Best Cheap Auto Insurance in Lone Mountain, TN (2021)

The average Lone Mountain, TN auto insurance rates are $296 per month. The minimum auto insurance in Lone Mountain is at least 25/50/15 in coverage to comply with Tennessee auto insurance laws. To find the best cheap auto insurance in Lone Mountain, Tennessee, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The most expensive auto insurance company in Lone Mountain for teen drivers is Liberty Mutual
  • Average auto insurance rates in Lone Mountain, TN for senior drivers are $1,886 per year
  • The cheapest auto insurance company in Lone Mountain is State Farm

Lone Mountain, Tennessee auto insurance requirements are 25/50/15 according to Tennessee auto insurance laws. Finding cheap auto insurance in Lone Mountain can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lone Mountain, Tennessee, including driving record, credit, commute time, and more.

Compare auto insurance in Lone Mountain to other Tennessee cities, including Chattanooga auto insurance rates, Murfreesboro auto insurance rates, and Knoxville auto insurance rates to see how Lone Mountain, Tennessee auto insurance rates stack up.

Before you buy Lone Mountain, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lone Mountain, Tennessee auto insurance quotes.

Minimum Auto Insurance in Lone Mountain, Tennessee

Lone Mountain, Tennessee auto insurance laws require that you have at least the Tennessee minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lone Mountain, Tennessee.

Minimum Required Auto Insurance Coverage in Lone Mountain, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Lone Mountain, Tennessee Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lone Mountain, Tennessee are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lone Mountain, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,672 $2,564 $2,404 $2,496 $10,062 $10,943 $2,846 $2,946
Farmers $1,623 $1,652 $1,458 $1,599 $6,619 $7,034 $2,193 $2,320
GEICO $2,300 $2,318 $2,116 $2,116 $7,095 $7,210 $2,343 $2,418
Liberty Mutual $3,068 $129 $2,530 $2,824 $12,705 $14,108 $3,283 $3,486
Nationwide $2,383 $2,401 $2,132 $2,165 $6,680 $8,613 $2,748 $2,981
Progressive $1,788 $1,684 $1,456 $1,524 $8,109 $9,127 $2,156 $2,359
State Farm $1,575 $1,575 $1,423 $1,423 $4,875 $6,084 $1,781 $2,081
Travelers $1,853 $1,954 $1,673 $1,784 $5,109 $6,324 $1,977 $2,082
USAA $1,568 $1,593 $1,416 $1,414 $5,662 $6,485 $2,047 $2,183

Cheap Lone Mountain, Tennessee Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lone Mountain, Tennessee is a challenge. Take a look at the annual teen auto insurance rates in Lone Mountain, Tennessee.

Annual Auto Insurance Rates for Teen Drivers in Lone Mountain, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,062 $10,943
Farmers $6,619 $7,034
GEICO $7,095 $7,210
Liberty Mutual $12,705 $14,108
Nationwide $6,680 $8,613
Progressive $8,109 $9,127
State Farm $4,875 $6,084
Travelers $5,109 $6,324
USAA $5,662 $6,485

Cheap Lone Mountain, Tennessee Auto Insurance for Seniors

What are senior auto insurance rates in Lone Mountain, Tennessee? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lone Mountain, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,404 $2,496
Farmers $1,458 $1,599
GEICO $2,116 $2,116
Liberty Mutual $2,530 $2,824
Nationwide $2,132 $2,165
Progressive $1,456 $1,524
State Farm $1,423 $1,423
Travelers $1,673 $1,784
USAA $1,416 $1,414

Cheap Lone Mountain, Tennessee Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lone Mountain, Tennessee compared to the annual auto insurance rates with a clean record in Lone Mountain, Tennessee.

Annual Lone Mountain, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,863 $4,606 $5,575 $4,422
Farmers $2,615 $3,237 $3,314 $3,084
GEICO $2,544 $3,399 $5,469 $2,544
Liberty Mutual $4,270 $6,161 $5,725 $4,910
Nationwide $3,252 $3,252 $4,898 $3,649
Progressive $3,105 $4,034 $3,306 $3,657
State Farm $2,368 $2,836 $2,602 $2,602
Travelers $2,307 $2,961 $3,273 $2,837
USAA $2,030 $3,048 $3,589 $2,517

Cheap Lone Mountain, Tennessee Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lone Mountain, Tennessee is not easy. Compare the annual rates for DUI auto insurance in Lone Mountain, Tennessee to find the best deal.

Annual Auto Insurance Rates After a DUI in Lone Mountain, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,575
Farmers $3,314
GEICO $5,469
Liberty Mutual $5,725
Nationwide $4,898
Progressive $3,306
State Farm $2,602
Travelers $3,273
USAA $3,589

Cheap Lone Mountain, Tennessee Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lone Mountain, Tennessee annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lone Mountain, Tennessee

Insurance Company Poor Fair Good
Allstate $5,888 $4,512 $3,450
Farmers $3,644 $2,849 $2,694
GEICO $3,957 $3,391 $3,119
Liberty Mutual $7,528 $4,639 $3,632
Nationwide $4,532 $3,582 $3,174
Progressive $3,961 $3,419 $3,197
State Farm $3,779 $2,267 $1,761
Travelers $3,627 $2,835 $2,071
USAA $4,055 $2,375 $1,958

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Cheap Lone Mountain, Tennessee Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lone Mountain, Tennessee can vary. Compare the annual cost of auto insurance by ZIP code in Lone Mountain, Tennessee to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lone Mountain, Tennessee

ZIP Code Average Annual Rates
37773 $3,611

Cheap Lone Mountain, Tennessee Auto Insurance Rates By Commute

Commute length and annual mileage affect Lone Mountain, Tennessee auto insurance. Find the cheapest annual Lone Mountain, Tennessee auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lone Mountain, Tennessee

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,617 $4,617
Farmers $3,062 $3,062
GEICO $3,466 $3,512
Liberty Mutual $5,267 $5,267
Nationwide $3,763 $3,763
Progressive $3,525 $3,525
State Farm $2,541 $2,663
Travelers $2,732 $2,957
USAA $2,717 $2,875

Cheap Lone Mountain, Tennessee Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lone Mountain, Tennessee? Check out the comparison of annual Lone Mountain, Tennessee auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lone Mountain, Tennessee

Insurance Company Low Medium High
Allstate $4,454 $4,606 $4,790
Farmers $2,887 $3,047 $3,253
GEICO $3,317 $3,478 $3,673
Liberty Mutual $5,037 $5,267 $5,496
Nationwide $3,795 $3,682 $3,811
Progressive $3,311 $3,525 $3,740
State Farm $2,461 $2,613 $2,732
Travelers $2,677 $2,843 $3,014
USAA $2,708 $2,786 $2,894

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Best By Category: Cheapest Auto Insurance in Lone Mountain, Tennessee

Compare the cheapest auto insurance companies in Lone Mountain, Tennessee in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lone Mountain, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Lone Mountain, Tennessee Auto Insurance Companies

What auto insurance companies in Lone Mountain, Tennessee are the cheapest? Compare the top Lone Mountain, Tennessee auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lone Mountain, Tennessee

Insurance Company Average Annual Rates
Allstate $4,617
Farmers $3,062
GEICO $3,489
Liberty Mutual $5,267
Nationwide $3,763
Progressive $3,525
State Farm $2,602
Travelers $2,844
USAA $2,796

Compare Lone Mountain, Tennessee Auto Insurance Quotes

Before you buy Lone Mountain, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lone Mountain, Tennessee auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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