Best Cheap Auto Insurance in Locust Grove, GA (2021)

The average Locust Grove, GA auto insurance rates are $447 per month. The minimum auto insurance in Locust Grove is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Locust Grove, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Locust Grove is 30.7 minutes
  • The minimum auto insurance required in Locust Grove, Georgia is 25/50/25
  • Average auto insurance rates in Locust Grove, GA for senior drivers are $2,939 per year

Locust Grove, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Locust Grove can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Locust Grove, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Locust Grove to other Georgia cities, including South Fulton auto insurance rates, Alpharetta auto insurance rates, and Columbus auto insurance rates to see how Locust Grove, Georgia auto insurance rates stack up.

Before you buy Locust Grove, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Locust Grove, Georgia auto insurance quotes.

Minimum Auto Insurance in Locust Grove, Georgia

Locust Grove, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Locust Grove, Georgia.

Minimum Required Auto Insurance Coverage in Locust Grove, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Locust Grove, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Locust Grove, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Locust Grove, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,228 $3,228 $3,095 $3,095 $7,644 $9,843 $3,615 $3,947
GEICO $2,382 $2,362 $2,320 $2,320 $7,687 $9,180 $3,082 $3,435
Liberty Mutual $5,666 $6,159 $4,635 $5,250 $24,524 $27,354 $6,006 $6,380
Nationwide $3,081 $3,183 $3,062 $3,358 $9,463 $12,151 $3,746 $4,056
Progressive $3,409 $3,102 $2,935 $3,104 $11,068 $12,246 $3,916 $4,068
State Farm $2,482 $2,482 $2,232 $2,232 $6,680 $8,779 $2,726 $2,943
USAA $1,874 $1,871 $1,749 $1,752 $6,871 $8,109 $2,339 $2,585

Cheap Locust Grove, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Locust Grove, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Locust Grove, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Locust Grove, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,644 $9,843
GEICO $7,687 $9,180
Liberty Mutual $24,524 $27,354
Nationwide $9,463 $12,151
Progressive $11,068 $12,246
State Farm $6,680 $8,779
USAA $6,871 $8,109

Cheap Locust Grove, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Locust Grove, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Locust Grove, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,095 $3,095
GEICO $2,320 $2,320
Liberty Mutual $4,635 $5,250
Nationwide $3,062 $3,358
Progressive $2,935 $3,104
State Farm $2,232 $2,232
USAA $1,749 $1,752

Cheap Locust Grove, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Locust Grove, Georgia compared to the annual auto insurance rates with a clean record in Locust Grove, Georgia.

Annual Locust Grove, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,857 $6,018 $4,907 $4,066
GEICO $2,637 $3,273 $7,358 $3,116
Liberty Mutual $8,142 $11,158 $12,827 $10,861
Nationwide $4,069 $4,766 $7,296 $4,919
Progressive $4,249 $7,642 $5,080 $4,954
State Farm $3,475 $4,164 $3,820 $3,820
USAA $2,596 $3,301 $4,782 $2,897

Cheap Locust Grove, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Locust Grove, Georgia is not easy. Compare the annual rates for DUI auto insurance in Locust Grove, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Locust Grove, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,907
GEICO $7,358
Liberty Mutual $12,827
Nationwide $7,296
Progressive $5,080
State Farm $3,820
USAA $4,782

Cheap Locust Grove, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Locust Grove, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Locust Grove, Georgia

Insurance Company Poor Fair Good
Allstate $6,100 $4,248 $3,787
GEICO $5,512 $3,410 $3,366
Liberty Mutual $15,379 $9,456 $7,405
Nationwide $6,241 $5,085 $4,462
Progressive $6,144 $5,346 $4,952
State Farm $5,413 $3,372 $2,673
USAA $4,412 $3,111 $2,659

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Cheap Locust Grove, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Locust Grove, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Locust Grove, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Locust Grove, Georgia

ZIP Code Average Annual Rates
30248 $5,178

Cheap Locust Grove, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Locust Grove, Georgia auto insurance. Find the cheapest annual Locust Grove, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Locust Grove, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,604 $4,820
GEICO $4,031 $4,160
Liberty Mutual $10,747 $10,747
Nationwide $5,263 $5,263
Progressive $5,481 $5,481
State Farm $3,820 $3,820
USAA $3,239 $3,549

Cheap Locust Grove, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Locust Grove, Georgia? Check out the comparison of annual Locust Grove, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Locust Grove, Georgia

Insurance Company Low Medium High
Allstate $4,365 $4,759 $5,012
GEICO $3,734 $4,119 $4,435
Liberty Mutual $10,322 $10,689 $11,230
Nationwide $5,069 $5,361 $5,358
Progressive $4,943 $5,378 $6,122
State Farm $3,557 $3,823 $4,079
USAA $3,220 $3,375 $3,586

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Best By Category: Cheapest Auto Insurance in Locust Grove, Georgia

Compare the cheapest auto insurance companies in Locust Grove, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Locust Grove, Georgia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Locust Grove, Georgia Auto Insurance Companies

What auto insurance companies in Locust Grove, Georgia are the cheapest? Compare the top Locust Grove, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Locust Grove, Georgia

Insurance Company Average Annual Rates
Allstate $4,712
GEICO $4,096
Liberty Mutual $10,747
Nationwide $5,263
Progressive $5,481
State Farm $3,820
USAA $3,394

What affects auto insurance rates in Locust Grove, Georgia?

There are a lot of reasons why auto insurance rates in Locust Grove, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Locust Grove, Georgia. Many local factors may affect your Locust Grove auto insurance rates.

Locust Grove Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Locust Grove, Georgia commute length is 30.7 minutes according to City-Data.

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Compare Locust Grove, Georgia Auto Insurance Quotes

Before you buy Locust Grove, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Locust Grove, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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