Best Cheap Auto Insurance in Loraine, TX (2021)

The average Loraine, TX auto insurance rates are $304 per month. The minimum auto insurance in Loraine is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Loraine, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Loraine is 19.7 minutes
  • The most expensive auto insurance company in Loraine for teen drivers is Progressive
  • The cheapest auto insurance company in Loraine is USAA

Loraine, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Loraine can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Loraine, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Loraine to other Texas cities, including Corpus Christi auto insurance rates, Plano auto insurance rates, and Laredo auto insurance rates to see how Loraine, Texas auto insurance rates stack up.

Before you buy Loraine, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Loraine, Texas auto insurance quotes.

Minimum Auto Insurance in Loraine, Texas

Loraine, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Loraine, Texas.

Minimum Required Auto Insurance Coverage in Loraine, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Loraine, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Loraine, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Loraine, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,602 $3,659 $3,562 $3,562 $9,248 $11,259 $4,489 $4,720
American Family $2,825 $3,099 $2,500 $2,825 $6,546 $8,700 $3,879 $4,425
GEICO $2,100 $2,249 $1,990 $2,227 $4,560 $4,749 $2,277 $2,295
Nationwide $2,406 $2,457 $2,123 $2,259 $6,574 $8,492 $2,801 $3,040
Progressive $2,378 $2,262 $2,118 $2,158 $9,920 $11,067 $2,818 $2,857
State Farm $1,754 $1,754 $1,552 $1,552 $4,046 $5,131 $1,896 $1,960
USAA $1,446 $1,474 $1,368 $1,383 $3,831 $4,232 $1,936 $2,120

Cheap Loraine, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Loraine, Texas is a challenge. Take a look at the annual teen auto insurance rates in Loraine, Texas.

Annual Auto Insurance Rates for Teen Drivers in Loraine, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,248 $11,259
American Family $6,546 $8,700
GEICO $4,560 $4,749
Nationwide $6,574 $8,492
Progressive $9,920 $11,067
State Farm $4,046 $5,131
USAA $3,831 $4,232

Cheap Loraine, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Loraine, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Loraine, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,562 $3,562
American Family $2,500 $2,825
GEICO $1,990 $2,227
Nationwide $2,123 $2,259
Progressive $2,118 $2,158
State Farm $1,552 $1,552
USAA $1,368 $1,383

Cheap Loraine, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Loraine, Texas compared to the annual auto insurance rates with a clean record in Loraine, Texas.

Annual Loraine, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,356 $6,544 $6,793 $4,356
American Family $3,986 $5,019 $4,408 $3,986
GEICO $2,385 $3,131 $2,643 $3,064
Nationwide $3,263 $3,263 $4,857 $3,693
Progressive $3,879 $5,014 $4,530 $4,367
State Farm $2,198 $2,500 $2,925 $2,198
USAA $1,675 $2,433 $2,864 $1,922

Cheap Loraine, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Loraine, Texas is not easy. Compare the annual rates for DUI auto insurance in Loraine, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Loraine, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,793
American Family $4,408
GEICO $2,643
Nationwide $4,857
Progressive $4,530
State Farm $2,925
USAA $2,864

Cheap Loraine, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Loraine, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Loraine, Texas

Insurance Company Poor Fair Good
Allstate $7,031 $5,129 $4,377
American Family $6,138 $3,690 $3,221
GEICO $4,314 $2,456 $1,648
Nationwide $4,539 $3,619 $3,149
Progressive $5,008 $4,326 $4,008
State Farm $3,479 $2,164 $1,724
USAA $3,300 $1,873 $1,498

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Cheap Loraine, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Loraine, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Loraine, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Loraine, Texas

ZIP Code Average Annual Rates
79532 $5,355

Cheap Loraine, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Loraine, Texas auto insurance. Find the cheapest annual Loraine, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Loraine, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,387 $5,638
American Family $4,350 $4,350
GEICO $2,754 $2,858
Nationwide $3,769 $3,769
Progressive $4,447 $4,447
State Farm $2,455 $2,455
USAA $2,195 $2,252

Cheap Loraine, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Loraine, Texas? Check out the comparison of annual Loraine, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Loraine, Texas

Insurance Company Low Medium High
Allstate $5,419 $5,478 $5,641
American Family $4,147 $4,247 $4,655
GEICO $2,688 $2,785 $2,945
Nationwide $4,078 $3,605 $3,624
Progressive $4,224 $4,427 $4,692
State Farm $2,342 $2,449 $2,576
USAA $2,165 $2,217 $2,290

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Best By Category: Cheapest Auto Insurance in Loraine, Texas

Compare the cheapest auto insurance companies in Loraine, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Loraine, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Loraine, Texas Auto Insurance Companies

What auto insurance companies in Loraine, Texas are the cheapest? Compare the top Loraine, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Loraine, Texas

Insurance Company Average Annual Rates
Allstate $5,513
American Family $4,350
GEICO $2,806
Nationwide $3,769
Progressive $4,447
State Farm $2,455
USAA $2,224

What affects auto insurance rates in Loraine, Texas?

There are a lot of reasons why auto insurance rates in Loraine, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Loraine, Texas. Many local factors may affect your Loraine auto insurance rates.

Loraine Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Loraine, Texas commute length is 19.7 minutes according to City-Data.

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Compare Loraine, Texas Auto Insurance Quotes

Before you buy Loraine, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Loraine, Texas auto insurance quotes.

Free Auto Insurance Comparison

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