Best Cheap Auto Insurance in Lobelville, TN (2021)

The average Lobelville, TN auto insurance rates are $292 per month. The minimum auto insurance in Lobelville is at least 25/50/15 in coverage to comply with Tennessee auto insurance laws. To find the best cheap auto insurance in Lobelville, Tennessee, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Lobelville is 28.4 minutes
  • Average auto insurance rates in Lobelville, TN for senior drivers are $1,879 per year
  • The most expensive auto insurance company in Lobelville for teen drivers is Liberty Mutual

Lobelville, Tennessee auto insurance requirements are 25/50/15 according to Tennessee auto insurance laws. Finding cheap auto insurance in Lobelville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lobelville, Tennessee, including driving record, credit, commute time, and more.

Compare auto insurance in Lobelville to other Tennessee cities, including Memphis auto insurance rates, Chattanooga auto insurance rates, and Knoxville auto insurance rates to see how Lobelville, Tennessee auto insurance rates stack up.

Before you buy Lobelville, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lobelville, Tennessee auto insurance quotes.

Minimum Auto Insurance in Lobelville, Tennessee

Lobelville, Tennessee auto insurance laws require that you have at least the Tennessee minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lobelville, Tennessee.

Minimum Required Auto Insurance Coverage in Lobelville, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Lobelville, Tennessee Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lobelville, Tennessee are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lobelville, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,817 $2,713 $2,521 $2,618 $10,314 $11,207 $3,025 $3,143
Farmers $1,785 $1,816 $1,600 $1,755 $7,299 $7,753 $2,415 $2,565
GEICO $2,066 $2,089 $1,909 $1,909 $6,088 $6,214 $2,087 $2,151
Liberty Mutual $3,411 $129 $2,803 $3,126 $13,449 $14,936 $3,663 $3,914
Nationwide $2,029 $2,050 $1,818 $1,853 $5,414 $7,005 $2,323 $2,533
Progressive $1,869 $1,768 $1,522 $1,588 $8,335 $9,392 $2,259 $2,476
State Farm $1,564 $1,564 $1,391 $1,391 $4,524 $5,671 $1,760 $2,045
Travelers $1,702 $1,792 $1,529 $1,628 $4,594 $5,631 $1,817 $1,913
USAA $1,591 $1,628 $1,429 $1,436 $5,503 $6,313 $2,075 $2,228

Cheap Lobelville, Tennessee Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lobelville, Tennessee is a challenge. Take a look at the annual teen auto insurance rates in Lobelville, Tennessee.

Annual Auto Insurance Rates for Teen Drivers in Lobelville, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,314 $11,207
Farmers $7,299 $7,753
GEICO $6,088 $6,214
Liberty Mutual $13,449 $14,936
Nationwide $5,414 $7,005
Progressive $8,335 $9,392
State Farm $4,524 $5,671
Travelers $4,594 $5,631
USAA $5,503 $6,313

Cheap Lobelville, Tennessee Auto Insurance for Seniors

What are senior auto insurance rates in Lobelville, Tennessee? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lobelville, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,521 $2,618
Farmers $1,600 $1,755
GEICO $1,909 $1,909
Liberty Mutual $2,803 $3,126
Nationwide $1,818 $1,853
Progressive $1,522 $1,588
State Farm $1,391 $1,391
Travelers $1,529 $1,628
USAA $1,429 $1,436

Cheap Lobelville, Tennessee Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lobelville, Tennessee compared to the annual auto insurance rates with a clean record in Lobelville, Tennessee.

Annual Lobelville, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,032 $4,794 $5,757 $4,596
Farmers $2,881 $3,567 $3,646 $3,399
GEICO $2,215 $2,982 $4,845 $2,215
Liberty Mutual $4,613 $6,626 $6,173 $5,304
Nationwide $2,704 $2,704 $4,070 $3,033
Progressive $3,217 $4,172 $3,425 $3,792
State Farm $2,284 $2,693 $2,489 $2,489
Travelers $2,096 $2,682 $2,949 $2,576
USAA $2,024 $3,014 $3,556 $2,506

Cheap Lobelville, Tennessee Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lobelville, Tennessee is not easy. Compare the annual rates for DUI auto insurance in Lobelville, Tennessee to find the best deal.

Annual Auto Insurance Rates After a DUI in Lobelville, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,757
Farmers $3,646
GEICO $4,845
Liberty Mutual $6,173
Nationwide $4,070
Progressive $3,425
State Farm $2,489
Travelers $2,949
USAA $3,556

Cheap Lobelville, Tennessee Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lobelville, Tennessee annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lobelville, Tennessee

Insurance Company Poor Fair Good
Allstate $6,122 $4,681 $3,581
Farmers $4,010 $3,140 $2,970
GEICO $3,482 $2,976 $2,735
Liberty Mutual $8,153 $4,983 $3,901
Nationwide $3,761 $2,980 $2,643
Progressive $4,112 $3,538 $3,304
State Farm $3,613 $2,168 $1,684
Travelers $3,288 $2,562 $1,877
USAA $4,042 $2,350 $1,934

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Lobelville, Tennessee Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lobelville, Tennessee can vary. Compare the annual cost of auto insurance by ZIP code in Lobelville, Tennessee to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lobelville, Tennessee

ZIP Code Average Annual Rates
37097 $3,541

Cheap Lobelville, Tennessee Auto Insurance Rates By Commute

Commute length and annual mileage affect Lobelville, Tennessee auto insurance. Find the cheapest annual Lobelville, Tennessee auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lobelville, Tennessee

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,795 $4,795
Farmers $3,373 $3,373
GEICO $3,048 $3,080
Liberty Mutual $5,679 $5,679
Nationwide $3,128 $3,128
Progressive $3,651 $3,651
State Farm $2,431 $2,546
Travelers $2,475 $2,677
USAA $2,696 $2,855

Cheap Lobelville, Tennessee Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lobelville, Tennessee? Check out the comparison of annual Lobelville, Tennessee auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lobelville, Tennessee

Insurance Company Low Medium High
Allstate $4,632 $4,784 $4,968
Farmers $3,189 $3,358 $3,573
GEICO $2,927 $3,058 $3,208
Liberty Mutual $5,453 $5,676 $5,907
Nationwide $3,154 $3,057 $3,173
Progressive $3,454 $3,653 $3,847
State Farm $2,377 $2,497 $2,592
Travelers $2,443 $2,574 $2,710
USAA $2,694 $2,766 $2,866

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Lobelville, Tennessee

Compare the cheapest auto insurance companies in Lobelville, Tennessee in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lobelville, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Lobelville, Tennessee Auto Insurance Companies

What auto insurance companies in Lobelville, Tennessee are the cheapest? Compare the top Lobelville, Tennessee auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lobelville, Tennessee

Insurance Company Average Annual Rates
Allstate $4,795
Farmers $3,373
GEICO $3,064
Liberty Mutual $5,679
Nationwide $3,128
Progressive $3,651
State Farm $2,489
Travelers $2,576
USAA $2,775

What affects auto insurance rates in Lobelville, Tennessee?

There are a lot of reasons why auto insurance rates in Lobelville, Tennessee are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lobelville, Tennessee. Many local factors may affect your Lobelville auto insurance rates.

Lobelville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lobelville, Tennessee commute length is 28.4 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Lobelville, Tennessee Auto Insurance Quotes

Before you buy Lobelville, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lobelville, Tennessee auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption