Best Cheap Auto Insurance in Lone Rock, WI (2021)

The average Lone Rock, WI auto insurance rates are $239 per month. The minimum auto insurance in Lone Rock is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Lone Rock, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The cheapest auto insurance company in Lone Rock is American Family
  • The most expensive auto insurance company in Lone Rock for teen drivers is Nationwide
  • Average auto insurance rates in Lone Rock, WI for senior drivers are $1,613 per year

Lone Rock, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Lone Rock can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lone Rock, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Lone Rock to other Wisconsin cities, including Appleton auto insurance rates, Green Bay auto insurance rates, and Janesville auto insurance rates to see how Lone Rock, Wisconsin auto insurance rates stack up.

Before you buy Lone Rock, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lone Rock, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Lone Rock, Wisconsin

Lone Rock, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lone Rock, Wisconsin.

Minimum Required Auto Insurance Coverage in Lone Rock, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Lone Rock, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lone Rock, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lone Rock, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,176 $2,300 $2,000 $2,213 $6,746 $8,647 $2,221 $2,413
American Family $997 $1,044 $934 $942 $2,820 $3,119 $1,180 $1,259
Farmers $1,864 $1,861 $1,658 $1,754 $8,575 $8,853 $2,111 $2,210
GEICO $1,252 $1,375 $1,279 $1,450 $4,087 $4,410 $1,160 $1,204
Liberty Mutual $1,502 $1,642 $1,218 $1,385 $4,848 $5,442 $1,597 $1,734
Nationwide $3,811 $4,009 $3,147 $3,317 $7,730 $11,827 $4,628 $5,506
Progressive $1,712 $1,641 $1,402 $1,455 $6,327 $7,152 $2,060 $2,236
State Farm $1,354 $1,354 $1,192 $1,192 $3,716 $4,706 $1,523 $1,738
USAA $1,368 $1,365 $1,238 $1,259 $3,492 $4,054 $1,776 $1,949

Cheap Lone Rock, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lone Rock, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Lone Rock, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Lone Rock, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,746 $8,647
American Family $2,820 $3,119
Farmers $8,575 $8,853
GEICO $4,087 $4,410
Liberty Mutual $4,848 $5,442
Nationwide $7,730 $11,827
Progressive $6,327 $7,152
State Farm $3,716 $4,706
USAA $3,492 $4,054

Cheap Lone Rock, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Lone Rock, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lone Rock, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,000 $2,213
American Family $934 $942
Farmers $1,658 $1,754
GEICO $1,279 $1,450
Liberty Mutual $1,218 $1,385
Nationwide $3,147 $3,317
Progressive $1,402 $1,455
State Farm $1,192 $1,192
USAA $1,238 $1,259

Cheap Lone Rock, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lone Rock, Wisconsin compared to the annual auto insurance rates with a clean record in Lone Rock, Wisconsin.

Annual Lone Rock, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,955 $4,028 $3,749 $3,626
American Family $1,470 $1,559 $1,559 $1,559
Farmers $3,148 $3,969 $3,761 $3,565
GEICO $1,416 $2,274 $2,570 $1,849
Liberty Mutual $1,859 $2,622 $2,730 $2,474
Nationwide $4,647 $5,376 $6,589 $5,376
Progressive $2,749 $3,316 $2,849 $3,078
State Farm $1,938 $2,256 $2,097 $2,097
USAA $1,616 $2,036 $2,756 $1,843

Cheap Lone Rock, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lone Rock, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Lone Rock, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Lone Rock, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,749
American Family $1,559
Farmers $3,761
GEICO $2,570
Liberty Mutual $2,730
Nationwide $6,589
Progressive $2,849
State Farm $2,097
USAA $2,756

Cheap Lone Rock, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lone Rock, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lone Rock, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,713 $3,244 $2,812
American Family $2,053 $1,357 $1,200
Farmers $4,091 $3,446 $3,295
GEICO $2,659 $1,898 $1,525
Liberty Mutual $3,495 $2,105 $1,664
Nationwide $6,180 $5,155 $5,155
Progressive $3,424 $2,890 $2,680
State Farm $3,128 $1,796 $1,367
USAA $3,181 $1,673 $1,334

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Cheap Lone Rock, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lone Rock, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Lone Rock, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lone Rock, Wisconsin

ZIP Code Average Annual Rates
53556 $2,794

Cheap Lone Rock, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Lone Rock, Wisconsin auto insurance. Find the cheapest annual Lone Rock, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lone Rock, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,503 $3,675
American Family $1,511 $1,563
Farmers $3,611 $3,611
GEICO $1,985 $2,070
Liberty Mutual $2,421 $2,421
Nationwide $5,497 $5,497
Progressive $2,998 $2,998
State Farm $2,046 $2,147
USAA $2,036 $2,089

Cheap Lone Rock, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lone Rock, Wisconsin? Check out the comparison of annual Lone Rock, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lone Rock, Wisconsin

Insurance Company Low Medium High
Allstate $3,445 $3,581 $3,742
American Family $1,524 $1,551 $1,535
Farmers $3,348 $3,586 $3,898
GEICO $1,915 $2,026 $2,140
Liberty Mutual $2,236 $2,443 $2,585
Nationwide $5,349 $5,493 $5,648
Progressive $2,842 $3,020 $3,132
State Farm $1,997 $2,102 $2,191
USAA $1,991 $2,064 $2,133

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Best By Category: Cheapest Auto Insurance in Lone Rock, Wisconsin

Compare the cheapest auto insurance companies in Lone Rock, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lone Rock, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Lone Rock, Wisconsin Auto Insurance Companies

What auto insurance companies in Lone Rock, Wisconsin are the cheapest? Compare the top Lone Rock, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lone Rock, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,589
American Family $1,537
Farmers $3,611
GEICO $2,027
Liberty Mutual $2,421
Nationwide $5,497
Progressive $2,998
State Farm $2,097
USAA $2,063

What affects auto insurance rates in Lone Rock, Wisconsin?

There are a lot of reasons why auto insurance rates in Lone Rock, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lone Rock, Wisconsin. Many local factors may affect your Lone Rock auto insurance rates.

Lone Rock Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lone Rock, Wisconsin commute length is 27.0 minutes according to City-Data.

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Compare Lone Rock, Wisconsin Auto Insurance Quotes

Before you buy Lone Rock, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lone Rock, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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