Best Cheap Auto Insurance in Lochloosa, FL (2021)

The average Lochloosa, FL auto insurance rates are $304 per month. The minimum auto insurance in Lochloosa is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Lochloosa, Florida, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Lochloosa for teen drivers is Allstate
  • The cheapest auto insurance company in Lochloosa is USAA
  • Average auto insurance rates in Lochloosa, FL for senior drivers are $2,216 per year

Lochloosa, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Lochloosa can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lochloosa, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Lochloosa to other Florida cities, including St. Petersburg auto insurance rates, Orlando auto insurance rates, and Port St. Lucie auto insurance rates to see how Lochloosa, Florida auto insurance rates stack up.

Before you buy Lochloosa, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lochloosa, Florida auto insurance quotes.

Minimum Auto Insurance in Lochloosa, Florida

Lochloosa, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lochloosa, Florida.

Minimum Required Auto Insurance Coverage in Lochloosa, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Lochloosa, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lochloosa, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lochloosa, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,537 $3,386 $3,073 $3,123 $11,921 $12,870 $3,568 $3,631
GEICO $2,317 $2,325 $2,173 $2,173 $4,174 $5,253 $2,553 $2,589
Liberty Mutual $2,753 $2,753 $2,536 $2,536 $5,633 $8,588 $2,753 $3,673
Nationwide $2,242 $2,222 $2,009 $2,079 $5,323 $6,575 $2,466 $2,576
Progressive $3,332 $3,151 $2,880 $3,079 $9,508 $10,435 $4,024 $3,874
State Farm $1,685 $1,685 $1,533 $1,533 $4,897 $6,274 $1,863 $2,012
USAA $1,237 $1,217 $1,152 $1,144 $4,186 $4,885 $1,543 $1,667

Cheap Lochloosa, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lochloosa, Florida is a challenge. Take a look at the annual teen auto insurance rates in Lochloosa, Florida.

Annual Auto Insurance Rates for Teen Drivers in Lochloosa, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,921 $12,870
GEICO $4,174 $5,253
Liberty Mutual $5,633 $8,588
Nationwide $5,323 $6,575
Progressive $9,508 $10,435
State Farm $4,897 $6,274
USAA $4,186 $4,885

Cheap Lochloosa, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Lochloosa, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lochloosa, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,073 $3,123
GEICO $2,173 $2,173
Liberty Mutual $2,536 $2,536
Nationwide $2,009 $2,079
Progressive $2,880 $3,079
State Farm $1,533 $1,533
USAA $1,152 $1,144

Cheap Lochloosa, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lochloosa, Florida compared to the annual auto insurance rates with a clean record in Lochloosa, Florida.

Annual Lochloosa, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,881 $5,816 $6,453 $5,405
GEICO $2,046 $2,620 $3,908 $3,205
Liberty Mutual $2,878 $3,670 $5,218 $3,847
Nationwide $2,738 $2,989 $3,989 $3,029
Progressive $3,967 $5,890 $4,948 $5,337
State Farm $2,459 $2,911 $2,685 $2,685
USAA $1,669 $2,057 $3,041 $1,749

Cheap Lochloosa, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lochloosa, Florida is not easy. Compare the annual rates for DUI auto insurance in Lochloosa, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Lochloosa, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,453
GEICO $3,908
Liberty Mutual $5,218
Nationwide $3,989
Progressive $4,948
State Farm $2,685
USAA $3,041

Cheap Lochloosa, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lochloosa, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lochloosa, Florida

Insurance Company Poor Fair Good
Allstate $7,863 $4,990 $4,064
GEICO $4,301 $2,593 $1,941
Liberty Mutual $4,981 $3,699 $3,030
Nationwide $3,965 $2,933 $2,662
Progressive $6,541 $4,662 $3,903
State Farm $3,654 $2,413 $1,988
USAA $3,453 $1,696 $1,238

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Lochloosa, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lochloosa, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Lochloosa, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lochloosa, Florida

ZIP Code Average Annual Rates
32662 $2,827

Cheap Lochloosa, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Lochloosa, Florida auto insurance. Find the cheapest annual Lochloosa, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lochloosa, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,478 $5,800
GEICO $2,930 $2,959
Liberty Mutual $3,782 $4,024
Nationwide $3,186 $3,186
Progressive $5,036 $5,036
State Farm $2,598 $2,773
USAA $2,105 $2,153

Cheap Lochloosa, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lochloosa, Florida? Check out the comparison of annual Lochloosa, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lochloosa, Florida

Insurance Company Low Medium High
Allstate $4,526 $5,890 $6,500
GEICO $2,456 $3,041 $3,337
Liberty Mutual $3,571 $3,959 $4,179
Nationwide $2,538 $3,309 $3,712
Progressive $4,195 $5,155 $5,757
State Farm $2,290 $2,748 $3,018
USAA $1,865 $2,198 $2,325

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Lochloosa, Florida

Compare the cheapest auto insurance companies in Lochloosa, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lochloosa, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Lochloosa, Florida Auto Insurance Companies

What auto insurance companies in Lochloosa, Florida are the cheapest? Compare the top Lochloosa, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lochloosa, Florida

Insurance Company Average Annual Rates
Allstate $5,639
GEICO $2,945
Liberty Mutual $3,903
Nationwide $3,186
Progressive $5,036
State Farm $2,685
USAA $2,129

Compare Lochloosa, Florida Auto Insurance Quotes

Before you buy Lochloosa, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lochloosa, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption