Best Cheap Auto Insurance in Lorenzo, TX (2021)

The average Lorenzo, TX auto insurance rates are $306 per month. The minimum auto insurance in Lorenzo is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Lorenzo, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Lorenzo for teen drivers is Progressive
  • The average commute length in Lorenzo is 25.2 minutes
  • Average auto insurance rates in Lorenzo, TX for senior drivers are $2,249 per year

Lorenzo, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Lorenzo can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lorenzo, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Lorenzo to other Texas cities, including Corpus Christi auto insurance rates, Laredo auto insurance rates, and Austin auto insurance rates to see how Lorenzo, Texas auto insurance rates stack up.

Before you buy Lorenzo, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lorenzo, Texas auto insurance quotes.

Minimum Auto Insurance in Lorenzo, Texas

Lorenzo, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lorenzo, Texas.

Minimum Required Auto Insurance Coverage in Lorenzo, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lorenzo, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lorenzo, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lorenzo, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,598 $3,655 $3,557 $3,557 $9,242 $11,251 $4,483 $4,714
American Family $2,519 $2,784 $2,296 $2,612 $6,210 $8,135 $3,527 $4,006
GEICO $2,318 $2,486 $2,213 $2,480 $4,941 $5,174 $2,504 $2,517
Nationwide $2,357 $2,404 $2,078 $2,209 $6,573 $8,482 $2,757 $2,992
Progressive $2,428 $2,314 $2,156 $2,200 $9,998 $11,155 $2,878 $2,922
State Farm $1,787 $1,787 $1,581 $1,581 $4,124 $5,230 $1,932 $1,997
USAA $1,558 $1,606 $1,464 $1,501 $3,909 $4,372 $2,090 $2,325

Cheap Lorenzo, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lorenzo, Texas is a challenge. Take a look at the annual teen auto insurance rates in Lorenzo, Texas.

Annual Auto Insurance Rates for Teen Drivers in Lorenzo, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,242 $11,251
American Family $6,210 $8,135
GEICO $4,941 $5,174
Nationwide $6,573 $8,482
Progressive $9,998 $11,155
State Farm $4,124 $5,230
USAA $3,909 $4,372

Cheap Lorenzo, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Lorenzo, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lorenzo, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,557 $3,557
American Family $2,296 $2,612
GEICO $2,213 $2,480
Nationwide $2,078 $2,209
Progressive $2,156 $2,200
State Farm $1,581 $1,581
USAA $1,464 $1,501

Cheap Lorenzo, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lorenzo, Texas compared to the annual auto insurance rates with a clean record in Lorenzo, Texas.

Annual Lorenzo, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,351 $6,538 $6,788 $4,351
American Family $3,669 $4,632 $4,072 $3,669
GEICO $2,616 $3,424 $2,902 $3,374
Nationwide $3,229 $3,229 $4,814 $3,655
Progressive $3,931 $5,071 $4,595 $4,430
State Farm $2,240 $2,548 $2,981 $2,240
USAA $1,787 $2,568 $3,006 $2,051

Cheap Lorenzo, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lorenzo, Texas is not easy. Compare the annual rates for DUI auto insurance in Lorenzo, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Lorenzo, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,788
American Family $4,072
GEICO $2,902
Nationwide $4,814
Progressive $4,595
State Farm $2,981
USAA $3,006

Cheap Lorenzo, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lorenzo, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lorenzo, Texas

Insurance Company Poor Fair Good
Allstate $7,024 $5,124 $4,373
American Family $5,565 $3,455 $3,012
GEICO $4,745 $2,692 $1,800
Nationwide $4,483 $3,588 $3,124
Progressive $5,085 $4,380 $4,054
State Farm $3,545 $2,205 $1,756
USAA $3,528 $1,968 $1,564

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Cheap Lorenzo, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lorenzo, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Lorenzo, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lorenzo, Texas

ZIP Code Average Annual Rates
79343 $5,374

Cheap Lorenzo, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Lorenzo, Texas auto insurance. Find the cheapest annual Lorenzo, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lorenzo, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,382 $5,632
American Family $4,011 $4,011
GEICO $3,018 $3,140
Nationwide $3,732 $3,732
Progressive $4,506 $4,506
State Farm $2,502 $2,502
USAA $2,322 $2,384

Cheap Lorenzo, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lorenzo, Texas? Check out the comparison of annual Lorenzo, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lorenzo, Texas

Insurance Company Low Medium High
Allstate $5,414 $5,472 $5,635
American Family $3,762 $3,880 $4,391
GEICO $2,930 $3,040 $3,268
Nationwide $4,034 $3,570 $3,591
Progressive $4,281 $4,485 $4,753
State Farm $2,385 $2,495 $2,626
USAA $2,300 $2,347 $2,412

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Best By Category: Cheapest Auto Insurance in Lorenzo, Texas

Compare the cheapest auto insurance companies in Lorenzo, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lorenzo, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Lorenzo, Texas Auto Insurance Companies

What auto insurance companies in Lorenzo, Texas are the cheapest? Compare the top Lorenzo, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lorenzo, Texas

Insurance Company Average Annual Rates
Allstate $5,507
American Family $4,011
GEICO $3,079
Nationwide $3,732
Progressive $4,506
State Farm $2,502
USAA $2,353

What affects auto insurance rates in Lorenzo, Texas?

There are a lot of reasons why auto insurance rates in Lorenzo, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lorenzo, Texas. Many local factors may affect your Lorenzo auto insurance rates.

Lorenzo Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lorenzo, Texas commute length is 25.2 minutes according to City-Data.

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Compare Lorenzo, Texas Auto Insurance Quotes

Before you buy Lorenzo, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lorenzo, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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