Best Cheap Auto Insurance in Llano, TX (2021)

The average Llano, TX auto insurance rates are $308 per month. The minimum auto insurance in Llano is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Llano, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The cheapest auto insurance company in Llano is USAA
  • The average commute length in Llano is 43.1 minutes
  • The minimum auto insurance required in Llano, Texas is 30/60/25

Llano, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Llano can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Llano, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Llano to other Texas cities, including Arlington auto insurance rates, Houston auto insurance rates, and Corpus Christi auto insurance rates to see how Llano, Texas auto insurance rates stack up.

Before you buy Llano, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Llano, Texas auto insurance quotes.

Minimum Auto Insurance in Llano, Texas

Llano, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Llano, Texas.

Minimum Required Auto Insurance Coverage in Llano, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Llano, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Llano, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Llano, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,438 $3,473 $3,396 $3,396 $8,974 $10,845 $4,251 $4,436
American Family $2,668 $2,972 $2,499 $2,864 $7,114 $9,307 $3,839 $4,376
GEICO $2,290 $2,462 $2,200 $2,479 $4,918 $5,125 $2,472 $2,473
Nationwide $2,213 $2,253 $1,957 $2,074 $6,162 $7,918 $2,588 $2,801
Progressive $2,446 $2,323 $2,183 $2,222 $10,420 $11,625 $2,903 $2,946
State Farm $1,902 $1,902 $1,680 $1,680 $4,350 $5,505 $2,054 $2,120
USAA $1,477 $1,489 $1,408 $1,400 $4,118 $4,497 $1,968 $2,118

Cheap Llano, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Llano, Texas is a challenge. Take a look at the annual teen auto insurance rates in Llano, Texas.

Annual Auto Insurance Rates for Teen Drivers in Llano, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,974 $10,845
American Family $7,114 $9,307
GEICO $4,918 $5,125
Nationwide $6,162 $7,918
Progressive $10,420 $11,625
State Farm $4,350 $5,505
USAA $4,118 $4,497

Cheap Llano, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Llano, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Llano, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,396 $3,396
American Family $2,499 $2,864
GEICO $2,200 $2,479
Nationwide $1,957 $2,074
Progressive $2,183 $2,222
State Farm $1,680 $1,680
USAA $1,408 $1,400

Cheap Llano, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Llano, Texas compared to the annual auto insurance rates with a clean record in Llano, Texas.

Annual Llano, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,118 $6,302 $6,565 $4,118
American Family $4,054 $5,178 $4,533 $4,054
GEICO $2,594 $3,406 $2,870 $3,341
Nationwide $3,034 $3,034 $4,489 $3,426
Progressive $4,038 $5,236 $4,713 $4,546
State Farm $2,375 $2,696 $3,150 $2,375
USAA $1,726 $2,539 $2,992 $1,980

Cheap Llano, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Llano, Texas is not easy. Compare the annual rates for DUI auto insurance in Llano, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Llano, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,565
American Family $4,533
GEICO $2,870
Nationwide $4,489
Progressive $4,713
State Farm $3,150
USAA $2,992

Cheap Llano, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Llano, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Llano, Texas

Insurance Company Poor Fair Good
Allstate $6,712 $4,913 $4,203
American Family $6,114 $3,873 $3,378
GEICO $4,703 $2,669 $1,785
Nationwide $4,195 $3,365 $2,927
Progressive $5,204 $4,511 $4,186
State Farm $3,756 $2,334 $1,857
USAA $3,399 $1,957 $1,572

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Cheap Llano, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Llano, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Llano, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Llano, Texas

ZIP Code Average Annual Rates
78643 $5,497

Cheap Llano, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Llano, Texas auto insurance. Find the cheapest annual Llano, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Llano, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,151 $5,401
American Family $4,455 $4,455
GEICO $2,994 $3,111
Nationwide $3,496 $3,496
Progressive $4,633 $4,633
State Farm $2,649 $2,649
USAA $2,280 $2,339

Cheap Llano, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Llano, Texas? Check out the comparison of annual Llano, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Llano, Texas

Insurance Company Low Medium High
Allstate $5,154 $5,230 $5,443
American Family $4,161 $4,300 $4,904
GEICO $2,895 $3,013 $3,250
Nationwide $3,769 $3,346 $3,372
Progressive $4,418 $4,613 $4,869
State Farm $2,520 $2,641 $2,786
USAA $2,237 $2,301 $2,391

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Best By Category: Cheapest Auto Insurance in Llano, Texas

Compare the cheapest auto insurance companies in Llano, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Llano, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Llano, Texas Auto Insurance Companies

What auto insurance companies in Llano, Texas are the cheapest? Compare the top Llano, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Llano, Texas

Insurance Company Average Annual Rates
Allstate $5,276
American Family $4,455
GEICO $3,053
Nationwide $3,496
Progressive $4,633
State Farm $2,649
USAA $2,309

What affects auto insurance rates in Llano, Texas?

There are a lot of reasons why auto insurance rates in Llano, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Llano, Texas. Many local factors may affect your Llano auto insurance rates.

Llano Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Llano, Texas commute length is 43.1 minutes according to City-Data.

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Compare Llano, Texas Auto Insurance Quotes

Before you buy Llano, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Llano, Texas auto insurance quotes.

Free Auto Insurance Comparison

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