Best Cheap Auto Insurance in Livonia, LA (2021)

The average Livonia, LA auto insurance rates are $475 per month. The minimum auto insurance in Livonia is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Livonia, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Livonia, LA for senior drivers are $3,532 per year
  • The most expensive auto insurance company in Livonia for teen drivers is Progressive
  • The average commute length in Livonia is 32.6 minutes

Livonia, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Livonia can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Livonia, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Livonia to other Louisiana cities, including Lafayette auto insurance rates, Alexandria auto insurance rates, and Lake Charles auto insurance rates to see how Livonia, Louisiana auto insurance rates stack up.

Before you buy Livonia, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Livonia, Louisiana auto insurance quotes.

Minimum Auto Insurance in Livonia, Louisiana

Livonia, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Livonia, Louisiana.

Minimum Required Auto Insurance Coverage in Livonia, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Livonia, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Livonia, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Livonia, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,086 $4,086 $4,242 $4,242 $9,029 $11,373 $4,517 $4,896
GEICO $3,344 $3,872 $3,997 $4,877 $12,697 $13,425 $3,242 $3,147
Progressive $3,863 $3,600 $3,240 $3,496 $15,703 $17,454 $4,424 $4,538
State Farm $3,094 $3,094 $2,848 $2,848 $9,280 $11,610 $3,455 $3,898
USAA $2,837 $2,790 $2,779 $2,752 $8,420 $9,843 $3,464 $3,784

Cheap Livonia, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Livonia, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Livonia, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Livonia, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,029 $11,373
GEICO $12,697 $13,425
Progressive $15,703 $17,454
State Farm $9,280 $11,610
USAA $8,420 $9,843

Cheap Livonia, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Livonia, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Livonia, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,242 $4,242
GEICO $3,997 $4,877
Progressive $3,240 $3,496
State Farm $2,848 $2,848
USAA $2,779 $2,752

Cheap Livonia, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Livonia, Louisiana compared to the annual auto insurance rates with a clean record in Livonia, Louisiana.

Annual Livonia, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,561 $7,031 $6,260 $5,384
GEICO $4,116 $6,673 $8,235 $5,276
Progressive $5,857 $7,892 $7,556 $6,853
State Farm $4,588 $5,443 $5,016 $5,016
USAA $3,504 $4,863 $5,783 $4,184

Cheap Livonia, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Livonia, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Livonia, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Livonia, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,260
GEICO $8,235
Progressive $7,556
State Farm $5,016
USAA $5,783

Cheap Livonia, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Livonia, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Livonia, Louisiana

Insurance Company Poor Fair Good
Allstate $7,628 $5,233 $4,567
GEICO $7,227 $6,271 $4,727
Progressive $7,940 $6,823 $6,355
State Farm $6,955 $4,477 $3,615
USAA $6,322 $4,047 $3,381

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Cheap Livonia, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Livonia, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Livonia, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Livonia, Louisiana

ZIP Code Average Annual Rates
70755 $5,333

Cheap Livonia, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Livonia, Louisiana auto insurance. Find the cheapest annual Livonia, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Livonia, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,809 $5,809
GEICO $5,961 $6,189
Progressive $7,040 $7,040
State Farm $4,889 $5,142
USAA $4,440 $4,727

Cheap Livonia, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Livonia, Louisiana? Check out the comparison of annual Livonia, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Livonia, Louisiana

Insurance Company Low Medium High
Allstate $5,020 $5,921 $6,487
GEICO $5,079 $6,096 $7,049
Progressive $5,915 $6,983 $8,221
State Farm $4,352 $5,004 $5,692
USAA $3,942 $4,659 $5,149

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Best By Category: Cheapest Auto Insurance in Livonia, Louisiana

Compare the cheapest auto insurance companies in Livonia, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Livonia, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Livonia, Louisiana Auto Insurance Companies

What auto insurance companies in Livonia, Louisiana are the cheapest? Compare the top Livonia, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Livonia, Louisiana

Insurance Company Average Annual Rates
Allstate $5,809
GEICO $6,075
Progressive $7,040
State Farm $5,016
USAA $4,584

What affects auto insurance rates in Livonia, Louisiana?

There are a lot of reasons why auto insurance rates in Livonia, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Livonia, Louisiana. Many local factors may affect your Livonia auto insurance rates.

Livonia Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Livonia, Louisiana commute length is 32.6 minutes according to City-Data.

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Compare Livonia, Louisiana Auto Insurance Quotes

Before you buy Livonia, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Livonia, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

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