Best Cheap Auto Insurance in Long Beach, IN (2021)

The average Long Beach, IN auto insurance rates are $299 per month. The minimum auto insurance in Long Beach is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Long Beach, Indiana, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Long Beach for teen drivers is Liberty Mutual
  • The average commute length in Long Beach is 38.8 minutes
  • Average auto insurance rates in Long Beach, IN for senior drivers are $1,881 per year

Long Beach, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Long Beach can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Long Beach, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Long Beach to other Indiana cities, including Fishers auto insurance rates, Carmel auto insurance rates, and Gary auto insurance rates to see how Long Beach, Indiana auto insurance rates stack up.

Before you buy Long Beach, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Long Beach, Indiana auto insurance quotes.

Minimum Auto Insurance in Long Beach, Indiana

Long Beach, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Long Beach, Indiana.

Minimum Required Auto Insurance Coverage in Long Beach, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Long Beach, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Long Beach, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Long Beach, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,568 $2,628 $2,259 $2,475 $7,980 $10,103 $2,606 $2,825
American Family $2,598 $2,598 $2,336 $2,336 $7,238 $10,466 $2,598 $3,185
Farmers $1,683 $1,659 $1,438 $1,617 $9,117 $9,721 $2,221 $2,400
GEICO $1,598 $1,593 $1,494 $1,546 $4,737 $4,412 $1,832 $1,618
Liberty Mutual $4,738 $4,738 $4,356 $4,356 $10,359 $15,636 $4,738 $6,491
Nationwide $1,819 $1,856 $1,594 $1,700 $5,401 $7,009 $2,145 $2,347
Progressive $1,690 $1,600 $1,530 $1,540 $9,937 $11,192 $2,121 $2,168
State Farm $1,565 $1,565 $1,399 $1,399 $4,786 $6,137 $1,735 $1,925
Travelers $1,186 $1,207 $1,115 $1,114 $7,430 $11,773 $1,257 $1,447
USAA $1,077 $1,062 $1,001 $1,010 $2,987 $3,340 $1,458 $1,562

Cheap Long Beach, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Long Beach, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Long Beach, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Long Beach, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,980 $10,103
American Family $7,238 $10,466
Farmers $9,117 $9,721
GEICO $4,737 $4,412
Liberty Mutual $10,359 $15,636
Nationwide $5,401 $7,009
Progressive $9,937 $11,192
State Farm $4,786 $6,137
Travelers $7,430 $11,773
USAA $2,987 $3,340

Cheap Long Beach, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Long Beach, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Long Beach, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,259 $2,475
American Family $2,336 $2,336
Farmers $1,438 $1,617
GEICO $1,494 $1,546
Liberty Mutual $4,356 $4,356
Nationwide $1,594 $1,700
Progressive $1,530 $1,540
State Farm $1,399 $1,399
Travelers $1,115 $1,114
USAA $1,001 $1,010

Cheap Long Beach, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Long Beach, Indiana compared to the annual auto insurance rates with a clean record in Long Beach, Indiana.

Annual Long Beach, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,332 $4,910 $4,519 $3,961
American Family $2,874 $4,567 $5,810 $3,426
Farmers $3,341 $3,889 $4,011 $3,687
GEICO $1,543 $2,430 $3,299 $2,143
Liberty Mutual $5,385 $6,363 $10,016 $5,941
Nationwide $2,564 $3,309 $3,173 $2,889
Progressive $2,974 $5,220 $3,552 $4,144
State Farm $2,503 $2,748 $2,503 $2,503
Travelers $2,819 $3,480 $3,942 $3,024
USAA $1,275 $1,815 $2,080 $1,579

Cheap Long Beach, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Long Beach, Indiana is not easy. Compare the annual rates for DUI auto insurance in Long Beach, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Long Beach, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,519
American Family $5,810
Farmers $4,011
GEICO $3,299
Liberty Mutual $10,016
Nationwide $3,173
Progressive $3,552
State Farm $2,503
Travelers $3,942
USAA $2,080

Cheap Long Beach, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Long Beach, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Long Beach, Indiana

Insurance Company Poor Fair Good
Allstate $5,188 $3,851 $3,502
American Family $5,714 $3,700 $3,095
Farmers $4,354 $3,551 $3,291
GEICO $2,833 $2,354 $1,875
Liberty Mutual $9,225 $6,003 $5,551
Nationwide $3,397 $2,866 $2,689
Progressive $4,382 $3,879 $3,656
State Farm $3,737 $2,228 $1,727
Travelers $3,690 $3,130 $3,128
USAA $2,269 $1,503 $1,289

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Cheap Long Beach, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Long Beach, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Long Beach, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Long Beach, Indiana

ZIP Code Average Annual Rates
46360 $3,490

Cheap Long Beach, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Long Beach, Indiana auto insurance. Find the cheapest annual Long Beach, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Long Beach, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,180 $4,180
American Family $4,119 $4,220
Farmers $3,732 $3,732
GEICO $2,312 $2,395
Liberty Mutual $6,743 $7,110
Nationwide $2,984 $2,984
Progressive $3,972 $3,972
State Farm $2,490 $2,637
Travelers $3,316 $3,316
USAA $1,665 $1,710

Cheap Long Beach, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Long Beach, Indiana? Check out the comparison of annual Long Beach, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Long Beach, Indiana

Insurance Company Low Medium High
Allstate $3,953 $4,163 $4,426
American Family $4,121 $4,306 $4,080
Farmers $3,593 $3,724 $3,879
GEICO $2,211 $2,348 $2,502
Liberty Mutual $6,701 $6,909 $7,170
Nationwide $2,996 $2,963 $2,992
Progressive $3,751 $3,910 $4,257
State Farm $2,434 $2,563 $2,694
Travelers $3,245 $3,347 $3,357
USAA $1,622 $1,683 $1,756

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Best By Category: Cheapest Auto Insurance in Long Beach, Indiana

Compare the cheapest auto insurance companies in Long Beach, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Long Beach, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Long Beach, Indiana Auto Insurance Companies

What auto insurance companies in Long Beach, Indiana are the cheapest? Compare the top Long Beach, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Long Beach, Indiana

Insurance Company Average Annual Rates
Allstate $4,180
American Family $4,169
Farmers $3,732
GEICO $2,354
Liberty Mutual $6,926
Nationwide $2,984
Progressive $3,972
State Farm $2,564
Travelers $3,316
USAA $1,687

What affects auto insurance rates in Long Beach, Indiana?

There are a lot of reasons why auto insurance rates in Long Beach, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Long Beach, Indiana. Many local factors may affect your Long Beach auto insurance rates.

Long Beach Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Long Beach, Indiana commute length is 38.8 minutes according to City-Data.

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Compare Long Beach, Indiana Auto Insurance Quotes

Before you buy Long Beach, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Long Beach, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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