Best Cheap Auto Insurance in Livermore, CO (2021)

The average Livermore, CO auto insurance rates are $294 per month. The minimum auto insurance in Livermore is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Livermore, Colorado, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Livermore, CO for senior drivers are $2,082 per year
  • The cheapest auto insurance company in Livermore is Liberty Mutual
  • The most expensive auto insurance company in Livermore for teen drivers is Farmers

Livermore, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Livermore can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Livermore, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Livermore to other Colorado cities, including Denver auto insurance rates, Lakewood auto insurance rates, and Thornton auto insurance rates to see how Livermore, Colorado auto insurance rates stack up.

Before you buy Livermore, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Livermore, Colorado auto insurance quotes.

Minimum Auto Insurance in Livermore, Colorado

Livermore, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Livermore, Colorado.

Minimum Required Auto Insurance Coverage in Livermore, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Livermore, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Livermore, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Livermore, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,689 $2,514 $2,442 $2,465 $9,411 $9,931 $2,929 $2,931
American Family $2,404 $2,404 $2,169 $2,169 $5,813 $7,796 $2,404 $2,945
Farmers $2,804 $2,780 $2,537 $2,734 $10,755 $10,857 $3,090 $3,127
GEICO $2,105 $2,294 $2,195 $2,470 $6,531 $6,938 $1,932 $1,983
Liberty Mutual $1,631 $1,579 $1,387 $1,525 $5,084 $5,547 $1,651 $1,668
Nationwide $2,263 $2,300 $2,028 $2,139 $5,724 $7,310 $2,605 $2,810
Progressive $2,210 $2,066 $1,941 $1,931 $7,632 $8,524 $2,486 $2,415
State Farm $2,068 $2,068 $1,851 $1,851 $5,951 $7,520 $2,315 $2,760
USAA $1,901 $1,894 $1,820 $1,818 $4,763 $5,440 $2,432 $2,635

Cheap Livermore, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Livermore, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Livermore, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Livermore, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,411 $9,931
American Family $5,813 $7,796
Farmers $10,755 $10,857
GEICO $6,531 $6,938
Liberty Mutual $5,084 $5,547
Nationwide $5,724 $7,310
Progressive $7,632 $8,524
State Farm $5,951 $7,520
USAA $4,763 $5,440

Cheap Livermore, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Livermore, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Livermore, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,442 $2,465
American Family $2,169 $2,169
Farmers $2,537 $2,734
GEICO $2,195 $2,470
Liberty Mutual $1,387 $1,525
Nationwide $2,028 $2,139
Progressive $1,941 $1,931
State Farm $1,851 $1,851
USAA $1,820 $1,818

Cheap Livermore, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Livermore, Colorado compared to the annual auto insurance rates with a clean record in Livermore, Colorado.

Annual Livermore, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,758 $4,326 $5,307 $4,264
American Family $2,599 $3,693 $4,815 $2,945
Farmers $4,082 $5,251 $5,179 $4,829
GEICO $2,344 $3,623 $4,179 $3,077
Liberty Mutual $2,206 $2,574 $2,663 $2,593
Nationwide $2,618 $3,570 $4,523 $2,879
Progressive $3,162 $4,432 $3,334 $3,676
State Farm $3,035 $3,561 $3,298 $3,298
USAA $2,080 $2,534 $4,398 $2,339

Cheap Livermore, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Livermore, Colorado is not easy. Compare the annual rates for DUI auto insurance in Livermore, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Livermore, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,307
American Family $4,815
Farmers $5,179
GEICO $4,179
Liberty Mutual $2,663
Nationwide $4,523
Progressive $3,334
State Farm $3,298
USAA $4,398

Cheap Livermore, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Livermore, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Livermore, Colorado

Insurance Company Poor Fair Good
Allstate $5,613 $4,342 $3,286
American Family $4,563 $3,249 $2,727
Farmers $5,604 $4,565 $4,337
GEICO $3,977 $3,306 $2,635
Liberty Mutual $3,576 $2,200 $1,751
Nationwide $4,099 $3,254 $2,838
Progressive $4,143 $3,547 $3,263
State Farm $4,585 $2,941 $2,368
USAA $4,183 $2,400 $1,929

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Livermore, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Livermore, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Livermore, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Livermore, Colorado

ZIP Code Average Annual Rates
80536 $3,263

Cheap Livermore, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Livermore, Colorado auto insurance. Find the cheapest annual Livermore, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Livermore, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,414 $4,414
American Family $3,438 $3,588
Farmers $4,835 $4,835
GEICO $3,234 $3,379
Liberty Mutual $2,509 $2,509
Nationwide $3,397 $3,397
Progressive $3,651 $3,651
State Farm $3,219 $3,377
USAA $2,758 $2,917

Cheap Livermore, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Livermore, Colorado? Check out the comparison of annual Livermore, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Livermore, Colorado

Insurance Company Low Medium High
Allstate $4,171 $4,398 $4,672
American Family $3,332 $3,586 $3,621
Farmers $4,246 $4,767 $5,493
GEICO $3,014 $3,251 $3,653
Liberty Mutual $2,364 $2,500 $2,663
Nationwide $3,381 $3,402 $3,409
Progressive $3,360 $3,662 $3,929
State Farm $3,111 $3,300 $3,484
USAA $2,702 $2,837 $2,974

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Livermore, Colorado

Compare the cheapest auto insurance companies in Livermore, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Livermore, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Livermore, Colorado Auto Insurance Companies

What auto insurance companies in Livermore, Colorado are the cheapest? Compare the top Livermore, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Livermore, Colorado

Insurance Company Average Annual Rates
Allstate $4,414
American Family $3,513
Farmers $4,835
GEICO $3,306
Liberty Mutual $2,509
Nationwide $3,397
Progressive $3,651
State Farm $3,298
USAA $2,838

Compare Livermore, Colorado Auto Insurance Quotes

Before you buy Livermore, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Livermore, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption