Best Cheap Auto Insurance in Lloyd, FL (2021)

The average Lloyd, FL auto insurance rates are $322 per month. The minimum auto insurance in Lloyd is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Lloyd, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Lloyd, Florida is 10/20/10
  • Average auto insurance rates in Lloyd, FL for senior drivers are $2,338 per year
  • The cheapest auto insurance company in Lloyd is USAA

Lloyd, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Lloyd can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lloyd, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Lloyd to other Florida cities, including Orlando auto insurance rates, Port St. Lucie auto insurance rates, and Miami auto insurance rates to see how Lloyd, Florida auto insurance rates stack up.

Before you buy Lloyd, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lloyd, Florida auto insurance quotes.

Minimum Auto Insurance in Lloyd, Florida

Lloyd, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lloyd, Florida.

Minimum Required Auto Insurance Coverage in Lloyd, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Lloyd, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lloyd, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lloyd, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,676 $3,548 $3,198 $3,271 $12,757 $13,874 $3,778 $3,870
GEICO $2,617 $2,638 $2,444 $2,444 $4,672 $5,953 $2,893 $2,970
Liberty Mutual $3,230 $3,230 $2,961 $2,961 $6,814 $10,490 $3,230 $4,372
Nationwide $2,302 $2,284 $2,057 $2,134 $5,480 $6,791 $2,533 $2,652
Progressive $3,130 $2,966 $2,708 $2,897 $8,903 $9,806 $3,775 $3,688
State Farm $1,719 $1,719 $1,546 $1,546 $4,900 $6,272 $1,898 $2,054
USAA $1,387 $1,368 $1,282 $1,281 $4,617 $5,403 $1,740 $1,889

Cheap Lloyd, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lloyd, Florida is a challenge. Take a look at the annual teen auto insurance rates in Lloyd, Florida.

Annual Auto Insurance Rates for Teen Drivers in Lloyd, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,757 $13,874
GEICO $4,672 $5,953
Liberty Mutual $6,814 $10,490
Nationwide $5,480 $6,791
Progressive $8,903 $9,806
State Farm $4,900 $6,272
USAA $4,617 $5,403

Cheap Lloyd, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Lloyd, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lloyd, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,198 $3,271
GEICO $2,444 $2,444
Liberty Mutual $2,961 $2,961
Nationwide $2,057 $2,134
Progressive $2,708 $2,897
State Farm $1,546 $1,546
USAA $1,282 $1,281

Cheap Lloyd, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lloyd, Florida compared to the annual auto insurance rates with a clean record in Lloyd, Florida.

Annual Lloyd, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,177 $6,164 $6,896 $5,750
GEICO $2,351 $2,975 $4,376 $3,612
Liberty Mutual $3,398 $4,375 $6,279 $4,592
Nationwide $2,824 $3,078 $4,094 $3,120
Progressive $3,736 $5,536 $4,642 $5,022
State Farm $2,486 $2,927 $2,707 $2,707
USAA $1,875 $2,293 $3,354 $1,961

Cheap Lloyd, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lloyd, Florida is not easy. Compare the annual rates for DUI auto insurance in Lloyd, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Lloyd, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,896
GEICO $4,376
Liberty Mutual $6,279
Nationwide $4,094
Progressive $4,642
State Farm $2,707
USAA $3,354

Cheap Lloyd, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lloyd, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lloyd, Florida

Insurance Company Poor Fair Good
Allstate $8,309 $5,321 $4,360
GEICO $4,807 $2,945 $2,234
Liberty Mutual $6,003 $4,406 $3,574
Nationwide $4,095 $3,013 $2,729
Progressive $6,147 $4,383 $3,672
State Farm $3,653 $2,441 $2,026
USAA $3,880 $1,875 $1,358

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Cheap Lloyd, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lloyd, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Lloyd, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lloyd, Florida

ZIP Code Average Annual Rates
32337 $2,996

Cheap Lloyd, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Lloyd, Florida auto insurance. Find the cheapest annual Lloyd, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lloyd, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,822 $6,171
GEICO $3,311 $3,346
Liberty Mutual $4,511 $4,811
Nationwide $3,279 $3,279
Progressive $4,734 $4,734
State Farm $2,617 $2,797
USAA $2,344 $2,398

Cheap Lloyd, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lloyd, Florida? Check out the comparison of annual Lloyd, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lloyd, Florida

Insurance Company Low Medium High
Allstate $4,884 $6,248 $6,858
GEICO $2,858 $3,429 $3,698
Liberty Mutual $4,320 $4,728 $4,935
Nationwide $2,669 $3,395 $3,774
Progressive $4,096 $4,829 $5,277
State Farm $2,367 $2,761 $2,992
USAA $2,083 $2,445 $2,584

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Best By Category: Cheapest Auto Insurance in Lloyd, Florida

Compare the cheapest auto insurance companies in Lloyd, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lloyd, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Lloyd, Florida Auto Insurance Companies

What auto insurance companies in Lloyd, Florida are the cheapest? Compare the top Lloyd, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lloyd, Florida

Insurance Company Average Annual Rates
Allstate $5,997
GEICO $3,329
Liberty Mutual $4,661
Nationwide $3,279
Progressive $4,734
State Farm $2,707
USAA $2,371

Compare Lloyd, Florida Auto Insurance Quotes

Before you buy Lloyd, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lloyd, Florida auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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