Best Cheap Auto Insurance in Long Beach, CA (2021)

The average Long Beach, CA auto insurance rates are $336 per month. The minimum auto insurance in Long Beach is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Long Beach, California, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The average commute length in Long Beach is 31.0 minutes
  • The minimum auto insurance required in Long Beach, California is 15/30/5
  • The cheapest auto insurance company in Long Beach is USAA

Long Beach, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Long Beach can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Long Beach, California, including driving record, credit, commute time, and more.

Compare auto insurance in Long Beach to other California cities, including Anaheim auto insurance rates, San Diego auto insurance rates, and Los Angeles auto insurance rates to see how Long Beach, California auto insurance rates stack up.

Before you buy Long Beach, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Long Beach, California auto insurance quotes.

Minimum Auto Insurance in Long Beach, California

Long Beach, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Long Beach, California.

Minimum Required Auto Insurance Coverage in Long Beach, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Long Beach, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Long Beach, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Long Beach, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,042 $3,034 $2,221 $2,232 $8,519 $10,693 $3,865 $4,209
Farmers $2,964 $2,964 $2,682 $2,682 $9,450 $15,431 $3,513 $3,914
GEICO $2,031 $2,032 $1,909 $1,909 $6,202 $6,302 $2,921 $2,980
Liberty Mutual $2,409 $2,268 $2,251 $2,176 $5,205 $5,588 $2,700 $2,740
Nationwide $3,620 $3,453 $3,171 $2,987 $9,258 $10,223 $4,324 $4,267
Progressive $1,951 $2,008 $1,662 $1,973 $5,245 $6,320 $2,822 $3,035
State Farm $3,686 $3,686 $3,296 $3,296 $6,821 $8,467 $4,082 $4,208
Travelers $2,746 $2,652 $2,425 $2,400 $5,784 $6,569 $3,584 $3,498
USAA $2,129 $2,016 $2,072 $2,080 $4,905 $4,933 $2,948 $2,786

Cheap Long Beach, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Long Beach, California is a challenge. Take a look at the annual teen auto insurance rates in Long Beach, California.

Annual Auto Insurance Rates for Teen Drivers in Long Beach, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,519 $10,693
Farmers $9,450 $15,431
GEICO $6,202 $6,302
Liberty Mutual $5,205 $5,588
Nationwide $9,258 $10,223
Progressive $5,245 $6,320
State Farm $6,821 $8,467
Travelers $5,784 $6,569
USAA $4,905 $4,933

Cheap Long Beach, California Auto Insurance for Seniors

What are senior auto insurance rates in Long Beach, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Long Beach, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,221 $2,232
Farmers $2,682 $2,682
GEICO $1,909 $1,909
Liberty Mutual $2,251 $2,176
Nationwide $3,171 $2,987
Progressive $1,662 $1,973
State Farm $3,296 $3,296
Travelers $2,425 $2,400
USAA $2,072 $2,080

Cheap Long Beach, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Long Beach, California compared to the annual auto insurance rates with a clean record in Long Beach, California.

Annual Long Beach, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,851 $4,783 $7,536 $3,737
Farmers $4,032 $5,489 $6,831 $5,448
GEICO $2,294 $3,555 $4,447 $2,847
Liberty Mutual $2,749 $3,681 $3,325 $2,913
Nationwide $3,599 $4,617 $7,819 $4,617
Progressive $2,043 $3,481 $4,038 $2,946
State Farm $3,351 $3,995 $7,537 $3,888
Travelers $2,447 $4,052 $4,686 $3,644
USAA $1,979 $2,955 $4,832 $2,169

Cheap Long Beach, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Long Beach, California is not easy. Compare the annual rates for DUI auto insurance in Long Beach, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Long Beach, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,536
Farmers $6,831
GEICO $4,447
Liberty Mutual $3,325
Nationwide $7,819
Progressive $4,038
State Farm $7,537
Travelers $4,686
USAA $4,832

Cheap Long Beach, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Long Beach, California can vary. Compare the annual cost of auto insurance by ZIP code in Long Beach, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Long Beach, California

ZIP Code Average Annual Rates
90802 $5,892
90803 $5,134
90804 $5,854
90805 $5,776
90806 $5,795
90807 $5,350
90808 $5,012
90810 $5,410
90813 $6,059
90814 $5,265
90815 $5,028
90822 $5,511
90831 $5,540
90833 $5,517
90834 $5,517
90835 $5,517
90840 $5,559

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Cheap Long Beach, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Long Beach, California auto insurance. Find the cheapest annual Long Beach, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Long Beach, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,259 $5,195
Farmers $4,944 $5,956
GEICO $2,985 $3,587
Liberty Mutual $2,906 $3,428
Nationwide $4,555 $5,770
Progressive $2,836 $3,418
State Farm $4,522 $4,864
Travelers $3,333 $4,082
USAA $2,749 $3,218

Cheap Long Beach, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Long Beach, California? Check out the comparison of annual Long Beach, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Long Beach, California

Insurance Company Low Medium High
Allstate $4,448 $4,771 $4,961
Farmers $5,056 $5,494 $5,800
GEICO $2,955 $3,326 $3,577
Liberty Mutual $2,925 $3,197 $3,379
Nationwide $4,623 $5,255 $5,611
Progressive $2,792 $3,224 $3,365
State Farm $4,205 $4,778 $5,095
Travelers $3,190 $3,814 $4,119
USAA $2,697 $3,043 $3,210

Best By Category: Cheapest Auto Insurance in Long Beach, California

Compare the cheapest auto insurance companies in Long Beach, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Long Beach, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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The Cheapest Long Beach, California Auto Insurance Companies

What auto insurance companies in Long Beach, California are the cheapest? Compare the top Long Beach, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Long Beach, California

Insurance Company Average Annual Rates
Allstate $4,727
Farmers $5,450
GEICO $3,286
Liberty Mutual $3,167
Nationwide $5,163
Progressive $3,127
State Farm $4,693
Travelers $3,707
USAA $2,984

What affects auto insurance rates in Long Beach, California?

There are a lot of reasons why auto insurance rates in Long Beach, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Long Beach, California. Many local factors may affect your Long Beach auto insurance rates.

Long Beach Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Long Beach, California auto theft statistics, there have been 2,279 auto thefts in the city.

Long Beach Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Long Beach, California commute length is 31.0 minutes according to City-Data.

Compare Long Beach, California Auto Insurance Quotes

Before you buy Long Beach, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Long Beach, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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