Best Cheap Auto Insurance in Long Lake, MI (2021)

The average Long Lake, MI auto insurance rates are $740 per month. The minimum auto insurance in Long Lake is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Long Lake, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Long Lake is USAA
  • The minimum auto insurance required in Long Lake, Michigan is 20/40/10
  • The most expensive auto insurance company in Long Lake for teen drivers is Allstate

Long Lake, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Long Lake can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Long Lake, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Long Lake to other Michigan cities, including Livonia auto insurance rates, Detroit auto insurance rates, and Troy auto insurance rates to see how Long Lake, Michigan auto insurance rates stack up.

Before you buy Long Lake, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Long Lake, Michigan auto insurance quotes.

Minimum Auto Insurance in Long Lake, Michigan

Long Lake, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Long Lake, Michigan.

Minimum Required Auto Insurance Coverage in Long Lake, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Long Lake, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Long Lake, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Long Lake, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,130 $14,130 $13,112 $13,112 $35,096 $35,096 $14,887 $14,887
Farmers $4,034 $4,034 $3,768 $3,768 $8,755 $8,755 $4,520 $4,520
GEICO $3,813 $3,813 $3,854 $3,854 $10,466 $10,466 $3,646 $3,646
Liberty Mutual $12,825 $12,825 $12,695 $12,695 $30,474 $30,474 $12,825 $12,825
Nationwide $3,888 $3,888 $3,463 $3,463 $10,205 $10,205 $4,260 $4,260
Progressive $2,713 $2,553 $2,398 $2,641 $9,808 $10,544 $3,162 $2,987
State Farm $6,666 $6,666 $6,164 $6,164 $23,056 $23,056 $7,815 $7,815
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,495 $2,356 $2,347 $2,215 $5,917 $5,587 $3,017 $2,883

Cheap Long Lake, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Long Lake, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Long Lake, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Long Lake, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $35,096 $35,096
Farmers $8,755 $8,755
GEICO $10,466 $10,466
Liberty Mutual $30,474 $30,474
Nationwide $10,205 $10,205
Progressive $9,808 $10,544
State Farm $23,056 $23,056
Travelers $16,861 $16,861
USAA $5,917 $5,587

Cheap Long Lake, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Long Lake, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Long Lake, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,112 $13,112
Farmers $3,768 $3,768
GEICO $3,854 $3,854
Liberty Mutual $12,695 $12,695
Nationwide $3,463 $3,463
Progressive $2,398 $2,641
State Farm $6,164 $6,164
Travelers $4,792 $4,792
USAA $2,347 $2,215

Cheap Long Lake, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Long Lake, Michigan compared to the annual auto insurance rates with a clean record in Long Lake, Michigan.

Annual Long Lake, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,444 $12,597 $42,001 $13,182
Farmers $4,441 $5,635 $5,567 $5,434
GEICO $1,962 $4,059 $12,188 $3,570
Liberty Mutual $12,177 $14,582 $26,565 $15,494
Nationwide $4,677 $6,220 $5,661 $5,258
Progressive $3,923 $5,102 $4,604 $4,775
State Farm $7,014 $8,374 $17,897 $10,415
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,703 $3,364 $4,398 $2,943

Cheap Long Lake, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Long Lake, Michigan is not easy. Compare the annual rates for DUI auto insurance in Long Lake, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Long Lake, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $42,001
Farmers $5,567
GEICO $12,188
Liberty Mutual $26,565
Nationwide $5,661
Progressive $4,604
State Farm $17,897
Travelers $12,908
USAA $4,398

Cheap Long Lake, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Long Lake, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Long Lake, Michigan

Insurance Company Poor Fair Good
Allstate $29,310 $16,214 $12,394
Farmers $6,978 $4,591 $4,238
GEICO $6,997 $5,147 $4,190
Liberty Mutual $27,202 $15,721 $8,691
Nationwide $6,815 $5,154 $4,393
Progressive $5,292 $4,465 $4,045
State Farm $17,712 $8,968 $6,095
Travelers $8,534 $8,275 $8,170
USAA $5,007 $2,868 $2,181

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Cheap Long Lake, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Long Lake, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Long Lake, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Long Lake, Michigan

ZIP Code Average Annual Rates
48743 $6,295

Cheap Long Lake, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Long Lake, Michigan auto insurance. Find the cheapest annual Long Lake, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Long Lake, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,306 $19,306
Farmers $5,269 $5,269
GEICO $5,318 $5,571
Liberty Mutual $16,605 $17,805
Nationwide $5,454 $5,454
Progressive $4,601 $4,601
State Farm $10,632 $11,219
Travelers $8,279 $8,375
USAA $3,313 $3,391

Cheap Long Lake, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Long Lake, Michigan? Check out the comparison of annual Long Lake, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Long Lake, Michigan

Insurance Company Low Medium High
Allstate $18,877 $19,344 $19,697
Farmers $5,136 $5,258 $5,414
GEICO $5,096 $5,397 $5,841
Liberty Mutual $16,782 $17,164 $17,669
Nationwide $5,695 $5,365 $5,302
Progressive $4,438 $4,608 $4,756
State Farm $10,391 $10,991 $11,393
Travelers $8,241 $8,334 $8,405
USAA $3,257 $3,359 $3,439

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Best By Category: Cheapest Auto Insurance in Long Lake, Michigan

Compare the cheapest auto insurance companies in Long Lake, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Long Lake, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Long Lake, Michigan Auto Insurance Companies

What auto insurance companies in Long Lake, Michigan are the cheapest? Compare the top Long Lake, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Long Lake, Michigan

Insurance Company Average Annual Rates
Allstate $19,306
Farmers $5,269
GEICO $5,445
Liberty Mutual $17,205
Nationwide $5,454
Progressive $4,601
State Farm $10,925
Travelers $8,327
USAA $3,352

Compare Long Lake, Michigan Auto Insurance Quotes

Before you buy Long Lake, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Long Lake, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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