Best Cheap Auto Insurance in Lomira, WI (2021)

The average Lomira, WI auto insurance rates are $225 per month. The minimum auto insurance in Lomira is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Lomira, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The cheapest auto insurance company in Lomira is American Family
  • The average commute length in Lomira is 24.9 minutes
  • The most expensive auto insurance company in Lomira for teen drivers is Farmers

Lomira, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Lomira can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lomira, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Lomira to other Wisconsin cities, including Racine auto insurance rates, Madison auto insurance rates, and Appleton auto insurance rates to see how Lomira, Wisconsin auto insurance rates stack up.

Before you buy Lomira, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lomira, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Lomira, Wisconsin

Lomira, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lomira, Wisconsin.

Minimum Required Auto Insurance Coverage in Lomira, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Lomira, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lomira, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lomira, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,118 $2,227 $1,963 $2,164 $6,993 $8,942 $2,142 $2,324
American Family $892 $931 $851 $857 $2,705 $2,969 $1,054 $1,119
Farmers $1,770 $1,769 $1,567 $1,663 $8,529 $8,837 $2,012 $2,104
GEICO $1,158 $1,284 $1,216 $1,410 $3,884 $4,177 $1,070 $1,095
Liberty Mutual $1,587 $1,729 $1,281 $1,454 $5,627 $6,311 $1,685 $1,821
Nationwide $3,143 $3,301 $2,616 $2,751 $6,584 $10,130 $3,836 $4,518
Progressive $1,556 $1,467 $1,277 $1,338 $6,187 $6,958 $1,865 $2,024
State Farm $1,154 $1,154 $1,029 $1,029 $3,331 $4,207 $1,302 $1,486
USAA $1,210 $1,204 $1,102 $1,116 $3,112 $3,595 $1,563 $1,709

Cheap Lomira, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lomira, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Lomira, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Lomira, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,993 $8,942
American Family $2,705 $2,969
Farmers $8,529 $8,837
GEICO $3,884 $4,177
Liberty Mutual $5,627 $6,311
Nationwide $6,584 $10,130
Progressive $6,187 $6,958
State Farm $3,331 $4,207
USAA $3,112 $3,595

Cheap Lomira, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Lomira, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lomira, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,963 $2,164
American Family $851 $857
Farmers $1,567 $1,663
GEICO $1,216 $1,410
Liberty Mutual $1,281 $1,454
Nationwide $2,616 $2,751
Progressive $1,277 $1,338
State Farm $1,029 $1,029
USAA $1,102 $1,116

Cheap Lomira, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lomira, Wisconsin compared to the annual auto insurance rates with a clean record in Lomira, Wisconsin.

Annual Lomira, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,939 $4,045 $3,792 $3,661
American Family $1,362 $1,443 $1,443 $1,443
Farmers $3,076 $3,891 $3,680 $3,479
GEICO $1,320 $2,142 $2,478 $1,708
Liberty Mutual $2,048 $2,931 $3,028 $2,740
Nationwide $3,898 $4,508 $5,525 $4,508
Progressive $2,590 $3,156 $2,694 $2,896
State Farm $1,686 $1,987 $1,837 $1,837
USAA $1,430 $1,805 $2,437 $1,633

Cheap Lomira, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lomira, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Lomira, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Lomira, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,792
American Family $1,443
Farmers $3,680
GEICO $2,478
Liberty Mutual $3,028
Nationwide $5,525
Progressive $2,694
State Farm $1,837
USAA $2,437

Cheap Lomira, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lomira, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lomira, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,731 $3,262 $2,835
American Family $1,908 $1,253 $1,106
Farmers $3,988 $3,377 $3,229
GEICO $2,506 $1,790 $1,439
Liberty Mutual $3,867 $2,347 $1,846
Nationwide $5,182 $4,324 $4,324
Progressive $3,204 $2,742 $2,556
State Farm $2,738 $1,573 $1,198
USAA $2,800 $1,488 $1,191

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Cheap Lomira, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lomira, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Lomira, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lomira, Wisconsin

ZIP Code Average Annual Rates
53048 $2,643

Cheap Lomira, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Lomira, Wisconsin auto insurance. Find the cheapest annual Lomira, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lomira, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,523 $3,696
American Family $1,398 $1,446
Farmers $3,531 $3,531
GEICO $1,873 $1,950
Liberty Mutual $2,687 $2,687
Nationwide $4,610 $4,610
Progressive $2,834 $2,834
State Farm $1,791 $1,882
USAA $1,803 $1,850

Cheap Lomira, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lomira, Wisconsin? Check out the comparison of annual Lomira, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lomira, Wisconsin

Insurance Company Low Medium High
Allstate $3,465 $3,601 $3,762
American Family $1,400 $1,435 $1,431
Farmers $3,245 $3,503 $3,847
GEICO $1,765 $1,911 $2,060
Liberty Mutual $2,460 $2,710 $2,891
Nationwide $4,459 $4,608 $4,763
Progressive $2,641 $2,861 $3,000
State Farm $1,729 $1,842 $1,939
USAA $1,754 $1,828 $1,896

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Best By Category: Cheapest Auto Insurance in Lomira, Wisconsin

Compare the cheapest auto insurance companies in Lomira, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lomira, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Lomira, Wisconsin Auto Insurance Companies

What auto insurance companies in Lomira, Wisconsin are the cheapest? Compare the top Lomira, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lomira, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,609
American Family $1,422
Farmers $3,531
GEICO $1,912
Liberty Mutual $2,687
Nationwide $4,610
Progressive $2,834
State Farm $1,837
USAA $1,826

What affects auto insurance rates in Lomira, Wisconsin?

There are a lot of reasons why auto insurance rates in Lomira, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lomira, Wisconsin. Many local factors may affect your Lomira auto insurance rates.

Lomira Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Lomira, Wisconsin auto theft statistics, there have been 0 auto thefts in the city.

Lomira Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lomira, Wisconsin commute length is 24.9 minutes according to City-Data.

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Compare Lomira, Wisconsin Auto Insurance Quotes

Before you buy Lomira, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lomira, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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