Best Cheap Auto Insurance in London, TX (2021)

The average London, TX auto insurance rates are $308 per month. The minimum auto insurance in London is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in London, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in London, TX for senior drivers are $2,262 per year
  • The average commute length in London is 24.1 minutes
  • The cheapest auto insurance company in London is USAA

London, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in London can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in London, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in London to other Texas cities, including Houston auto insurance rates, Dallas auto insurance rates, and Corpus Christi auto insurance rates to see how London, Texas auto insurance rates stack up.

Before you buy London, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free London, Texas auto insurance quotes.

Minimum Auto Insurance in London, Texas

London, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in London, Texas.

Minimum Required Auto Insurance Coverage in London, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap London, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in London, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in London, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,160 $3,218 $3,124 $3,124 $7,962 $9,713 $3,937 $4,154
American Family $2,448 $2,700 $2,234 $2,536 $6,047 $7,977 $3,425 $3,906
GEICO $2,464 $2,654 $2,367 $2,665 $5,338 $5,602 $2,666 $2,680
Nationwide $2,572 $2,616 $2,272 $2,408 $7,216 $9,282 $3,015 $3,265
Progressive $2,577 $2,416 $2,277 $2,333 $10,462 $11,596 $3,005 $3,003
State Farm $1,987 $1,987 $1,760 $1,760 $4,637 $5,889 $2,151 $2,222
USAA $1,477 $1,489 $1,408 $1,400 $4,118 $4,497 $1,968 $2,118

Cheap London, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in London, Texas is a challenge. Take a look at the annual teen auto insurance rates in London, Texas.

Annual Auto Insurance Rates for Teen Drivers in London, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,962 $9,713
American Family $6,047 $7,977
GEICO $5,338 $5,602
Nationwide $7,216 $9,282
Progressive $10,462 $11,596
State Farm $4,637 $5,889
USAA $4,118 $4,497

Cheap London, Texas Auto Insurance for Seniors

What are senior auto insurance rates in London, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in London, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,124 $3,124
American Family $2,234 $2,536
GEICO $2,367 $2,665
Nationwide $2,272 $2,408
Progressive $2,277 $2,333
State Farm $1,760 $1,760
USAA $1,408 $1,400

Cheap London, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in London, Texas compared to the annual auto insurance rates with a clean record in London, Texas.

Annual London, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,829 $5,660 $5,879 $3,829
American Family $3,577 $4,515 $3,968 $3,577
GEICO $2,806 $3,698 $3,101 $3,613
Nationwide $3,537 $3,537 $5,251 $3,998
Progressive $4,106 $5,301 $4,805 $4,622
State Farm $2,500 $2,850 $3,345 $2,500
USAA $1,726 $2,539 $2,992 $1,980

Cheap London, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in London, Texas is not easy. Compare the annual rates for DUI auto insurance in London, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in London, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,879
American Family $3,968
GEICO $3,101
Nationwide $5,251
Progressive $4,805
State Farm $3,345
USAA $2,992

Cheap London, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how London, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in London, Texas

Insurance Company Poor Fair Good
Allstate $6,116 $4,468 $3,813
American Family $5,447 $3,348 $2,932
GEICO $5,101 $2,887 $1,925
Nationwide $4,906 $3,926 $3,411
Progressive $5,326 $4,573 $4,226
State Farm $3,968 $2,466 $1,963
USAA $3,399 $1,957 $1,572

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Cheap London, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in London, Texas can vary. Compare the annual cost of auto insurance by ZIP code in London, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in London, Texas

ZIP Code Average Annual Rates
76854 $5,452

Cheap London, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect London, Texas auto insurance. Find the cheapest annual London, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in London, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,693 $4,905
American Family $3,909 $3,909
GEICO $3,242 $3,367
Nationwide $4,081 $4,081
Progressive $4,708 $4,708
State Farm $2,799 $2,799
USAA $2,280 $2,339

Cheap London, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in London, Texas? Check out the comparison of annual London, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in London, Texas

Insurance Company Low Medium High
Allstate $4,726 $4,772 $4,899
American Family $3,684 $3,793 $4,250
GEICO $3,144 $3,263 $3,506
Nationwide $4,377 $3,906 $3,959
Progressive $4,418 $4,672 $5,035
State Farm $2,668 $2,793 $2,936
USAA $2,237 $2,301 $2,391

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Best By Category: Cheapest Auto Insurance in London, Texas

Compare the cheapest auto insurance companies in London, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in London, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest London, Texas Auto Insurance Companies

What auto insurance companies in London, Texas are the cheapest? Compare the top London, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in London, Texas

Insurance Company Average Annual Rates
Allstate $4,799
American Family $3,909
GEICO $3,304
Nationwide $4,081
Progressive $4,708
State Farm $2,799
USAA $2,309

What affects auto insurance rates in London, Texas?

There are a lot of reasons why auto insurance rates in London, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in London, Texas. Many local factors may affect your London auto insurance rates.

London Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average London, Texas commute length is 24.1 minutes according to City-Data.

London Traffic

How does London, Texas rank for traffic? According to Inrix London, Texas is the 16th most congested worldwide.

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Compare London, Texas Auto Insurance Quotes

Before you buy London, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free London, Texas auto insurance quotes.

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