Best Cheap Auto Insurance in Long Neck, DE (2021)

The average Long Neck, DE auto insurance rates are $414 per month. The minimum auto insurance in Long Neck is at least 25/50/10 in coverage to comply with Delaware auto insurance laws. To find the best cheap auto insurance in Long Neck, Delaware, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Long Neck is USAA
  • The minimum auto insurance required in Long Neck, Delaware is 25/50/10
  • The average commute length in Long Neck is 30.3 minutes

Long Neck, Delaware auto insurance requirements are 25/50/10 according to Delaware auto insurance laws. Finding cheap auto insurance in Long Neck can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Long Neck, Delaware, including driving record, credit, commute time, and more.

Compare auto insurance in Long Neck to other Delaware cities, including George auto insurance rates, Dover auto insurance rates, and Newark auto insurance rates to see how Long Neck, Delaware auto insurance rates stack up.

Before you buy Long Neck, Delaware auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Long Neck, Delaware auto insurance quotes.

Minimum Auto Insurance in Long Neck, Delaware

Long Neck, Delaware auto insurance laws require that you have at least the Delaware minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Long Neck, Delaware.

Minimum Required Auto Insurance Coverage in Long Neck, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Long Neck, Delaware Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Long Neck, Delaware are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Long Neck, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,991 $2,958 $2,622 $2,767 $10,444 $12,208 $3,184 $3,405
GEICO $2,394 $2,660 $2,291 $2,666 $5,847 $6,106 $2,526 $2,454
Liberty Mutual $10,013 $10,013 $9,892 $9,892 $22,247 $33,687 $10,013 $13,864
Nationwide $2,533 $2,519 $2,314 $2,309 $5,939 $7,522 $2,807 $3,006
Progressive $1,725 $1,597 $1,519 $1,552 $8,581 $9,451 $2,097 $2,038
State Farm $2,450 $2,450 $2,253 $2,253 $6,953 $8,987 $2,747 $2,870
Travelers $1,292 $1,297 $1,274 $1,243 $7,094 $10,822 $1,377 $1,490
USAA $1,164 $1,146 $1,077 $1,076 $4,202 $4,940 $1,456 $1,598

Cheap Long Neck, Delaware Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Long Neck, Delaware is a challenge. Take a look at the annual teen auto insurance rates in Long Neck, Delaware.

Annual Auto Insurance Rates for Teen Drivers in Long Neck, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,444 $12,208
GEICO $5,847 $6,106
Liberty Mutual $22,247 $33,687
Nationwide $5,939 $7,522
Progressive $8,581 $9,451
State Farm $6,953 $8,987
Travelers $7,094 $10,822
USAA $4,202 $4,940

Cheap Long Neck, Delaware Auto Insurance for Seniors

What are senior auto insurance rates in Long Neck, Delaware? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Long Neck, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,622 $2,767
GEICO $2,291 $2,666
Liberty Mutual $9,892 $9,892
Nationwide $2,314 $2,309
Progressive $1,519 $1,552
State Farm $2,253 $2,253
Travelers $1,274 $1,243
USAA $1,077 $1,076

Cheap Long Neck, Delaware Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Long Neck, Delaware compared to the annual auto insurance rates with a clean record in Long Neck, Delaware.

Annual Long Neck, Delaware Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,305 $5,127 $5,983 $4,875
GEICO $2,586 $3,579 $4,373 $2,935
Liberty Mutual $11,953 $13,748 $21,863 $12,246
Nationwide $2,892 $2,892 $5,279 $3,412
Progressive $3,084 $4,066 $3,505 $3,626
State Farm $3,512 $4,229 $3,870 $3,870
Travelers $2,766 $2,774 $4,505 $2,900
USAA $1,719 $1,719 $2,929 $1,962

Cheap Long Neck, Delaware Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Long Neck, Delaware is not easy. Compare the annual rates for DUI auto insurance in Long Neck, Delaware to find the best deal.

Annual Auto Insurance Rates After a DUI in Long Neck, Delaware

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,983
GEICO $4,373
Liberty Mutual $21,863
Nationwide $5,279
Progressive $3,505
State Farm $3,870
Travelers $4,505
USAA $2,929

Cheap Long Neck, Delaware Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Long Neck, Delaware annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Long Neck, Delaware

Insurance Company Poor Fair Good
Allstate $6,485 $4,630 $4,102
GEICO $5,219 $2,898 $1,988
Liberty Mutual $20,194 $13,642 $11,021
Nationwide $4,183 $3,489 $3,184
Progressive $3,992 $3,491 $3,227
State Farm $5,925 $3,264 $2,422
Travelers $3,607 $2,984 $3,118
USAA $3,411 $1,647 $1,189

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Cheap Long Neck, Delaware Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Long Neck, Delaware can vary. Compare the annual cost of auto insurance by ZIP code in Long Neck, Delaware to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Long Neck, Delaware

ZIP Code Average Annual Rates
19966 $4,971

Cheap Long Neck, Delaware Auto Insurance Rates By Commute

Commute length and annual mileage affect Long Neck, Delaware auto insurance. Find the cheapest annual Long Neck, Delaware auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Long Neck, Delaware

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,072 $5,072
GEICO $3,314 $3,422
Liberty Mutual $14,539 $15,366
Nationwide $3,619 $3,619
Progressive $3,570 $3,570
State Farm $3,738 $4,002
Travelers $3,236 $3,236
USAA $2,060 $2,104

Cheap Long Neck, Delaware Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Long Neck, Delaware? Check out the comparison of annual Long Neck, Delaware auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Long Neck, Delaware

Insurance Company Low Medium High
Allstate $4,731 $5,120 $5,367
GEICO $3,044 $3,417 $3,644
Liberty Mutual $14,272 $14,792 $15,793
Nationwide $3,604 $3,559 $3,692
Progressive $3,142 $3,612 $3,956
State Farm $3,625 $3,879 $4,107
Travelers $3,043 $3,338 $3,328
USAA $1,952 $2,078 $2,217

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Best By Category: Cheapest Auto Insurance in Long Neck, Delaware

Compare the cheapest auto insurance companies in Long Neck, Delaware in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Long Neck, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Long Neck, Delaware Auto Insurance Companies

What auto insurance companies in Long Neck, Delaware are the cheapest? Compare the top Long Neck, Delaware auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Long Neck, Delaware

Insurance Company Average Annual Rates
Allstate $5,072
GEICO $3,368
Liberty Mutual $14,952
Nationwide $3,619
Progressive $3,570
State Farm $3,870
Travelers $3,236
USAA $2,082

What affects auto insurance rates in Long Neck, Delaware?

There are a lot of reasons why auto insurance rates in Long Neck, Delaware are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Long Neck, Delaware. Many local factors may affect your Long Neck auto insurance rates.

Long Neck Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Long Neck, Delaware commute length is 30.3 minutes according to City-Data.

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Compare Long Neck, Delaware Auto Insurance Quotes

Before you buy Long Neck, Delaware auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Long Neck, Delaware auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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