Best Cheap Auto Insurance in Livingston, WI (2021)

The average Livingston, WI auto insurance rates are $237 per month. The minimum auto insurance in Livingston is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Livingston, Wisconsin, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Livingston, WI for senior drivers are $1,593 per year
  • The average commute length in Livingston is 25.4 minutes
  • The most expensive auto insurance company in Livingston for teen drivers is Nationwide

Livingston, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Livingston can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Livingston, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Livingston to other Wisconsin cities, including Madison auto insurance rates, Kenosha auto insurance rates, and Racine auto insurance rates to see how Livingston, Wisconsin auto insurance rates stack up.

Before you buy Livingston, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Livingston, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Livingston, Wisconsin

Livingston, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Livingston, Wisconsin.

Minimum Required Auto Insurance Coverage in Livingston, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Livingston, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Livingston, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Livingston, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,284 $2,413 $2,103 $2,327 $7,214 $9,254 $2,328 $2,531
American Family $965 $1,009 $909 $915 $2,804 $3,097 $1,146 $1,221
Farmers $1,841 $1,839 $1,637 $1,732 $8,463 $8,739 $2,085 $2,185
GEICO $1,260 $1,382 $1,287 $1,459 $4,114 $4,438 $1,167 $1,210
Liberty Mutual $1,502 $1,642 $1,218 $1,385 $4,848 $5,442 $1,597 $1,734
Nationwide $3,662 $3,859 $3,030 $3,196 $7,449 $11,409 $4,454 $5,300
Progressive $1,656 $1,578 $1,356 $1,413 $6,295 $7,104 $1,991 $2,166
State Farm $1,249 $1,249 $1,108 $1,108 $3,545 $4,474 $1,408 $1,614
USAA $1,368 $1,365 $1,238 $1,259 $3,492 $4,054 $1,776 $1,949

Cheap Livingston, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Livingston, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Livingston, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Livingston, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,214 $9,254
American Family $2,804 $3,097
Farmers $8,463 $8,739
GEICO $4,114 $4,438
Liberty Mutual $4,848 $5,442
Nationwide $7,449 $11,409
Progressive $6,295 $7,104
State Farm $3,545 $4,474
USAA $3,492 $4,054

Cheap Livingston, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Livingston, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Livingston, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,103 $2,327
American Family $909 $915
Farmers $1,637 $1,732
GEICO $1,287 $1,459
Liberty Mutual $1,218 $1,385
Nationwide $3,030 $3,196
Progressive $1,356 $1,413
State Farm $1,108 $1,108
USAA $1,238 $1,259

Cheap Livingston, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Livingston, Wisconsin compared to the annual auto insurance rates with a clean record in Livingston, Wisconsin.

Annual Livingston, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,123 $4,274 $3,982 $3,847
American Family $1,443 $1,530 $1,530 $1,530
Farmers $3,109 $3,919 $3,712 $3,521
GEICO $1,424 $2,289 $2,588 $1,859
Liberty Mutual $1,859 $2,622 $2,730 $2,474
Nationwide $4,476 $5,178 $6,347 $5,178
Progressive $2,697 $3,265 $2,798 $3,020
State Farm $1,812 $2,126 $1,969 $1,969
USAA $1,616 $2,036 $2,756 $1,843

Cheap Livingston, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Livingston, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Livingston, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Livingston, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,982
American Family $1,530
Farmers $3,712
GEICO $2,588
Liberty Mutual $2,730
Nationwide $6,347
Progressive $2,798
State Farm $1,969
USAA $2,756

Cheap Livingston, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Livingston, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Livingston, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,003 $3,438 $2,979
American Family $2,016 $1,332 $1,177
Farmers $4,041 $3,401 $3,253
GEICO $2,676 $1,910 $1,534
Liberty Mutual $3,495 $2,105 $1,664
Nationwide $5,953 $4,966 $4,966
Progressive $3,352 $2,842 $2,641
State Farm $2,937 $1,687 $1,284
USAA $3,181 $1,673 $1,334

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Livingston, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Livingston, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Livingston, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Livingston, Wisconsin

ZIP Code Average Annual Rates
53554 $2,772

Cheap Livingston, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Livingston, Wisconsin auto insurance. Find the cheapest annual Livingston, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Livingston, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,715 $3,898
American Family $1,483 $1,534
Farmers $3,565 $3,565
GEICO $1,997 $2,083
Liberty Mutual $2,421 $2,421
Nationwide $5,295 $5,295
Progressive $2,945 $2,945
State Farm $1,922 $2,017
USAA $2,036 $2,089

Cheap Livingston, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Livingston, Wisconsin? Check out the comparison of annual Livingston, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Livingston, Wisconsin

Insurance Company Low Medium High
Allstate $3,643 $3,797 $3,980
American Family $1,494 $1,523 $1,508
Farmers $3,307 $3,540 $3,849
GEICO $1,927 $2,039 $2,154
Liberty Mutual $2,236 $2,443 $2,585
Nationwide $5,141 $5,295 $5,449
Progressive $2,784 $2,967 $3,084
State Farm $1,870 $1,974 $2,064
USAA $1,991 $2,064 $2,133

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Livingston, Wisconsin

Compare the cheapest auto insurance companies in Livingston, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Livingston, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Livingston, Wisconsin Auto Insurance Companies

What auto insurance companies in Livingston, Wisconsin are the cheapest? Compare the top Livingston, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Livingston, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,807
American Family $1,508
Farmers $3,565
GEICO $2,040
Liberty Mutual $2,421
Nationwide $5,295
Progressive $2,945
State Farm $1,969
USAA $2,063

What affects auto insurance rates in Livingston, Wisconsin?

There are a lot of reasons why auto insurance rates in Livingston, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Livingston, Wisconsin. Many local factors may affect your Livingston auto insurance rates.

Livingston Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Livingston, Wisconsin commute length is 25.4 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Livingston, Wisconsin Auto Insurance Quotes

Before you buy Livingston, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Livingston, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption