Best Cheap Auto Insurance in Longwood, FL (2021)

The average Longwood, FL auto insurance rates are $351 per month. The minimum auto insurance in Longwood is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Longwood, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Longwood, Florida is 10/20/10
  • Average auto insurance rates in Longwood, FL for senior drivers are $2,551 per year
  • The average commute length in Longwood is 27.2 minutes

Longwood, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Longwood can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Longwood, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Longwood to other Florida cities, including Cape Coral auto insurance rates, St. Petersburg auto insurance rates, and Port St. Lucie auto insurance rates to see how Longwood, Florida auto insurance rates stack up.

Before you buy Longwood, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Longwood, Florida auto insurance quotes.

Minimum Auto Insurance in Longwood, Florida

Longwood, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Longwood, Florida.

Minimum Required Auto Insurance Coverage in Longwood, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Longwood, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Longwood, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Longwood, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,208 $4,018 $3,659 $3,714 $14,431 $15,626 $4,188 $4,245
GEICO $2,783 $2,792 $2,607 $2,607 $4,978 $6,219 $3,062 $3,096
Liberty Mutual $3,147 $3,147 $2,891 $2,891 $6,564 $10,070 $3,147 $4,240
Nationwide $2,758 $2,722 $2,465 $2,548 $6,629 $8,155 $3,036 $3,157
Progressive $3,390 $3,213 $2,928 $3,118 $9,629 $10,482 $4,099 $3,917
State Farm $1,929 $1,929 $1,753 $1,753 $5,666 $7,244 $2,143 $2,301
USAA $1,490 $1,463 $1,395 $1,380 $5,128 $5,941 $1,859 $2,003

Cheap Longwood, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Longwood, Florida is a challenge. Take a look at the annual teen auto insurance rates in Longwood, Florida.

Annual Auto Insurance Rates for Teen Drivers in Longwood, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,431 $15,626
GEICO $4,978 $6,219
Liberty Mutual $6,564 $10,070
Nationwide $6,629 $8,155
Progressive $9,629 $10,482
State Farm $5,666 $7,244
USAA $5,128 $5,941

Cheap Longwood, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Longwood, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Longwood, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,659 $3,714
GEICO $2,607 $2,607
Liberty Mutual $2,891 $2,891
Nationwide $2,465 $2,548
Progressive $2,928 $3,118
State Farm $1,753 $1,753
USAA $1,395 $1,380

Cheap Longwood, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Longwood, Florida compared to the annual auto insurance rates with a clean record in Longwood, Florida.

Annual Longwood, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,834 $6,988 $7,750 $6,473
GEICO $2,440 $3,128 $4,673 $3,830
Liberty Mutual $3,270 $4,228 $6,107 $4,444
Nationwide $3,357 $3,684 $4,965 $3,729
Progressive $4,010 $5,962 $5,013 $5,404
State Farm $2,824 $3,355 $3,090 $3,090
USAA $2,016 $2,496 $3,702 $2,116

Cheap Longwood, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Longwood, Florida is not easy. Compare the annual rates for DUI auto insurance in Longwood, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Longwood, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,750
GEICO $4,673
Liberty Mutual $6,107
Nationwide $4,965
Progressive $5,013
State Farm $3,090
USAA $3,702

Cheap Longwood, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Longwood, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Longwood, Florida

Insurance Company Poor Fair Good
Allstate $9,462 $5,977 $4,845
GEICO $5,137 $3,098 $2,318
Liberty Mutual $5,792 $4,269 $3,475
Nationwide $4,914 $3,615 $3,272
Progressive $6,638 $4,714 $3,939
State Farm $4,228 $2,771 $2,271
USAA $4,202 $2,055 $1,491

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Cheap Longwood, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Longwood, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Longwood, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Longwood, Florida

ZIP Code Average Annual Rates
32750 $3,248
32779 $3,251

Cheap Longwood, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Longwood, Florida auto insurance. Find the cheapest annual Longwood, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Longwood, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,568 $6,954
GEICO $3,501 $3,535
Liberty Mutual $4,369 $4,656
Nationwide $3,934 $3,934
Progressive $5,097 $5,097
State Farm $2,985 $3,195
USAA $2,553 $2,612

Cheap Longwood, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Longwood, Florida? Check out the comparison of annual Longwood, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Longwood, Florida

Insurance Company Low Medium High
Allstate $5,248 $7,105 $7,930
GEICO $2,865 $3,645 $4,043
Liberty Mutual $4,150 $4,577 $4,809
Nationwide $3,106 $4,090 $4,606
Progressive $4,288 $5,215 $5,789
State Farm $2,623 $3,167 $3,480
USAA $2,244 $2,670 $2,833

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Best By Category: Cheapest Auto Insurance in Longwood, Florida

Compare the cheapest auto insurance companies in Longwood, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Longwood, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Longwood, Florida Auto Insurance Companies

What auto insurance companies in Longwood, Florida are the cheapest? Compare the top Longwood, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Longwood, Florida

Insurance Company Average Annual Rates
Allstate $6,761
GEICO $3,518
Liberty Mutual $4,512
Nationwide $3,934
Progressive $5,097
State Farm $3,090
USAA $2,583

What affects auto insurance rates in Longwood, Florida?

There are a lot of reasons why auto insurance rates in Longwood, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Longwood, Florida. Many local factors may affect your Longwood auto insurance rates.

Longwood Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Longwood, Florida auto theft statistics, there have been 24 auto thefts in the city.

Longwood Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Longwood, Florida commute length is 27.2 minutes according to City-Data.

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Compare Longwood, Florida Auto Insurance Quotes

Before you buy Longwood, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Longwood, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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