,302 $1,289 $1,217 $1,230 $3,217 $3,812 $1,582 $1,742

Cheap Louise, Mississippi Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Louise, Mississippi is a challenge. Take a look at the annual teen auto insurance rates in Louise, Mississippi.

Annual Auto Insurance Rates for Teen Drivers in Louise, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,283 $12,037
GEICO $7,709 $7,292
Liberty Mutual $9,501 $10,566
Nationwide $3,808 $4,850
Progressive $8,860 $9,943
State Farm $5,730 $7,216
Travelers $7,589 $11,927
USAA $3,217 $3,812

Cheap Louise, Mississippi Auto Insurance for Seniors

What are senior auto insurance rates in Louise, Mississippi? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Louise, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,510 $2,568
GEICO $2,765 $2,570
Liberty Mutual $2,169 $2,433
Nationwide $1,742 $1,847
Progressive $2,055 $2,003
State Farm $1,802 $1,802
Travelers $1,632 $1,629
USAA $1,217 $1,230

Cheap Louise, Mississippi Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Louise, Mississippi compared to the annual auto insurance rates with a clean record in Louise, Mississippi.

Annual Louise, Mississippi Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,265 $5,028 $6,074 $4,833
GEICO $2,644 $4,001 $6,074 $4,227
Liberty Mutual $3,219 $5,112 $5,246 $4,514
Nationwide $2,074 $2,642 $3,359 $2,295
Progressive $3,555 $4,736 $4,080 $4,179
State Farm $2,892 $3,517 $3,142 $3,142
Travelers $3,286 $3,441 $4,733 $3,594
USAA $1,505 $1,919 $2,599 $1,673

Cheap Louise, Mississippi Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Louise, Mississippi is not easy. Compare the annual rates for DUI auto insurance in Louise, Mississippi to find the best deal.

Annual Auto Insurance Rates After a DUI in Louise, Mississippi

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,074
GEICO $6,074
Liberty Mutual $5,246
Nationwide $3,359
Progressive $4,080
State Farm $3,142
Travelers $4,733
USAA $2,599

Cheap Louise, Mississippi Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Louise, Mississippi annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Louise, Mississippi

Insurance Company Poor Fair Good
Allstate $5,850 $5,177 $4,124
GEICO $6,388 $3,620 $2,702
Liberty Mutual $6,493 $3,961 $3,115
Nationwide $3,036 $2,478 $2,263
Progressive $4,716 $3,995 $3,703
State Farm $4,575 $2,774 $2,171
Travelers $4,275 $3,484 $3,531
USAA $2,626 $1,714 $1,431

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Cheap Louise, Mississippi Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Louise, Mississippi can vary. Compare the annual cost of auto insurance by ZIP code in Louise, Mississippi to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Louise, Mississippi

ZIP Code Average Annual Rates
39097 $3,163

Cheap Louise, Mississippi Auto Insurance Rates By Commute

Commute length and annual mileage affect Louise, Mississippi auto insurance. Find the cheapest annual Louise, Mississippi auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Louise, Mississippi

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,050 $5,050
GEICO $4,223 $4,250
Liberty Mutual $4,523 $4,523
Nationwide $2,592 $2,592
Progressive $4,138 $4,138
State Farm $3,097 $3,250
Travelers $3,763 $3,763
USAA $1,865 $1,983

Cheap Louise, Mississippi Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Louise, Mississippi? Check out the comparison of annual Louise, Mississippi auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Louise, Mississippi

Insurance Company Low Medium High
Allstate $4,834 $5,046 $5,271
GEICO $4,002 $4,265 $4,442
Liberty Mutual $4,247 $4,503 $4,819
Nationwide $2,443 $2,583 $2,751
Progressive $3,734 $4,185 $4,494
State Farm $2,996 $3,160 $3,364
Travelers $3,585 $3,786 $3,919
USAA $1,798 $1,913 $2,061

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Best By Category: Cheapest Auto Insurance in Louise, Mississippi

Compare the cheapest auto insurance companies in Louise, Mississippi in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Louise, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Louise, Mississippi Auto Insurance Companies

What auto insurance companies in Louise, Mississippi are the cheapest? Compare the top Louise, Mississippi auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Louise, Mississippi

Insurance Company Average Annual Rates
Allstate $5,050
GEICO $4,237
Liberty Mutual $4,523
Nationwide $2,592
Progressive $4,138
State Farm $3,173
Travelers $3,763
USAA $1,924

What affects auto insurance rates in Louise, Mississippi?

There are a lot of reasons why auto insurance rates in Louise, Mississippi are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Louise, Mississippi. Many local factors may affect your Louise auto insurance rates.

Louise Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Louise, Mississippi commute length is 31.0 minutes according to City-Data.

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Compare Louise, Mississippi Auto Insurance Quotes

Before you buy Louise, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Louise, Mississippi auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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