Best Cheap Auto Insurance in Lolo, MT (2021)

The average Lolo, MT auto insurance rates are $250 per month. The minimum auto insurance in Lolo is at least 25/50/20 in coverage to comply with Montana auto insurance laws. To find the best cheap auto insurance in Lolo, Montana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Lolo for teen drivers is Allstate
  • The minimum auto insurance required in Lolo, Montana is 25/50/20
  • The average commute length in Lolo is 24.1 minutes

Lolo, Montana auto insurance requirements are 25/50/20 according to Montana auto insurance laws. Finding cheap auto insurance in Lolo can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lolo, Montana, including driving record, credit, commute time, and more.

Compare auto insurance in Lolo to other Montana cities, including Butte-Silver Bow auto insurance rates, Great Falls auto insurance rates, and Belgrade auto insurance rates to see how Lolo, Montana auto insurance rates stack up.

Before you buy Lolo, Montana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lolo, Montana auto insurance quotes.

Minimum Auto Insurance in Lolo, Montana

Lolo, Montana auto insurance laws require that you have at least the Montana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lolo, Montana.

Minimum Required Auto Insurance Coverage in Lolo, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Lolo, Montana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lolo, Montana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lolo, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,926 $2,926 $2,683 $2,683 $11,315 $11,315 $3,153 $3,153
Farmers $2,602 $2,602 $2,331 $2,331 $7,369 $7,369 $2,858 $2,858
GEICO $2,356 $2,202 $2,300 $2,098 $5,723 $5,326 $2,019 $1,840
Liberty Mutual $997 $997 $976 $976 $2,147 $2,147 $1,211 $1,211
Nationwide $2,167 $2,167 $1,993 $1,993 $4,332 $4,332 $2,289 $2,289
Progressive $2,772 $2,772 $2,525 $2,525 $6,851 $6,851 $3,117 $3,117
State Farm $1,569 $1,569 $1,396 $1,396 $4,797 $4,797 $1,707 $1,707
USAA $1,182 $1,182 $1,068 $1,068 $4,142 $4,142 $1,445 $1,445

Cheap Lolo, Montana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lolo, Montana is a challenge. Take a look at the annual teen auto insurance rates in Lolo, Montana.

Annual Auto Insurance Rates for Teen Drivers in Lolo, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,315 $11,315
Farmers $7,369 $7,369
GEICO $5,723 $5,326
Liberty Mutual $2,147 $2,147
Nationwide $4,332 $4,332
Progressive $6,851 $6,851
State Farm $4,797 $4,797
USAA $4,142 $4,142

Cheap Lolo, Montana Auto Insurance for Seniors

What are senior auto insurance rates in Lolo, Montana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lolo, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,683 $2,683
Farmers $2,331 $2,331
GEICO $2,300 $2,098
Liberty Mutual $976 $976
Nationwide $1,993 $1,993
Progressive $2,525 $2,525
State Farm $1,396 $1,396
USAA $1,068 $1,068

Cheap Lolo, Montana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lolo, Montana compared to the annual auto insurance rates with a clean record in Lolo, Montana.

Annual Lolo, Montana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,212 $4,992 $6,057 $4,816
Farmers $3,322 $4,312 $4,205 $3,322
GEICO $1,921 $3,035 $4,681 $2,295
Liberty Mutual $897 $1,590 $1,590 $1,254
Nationwide $1,999 $2,815 $3,578 $2,390
Progressive $3,276 $4,273 $4,070 $3,647
State Farm $2,182 $2,552 $2,367 $2,367
USAA $1,461 $1,841 $2,755 $1,779

Cheap Lolo, Montana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lolo, Montana is not easy. Compare the annual rates for DUI auto insurance in Lolo, Montana to find the best deal.

Annual Auto Insurance Rates After a DUI in Lolo, Montana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,057
Farmers $4,205
GEICO $4,681
Liberty Mutual $1,590
Nationwide $3,578
Progressive $4,070
State Farm $2,367
USAA $2,755

Cheap Lolo, Montana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lolo, Montana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lolo, Montana

Insurance Company Poor Fair Good
Allstate $6,066 $4,857 $4,135
Farmers $4,457 $3,559 $3,355
GEICO $4,699 $2,505 $1,745
Liberty Mutual $1,333 $1,333 $1,333
Nationwide $3,385 $2,477 $2,225
Progressive $4,586 $3,546 $3,317
State Farm $3,403 $2,072 $1,626
USAA $2,607 $1,799 $1,471

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Cheap Lolo, Montana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lolo, Montana can vary. Compare the annual cost of auto insurance by ZIP code in Lolo, Montana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lolo, Montana

ZIP Code Average Annual Rates
59847 $3,072

Cheap Lolo, Montana Auto Insurance Rates By Commute

Commute length and annual mileage affect Lolo, Montana auto insurance. Find the cheapest annual Lolo, Montana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lolo, Montana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,900 $5,139
Farmers $3,790 $3,790
GEICO $2,930 $3,036
Liberty Mutual $1,333 $1,333
Nationwide $2,695 $2,695
Progressive $3,816 $3,816
State Farm $2,297 $2,437
USAA $1,936 $1,982

Cheap Lolo, Montana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lolo, Montana? Check out the comparison of annual Lolo, Montana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lolo, Montana

Insurance Company Low Medium High
Allstate $4,760 $5,006 $5,291
Farmers $3,485 $3,785 $4,100
GEICO $2,817 $2,952 $3,180
Liberty Mutual $1,228 $1,337 $1,433
Nationwide $2,043 $2,853 $3,191
Progressive $3,548 $3,803 $4,099
State Farm $2,209 $2,358 $2,535
USAA $1,857 $1,948 $2,072

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Best By Category: Cheapest Auto Insurance in Lolo, Montana

Compare the cheapest auto insurance companies in Lolo, Montana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lolo, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Lolo, Montana Auto Insurance Companies

What auto insurance companies in Lolo, Montana are the cheapest? Compare the top Lolo, Montana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lolo, Montana

Insurance Company Average Annual Rates
Allstate $5,019
Farmers $3,790
GEICO $2,983
Liberty Mutual $1,333
Nationwide $2,695
Progressive $3,816
State Farm $2,367
USAA $1,959

What affects auto insurance rates in Lolo, Montana?

There are a lot of reasons why auto insurance rates in Lolo, Montana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lolo, Montana. Many local factors may affect your Lolo auto insurance rates.

Lolo Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lolo, Montana commute length is 24.1 minutes according to City-Data.

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Compare Lolo, Montana Auto Insurance Quotes

Before you buy Lolo, Montana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lolo, Montana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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