Best Cheap Auto Insurance in Loretto, VA (2021)

The average Loretto, VA auto insurance rates are $193 per month. The minimum auto insurance in Loretto is at least 25/50/20 in coverage to comply with Virginia auto insurance laws. To find the best cheap auto insurance in Loretto, Virginia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Loretto, VA for senior drivers are $1,345 per year
  • The minimum auto insurance required in Loretto, Virginia is 25/50/20
  • The cheapest auto insurance company in Loretto is USAA

Loretto, Virginia auto insurance requirements are 25/50/20 according to Virginia auto insurance laws. Finding cheap auto insurance in Loretto can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Loretto, Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in Loretto to other Virginia cities, including Suffolk auto insurance rates, Portsmouth auto insurance rates, and Norfolk auto insurance rates to see how Loretto, Virginia auto insurance rates stack up.

Before you buy Loretto, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Loretto, Virginia auto insurance quotes.

Minimum Auto Insurance in Loretto, Virginia

Loretto, Virginia auto insurance laws require that you have at least the Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Loretto, Virginia.

Minimum Required Auto Insurance Coverage in Loretto, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Loretto, Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Loretto, Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Loretto, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,048 $1,933 $2,039 $2,039 $6,376 $7,324 $2,666 $2,668
GEICO $1,490 $1,493 $1,413 $1,413 $3,090 $4,147 $1,729 $1,719
Nationwide $1,364 $1,375 $1,210 $1,247 $3,168 $4,103 $1,500 $1,640
Progressive $1,309 $1,243 $1,182 $1,186 $6,011 $6,751 $1,586 $1,618
State Farm $1,287 $1,287 $1,151 $1,151 $3,710 $4,679 $1,451 $1,658
USAA $1,133 $1,121 $1,049 $1,066 $3,383 $4,039 $1,466 $1,619

Cheap Loretto, Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Loretto, Virginia is a challenge. Take a look at the annual teen auto insurance rates in Loretto, Virginia.

Annual Auto Insurance Rates for Teen Drivers in Loretto, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,376 $7,324
GEICO $3,090 $4,147
Nationwide $3,168 $4,103
Progressive $6,011 $6,751
State Farm $3,710 $4,679
USAA $3,383 $4,039

Cheap Loretto, Virginia Auto Insurance for Seniors

What are senior auto insurance rates in Loretto, Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Loretto, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,039 $2,039
GEICO $1,413 $1,413
Nationwide $1,210 $1,247
Progressive $1,182 $1,186
State Farm $1,151 $1,151
USAA $1,049 $1,066

Cheap Loretto, Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Loretto, Virginia compared to the annual auto insurance rates with a clean record in Loretto, Virginia.

Annual Loretto, Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,538 $4,048 $3,695 $3,266
GEICO $1,560 $2,032 $3,095 $1,560
Nationwide $1,695 $1,695 $2,488 $1,925
Progressive $2,229 $2,957 $2,661 $2,597
State Farm $1,879 $2,214 $2,047 $2,047
USAA $1,445 $1,866 $2,468 $1,660

Cheap Loretto, Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Loretto, Virginia is not easy. Compare the annual rates for DUI auto insurance in Loretto, Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in Loretto, Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,695
GEICO $3,095
Nationwide $2,488
Progressive $2,661
State Farm $2,047
USAA $2,468

Cheap Loretto, Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Loretto, Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Loretto, Virginia

Insurance Company Poor Fair Good
Allstate $4,129 $3,303 $2,729
GEICO $2,290 $1,947 $1,947
Nationwide $2,311 $1,856 $1,685
Progressive $2,912 $2,545 $2,376
State Farm $2,909 $1,805 $1,426
USAA $2,492 $1,692 $1,395

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Cheap Loretto, Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Loretto, Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Loretto, Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Loretto, Virginia

ZIP Code Average Annual Rates
22509 $2,012

Cheap Loretto, Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect Loretto, Virginia auto insurance. Find the cheapest annual Loretto, Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Loretto, Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,284 $3,490
GEICO $2,023 $2,101
Nationwide $1,951 $1,951
Progressive $2,611 $2,611
State Farm $1,996 $2,097
USAA $1,791 $1,928

Cheap Loretto, Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Loretto, Virginia? Check out the comparison of annual Loretto, Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Loretto, Virginia

Insurance Company Low Medium High
Allstate $3,278 $3,387 $3,494
GEICO $1,983 $2,059 $2,142
Nationwide $2,044 $1,932 $1,877
Progressive $2,493 $2,581 $2,758
State Farm $1,930 $2,043 $2,167
USAA $1,784 $1,863 $1,932

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Best By Category: Cheapest Auto Insurance in Loretto, Virginia

Compare the cheapest auto insurance companies in Loretto, Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Loretto, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Loretto, Virginia Auto Insurance Companies

What auto insurance companies in Loretto, Virginia are the cheapest? Compare the top Loretto, Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Loretto, Virginia

Insurance Company Average Annual Rates
Allstate $3,387
GEICO $2,062
Nationwide $1,951
Progressive $2,611
State Farm $2,047
USAA $1,860

Compare Loretto, Virginia Auto Insurance Quotes

Before you buy Loretto, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Loretto, Virginia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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