Best Cheap Auto Insurance in Livingston, AL (2021)

The average Livingston, AL auto insurance rates are $319 per month. The minimum auto insurance in Livingston is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Livingston, Alabama, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Livingston, Alabama is 25/50/25
  • The most expensive auto insurance company in Livingston for teen drivers is Travelers
  • Average auto insurance rates in Livingston, AL for senior drivers are $2,017 per year

Livingston, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Livingston can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Livingston, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Livingston to other Alabama cities, including Huntsville auto insurance rates, Auburn auto insurance rates, and Decatur auto insurance rates to see how Livingston, Alabama auto insurance rates stack up.

Before you buy Livingston, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Livingston, Alabama auto insurance quotes.

Minimum Auto Insurance in Livingston, Alabama

Livingston, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Livingston, Alabama.

Minimum Required Auto Insurance Coverage in Livingston, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Livingston, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Livingston, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Livingston, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,146 $2,059 $1,929 $1,968 $7,049 $7,554 $2,436 $2,505
Farmers $2,414 $2,398 $2,158 $2,292 $9,313 $9,583 $2,748 $2,862
GEICO $2,072 $2,042 $1,937 $1,974 $5,292 $5,199 $2,191 $2,046
Liberty Mutual $3,260 $3,526 $2,670 $2,987 $11,651 $12,962 $3,486 $3,728
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,462 $2,322 $2,013 $2,151 $9,702 $10,836 $2,876 $3,042
State Farm $2,760 $2,760 $2,475 $2,475 $8,055 $10,115 $3,111 $3,576
Travelers $1,868 $1,899 $1,744 $1,742 $10,299 $16,394 $1,761 $2,029
USAA $1,388 $1,414 $1,294 $1,274 $4,111 $4,567 $1,813 $1,963

Cheap Livingston, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Livingston, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Livingston, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Livingston, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,049 $7,554
Farmers $9,313 $9,583
GEICO $5,292 $5,199
Liberty Mutual $11,651 $12,962
Nationwide $4,418 $5,752
Progressive $9,702 $10,836
State Farm $8,055 $10,115
Travelers $10,299 $16,394
USAA $4,111 $4,567

Cheap Livingston, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Livingston, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Livingston, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,929 $1,968
Farmers $2,158 $2,292
GEICO $1,937 $1,974
Liberty Mutual $2,670 $2,987
Nationwide $1,577 $1,642
Progressive $2,013 $2,151
State Farm $2,475 $2,475
Travelers $1,744 $1,742
USAA $1,294 $1,274

Cheap Livingston, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Livingston, Alabama compared to the annual auto insurance rates with a clean record in Livingston, Alabama.

Annual Livingston, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,967 $3,472 $4,060 $3,324
Farmers $3,550 $4,593 $4,480 $4,261
GEICO $1,940 $3,087 $3,748 $2,603
Liberty Mutual $4,339 $6,035 $5,915 $5,845
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $4,008 $5,005 $4,285 $4,404
State Farm $4,006 $4,917 $4,370 $4,370
Travelers $3,928 $4,121 $6,036 $4,782
USAA $1,713 $2,146 $3,200 $1,853

Cheap Livingston, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Livingston, Alabama is not easy. Compare the annual rates for DUI auto insurance in Livingston, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Livingston, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,060
Farmers $4,480
GEICO $3,748
Liberty Mutual $5,915
Nationwide $3,353
Progressive $4,285
State Farm $4,370
Travelers $6,036
USAA $3,200

Cheap Livingston, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Livingston, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Livingston, Alabama

Insurance Company Poor Fair Good
Allstate $4,287 $3,345 $2,735
Farmers $4,736 $4,070 $3,857
GEICO $3,618 $2,580 $2,334
Liberty Mutual $7,943 $4,851 $3,808
Nationwide $3,171 $2,467 $2,229
Progressive $5,020 $4,276 $3,980
State Farm $7,160 $3,625 $2,463
Travelers $5,141 $4,461 $4,550
USAA $3,000 $1,947 $1,737

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Livingston, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Livingston, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Livingston, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Livingston, Alabama

ZIP Code Average Annual Rates
35470 $3,949

Cheap Livingston, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Livingston, Alabama auto insurance. Find the cheapest annual Livingston, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Livingston, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,456 $3,456
Farmers $4,221 $4,221
GEICO $2,789 $2,899
Liberty Mutual $5,534 $5,534
Nationwide $2,623 $2,623
Progressive $4,425 $4,425
State Farm $4,310 $4,522
Travelers $4,717 $4,717
USAA $2,126 $2,330

Cheap Livingston, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Livingston, Alabama? Check out the comparison of annual Livingston, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Livingston, Alabama

Insurance Company Low Medium High
Allstate $3,335 $3,448 $3,584
Farmers $3,986 $4,165 $4,512
GEICO $2,643 $2,832 $3,058
Liberty Mutual $5,295 $5,509 $5,798
Nationwide $2,624 $2,595 $2,649
Progressive $3,973 $4,398 $4,906
State Farm $4,193 $4,410 $4,645
Travelers $4,460 $4,812 $4,879
USAA $2,151 $2,216 $2,317

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Livingston, Alabama

Compare the cheapest auto insurance companies in Livingston, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Livingston, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Livingston, Alabama Auto Insurance Companies

What auto insurance companies in Livingston, Alabama are the cheapest? Compare the top Livingston, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Livingston, Alabama

Insurance Company Average Annual Rates
Allstate $3,456
Farmers $4,221
GEICO $2,844
Liberty Mutual $5,534
Nationwide $2,623
Progressive $4,425
State Farm $4,416
Travelers $4,717
USAA $2,228

What affects auto insurance rates in Livingston, Alabama?

There are a lot of reasons why auto insurance rates in Livingston, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Livingston, Alabama. Many local factors may affect your Livingston auto insurance rates.

Livingston Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Livingston, Alabama auto theft statistics, there have been 0 auto thefts in the city.

Livingston Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Livingston, Alabama commute length is 13.2 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Livingston, Alabama Auto Insurance Quotes

Before you buy Livingston, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Livingston, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption