Best Cheap Auto Insurance in Liverpool, TX (2021)

The average Liverpool, TX auto insurance rates are $356 per month. The minimum auto insurance in Liverpool is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Liverpool, Texas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Liverpool, TX for senior drivers are $2,558 per year
  • The minimum auto insurance required in Liverpool, Texas is 30/60/25
  • The cheapest auto insurance company in Liverpool is USAA

Liverpool, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Liverpool can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Liverpool, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Liverpool to other Texas cities, including Fort Worth auto insurance rates, Corpus Christi auto insurance rates, and Laredo auto insurance rates to see how Liverpool, Texas auto insurance rates stack up.

Before you buy Liverpool, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Liverpool, Texas auto insurance quotes.

Minimum Auto Insurance in Liverpool, Texas

Liverpool, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Liverpool, Texas.

Minimum Required Auto Insurance Coverage in Liverpool, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Liverpool, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Liverpool, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Liverpool, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,916 $3,939 $3,862 $3,862 $10,479 $12,612 $4,831 $5,017
American Family $3,319 $3,735 $3,173 $3,674 $9,507 $12,393 $4,916 $5,613
GEICO $2,472 $2,692 $2,420 $2,791 $5,522 $5,689 $2,678 $2,641
Nationwide $2,324 $2,361 $2,055 $2,173 $6,629 $8,499 $2,735 $2,956
Progressive $2,908 $2,723 $2,613 $2,651 $13,042 $14,522 $3,434 $3,441
State Farm $1,964 $1,964 $1,750 $1,750 $4,744 $6,050 $2,138 $2,200
USAA $1,590 $1,590 $1,528 $1,506 $4,572 $4,949 $2,116 $2,247

Cheap Liverpool, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Liverpool, Texas is a challenge. Take a look at the annual teen auto insurance rates in Liverpool, Texas.

Annual Auto Insurance Rates for Teen Drivers in Liverpool, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,479 $12,612
American Family $9,507 $12,393
GEICO $5,522 $5,689
Nationwide $6,629 $8,499
Progressive $13,042 $14,522
State Farm $4,744 $6,050
USAA $4,572 $4,949

Cheap Liverpool, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Liverpool, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Liverpool, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,862 $3,862
American Family $3,173 $3,674
GEICO $2,420 $2,791
Nationwide $2,055 $2,173
Progressive $2,613 $2,651
State Farm $1,750 $1,750
USAA $1,528 $1,506

Cheap Liverpool, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Liverpool, Texas compared to the annual auto insurance rates with a clean record in Liverpool, Texas.

Annual Liverpool, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,672 $7,290 $7,625 $4,672
American Family $5,253 $6,755 $5,903 $5,253
GEICO $2,853 $3,797 $3,130 $3,673
Nationwide $3,226 $3,226 $4,772 $3,641
Progressive $4,924 $6,459 $5,746 $5,537
State Farm $2,500 $2,875 $3,404 $2,500
USAA $1,864 $2,771 $3,274 $2,140

Cheap Liverpool, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Liverpool, Texas is not easy. Compare the annual rates for DUI auto insurance in Liverpool, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Liverpool, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,625
American Family $5,903
GEICO $3,130
Nationwide $4,772
Progressive $5,746
State Farm $3,404
USAA $3,274

Cheap Liverpool, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Liverpool, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Liverpool, Texas

Insurance Company Poor Fair Good
Allstate $7,690 $5,655 $4,850
American Family $7,847 $5,089 $4,437
GEICO $5,194 $2,938 $1,958
Nationwide $4,455 $3,582 $3,112
Progressive $6,327 $5,529 $5,144
State Farm $3,992 $2,486 $1,981
USAA $3,666 $2,141 $1,729

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Liverpool, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Liverpool, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Liverpool, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Liverpool, Texas

ZIP Code Average Annual Rates
77577 $6,538

Cheap Liverpool, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Liverpool, Texas auto insurance. Find the cheapest annual Liverpool, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Liverpool, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,914 $6,216
American Family $5,791 $5,791
GEICO $3,301 $3,425
Nationwide $3,716 $3,716
Progressive $5,667 $5,667
State Farm $2,820 $2,820
USAA $2,481 $2,544

Cheap Liverpool, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Liverpool, Texas? Check out the comparison of annual Liverpool, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Liverpool, Texas

Insurance Company Low Medium High
Allstate $5,923 $6,012 $6,260
American Family $5,329 $5,540 $6,504
GEICO $3,150 $3,310 $3,630
Nationwide $3,996 $3,558 $3,595
Progressive $5,340 $5,636 $6,023
State Farm $2,665 $2,812 $2,983
USAA $2,416 $2,500 $2,621

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Liverpool, Texas

Compare the cheapest auto insurance companies in Liverpool, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Liverpool, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Liverpool, Texas Auto Insurance Companies

What auto insurance companies in Liverpool, Texas are the cheapest? Compare the top Liverpool, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Liverpool, Texas

Insurance Company Average Annual Rates
Allstate $6,065
American Family $5,791
GEICO $3,363
Nationwide $3,716
Progressive $5,667
State Farm $2,820
USAA $2,512

What affects auto insurance rates in Liverpool, Texas?

There are a lot of reasons why auto insurance rates in Liverpool, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Liverpool, Texas. Many local factors may affect your Liverpool auto insurance rates.

Liverpool Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Liverpool, Texas commute length is 35.1 minutes according to City-Data.

Liverpool Traffic

How does Liverpool, Texas rank for traffic? According to Inrix Liverpool, Texas is the 156th most congested worldwide.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Liverpool, Texas Auto Insurance Quotes

Before you buy Liverpool, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Liverpool, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption