Best Cheap Auto Insurance in Lorida, FL (2021)

The average Lorida, FL auto insurance rates are $341 per month. The minimum auto insurance in Lorida is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Lorida, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Lorida for teen drivers is Allstate
  • Average auto insurance rates in Lorida, FL for senior drivers are $2,477 per year
  • The minimum auto insurance required in Lorida, Florida is 10/20/10

Lorida, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Lorida can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lorida, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Lorida to other Florida cities, including Fort Lauderdale auto insurance rates, Hialeah auto insurance rates, and Cape Coral auto insurance rates to see how Lorida, Florida auto insurance rates stack up.

Before you buy Lorida, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lorida, Florida auto insurance quotes.

Minimum Auto Insurance in Lorida, Florida

Lorida, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lorida, Florida.

Minimum Required Auto Insurance Coverage in Lorida, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Lorida, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lorida, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lorida, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,065 $3,893 $3,549 $3,610 $14,200 $15,435 $4,052 $4,111
GEICO $2,715 $2,726 $2,543 $2,543 $4,842 $6,066 $2,989 $3,030
Liberty Mutual $3,147 $3,147 $2,890 $2,890 $6,566 $10,071 $3,147 $4,240
Nationwide $2,512 $2,482 $2,248 $2,325 $5,977 $7,354 $2,761 $2,872
Progressive $3,484 $3,289 $2,984 $3,197 $9,621 $10,479 $4,194 $4,012
State Farm $1,695 $1,695 $1,532 $1,532 $4,838 $6,165 $1,875 $2,015
USAA $1,530 $1,503 $1,426 $1,415 $5,263 $6,126 $1,912 $2,065

Cheap Lorida, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lorida, Florida is a challenge. Take a look at the annual teen auto insurance rates in Lorida, Florida.

Annual Auto Insurance Rates for Teen Drivers in Lorida, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,200 $15,435
GEICO $4,842 $6,066
Liberty Mutual $6,566 $10,071
Nationwide $5,977 $7,354
Progressive $9,621 $10,479
State Farm $4,838 $6,165
USAA $5,263 $6,126

Cheap Lorida, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Lorida, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lorida, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,549 $3,610
GEICO $2,543 $2,543
Liberty Mutual $2,890 $2,890
Nationwide $2,248 $2,325
Progressive $2,984 $3,197
State Farm $1,532 $1,532
USAA $1,426 $1,415

Cheap Lorida, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lorida, Florida compared to the annual auto insurance rates with a clean record in Lorida, Florida.

Annual Lorida, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,692 $6,830 $7,605 $6,330
GEICO $2,393 $3,056 $4,545 $3,733
Liberty Mutual $3,268 $4,228 $6,110 $4,444
Nationwide $3,055 $3,344 $4,481 $3,386
Progressive $4,088 $6,009 $5,071 $5,462
State Farm $2,447 $2,890 $2,668 $2,668
USAA $2,076 $2,565 $3,802 $2,177

Cheap Lorida, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lorida, Florida is not easy. Compare the annual rates for DUI auto insurance in Lorida, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Lorida, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,605
GEICO $4,545
Liberty Mutual $6,110
Nationwide $4,481
Progressive $5,071
State Farm $2,668
USAA $3,802

Cheap Lorida, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lorida, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lorida, Florida

Insurance Company Poor Fair Good
Allstate $9,234 $5,855 $4,754
GEICO $4,994 $3,026 $2,275
Liberty Mutual $5,792 $4,269 $3,476
Nationwide $4,457 $3,277 $2,965
Progressive $6,747 $4,768 $3,958
State Farm $3,618 $2,402 $1,985
USAA $4,318 $2,112 $1,535

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Cheap Lorida, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lorida, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Lorida, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lorida, Florida

ZIP Code Average Annual Rates
33857 $3,149

Cheap Lorida, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Lorida, Florida auto insurance. Find the cheapest annual Lorida, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lorida, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,428 $6,801
GEICO $3,415 $3,448
Liberty Mutual $4,369 $4,656
Nationwide $3,566 $3,566
Progressive $5,158 $5,158
State Farm $2,578 $2,758
USAA $2,625 $2,685

Cheap Lorida, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lorida, Florida? Check out the comparison of annual Lorida, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lorida, Florida

Insurance Company Low Medium High
Allstate $5,101 $6,958 $7,784
GEICO $2,830 $3,547 $3,919
Liberty Mutual $4,157 $4,577 $4,803
Nationwide $2,821 $3,707 $4,171
Progressive $4,388 $5,268 $5,817
State Farm $2,309 $2,727 $2,969
USAA $2,290 $2,750 $2,925

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Best By Category: Cheapest Auto Insurance in Lorida, Florida

Compare the cheapest auto insurance companies in Lorida, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lorida, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Lorida, Florida Auto Insurance Companies

What auto insurance companies in Lorida, Florida are the cheapest? Compare the top Lorida, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lorida, Florida

Insurance Company Average Annual Rates
Allstate $6,614
GEICO $3,432
Liberty Mutual $4,512
Nationwide $3,566
Progressive $5,158
State Farm $2,668
USAA $2,655

Compare Lorida, Florida Auto Insurance Quotes

Before you buy Lorida, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lorida, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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