Best Cheap Auto Insurance in Little River, AL (2021)

The average Little River, AL auto insurance rates are $291 per month. The minimum auto insurance in Little River is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Little River, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Little River for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Little River is USAA
  • Average auto insurance rates in Little River, AL for senior drivers are $1,853 per year

Little River, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Little River can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Little River, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Little River to other Alabama cities, including Hoover auto insurance rates, Madison auto insurance rates, and Mobile auto insurance rates to see how Little River, Alabama auto insurance rates stack up.

Before you buy Little River, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Little River, Alabama auto insurance quotes.

Minimum Auto Insurance in Little River, Alabama

Little River, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Little River, Alabama.

Minimum Required Auto Insurance Coverage in Little River, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Little River, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Little River, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Little River, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,052 $1,968 $1,834 $1,873 $6,816 $7,306 $2,344 $2,416
Farmers $2,141 $2,126 $1,913 $2,035 $8,318 $8,558 $2,428 $2,519
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $2,923 $3,159 $2,401 $2,684 $10,423 $11,590 $3,117 $3,325
Nationwide $1,625 $1,642 $1,486 $1,534 $4,274 $5,478 $1,801 $2,006
Progressive $2,232 $2,106 $1,834 $1,941 $9,036 $10,117 $2,625 $2,814
State Farm $2,582 $2,582 $2,348 $2,348 $7,942 $9,939 $2,920 $3,366
Travelers $1,518 $1,541 $1,424 $1,416 $7,970 $12,406 $1,439 $1,660
USAA $1,249 $1,267 $1,171 $1,150 $3,709 $4,109 $1,622 $1,752

Cheap Little River, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Little River, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Little River, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Little River, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,816 $7,306
Farmers $8,318 $8,558
GEICO $5,380 $5,307
Liberty Mutual $10,423 $11,590
Nationwide $4,274 $5,478
Progressive $9,036 $10,117
State Farm $7,942 $9,939
Travelers $7,970 $12,406
USAA $3,709 $4,109

Cheap Little River, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Little River, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Little River, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,834 $1,873
Farmers $1,913 $2,035
GEICO $1,968 $1,996
Liberty Mutual $2,401 $2,684
Nationwide $1,486 $1,534
Progressive $1,834 $1,941
State Farm $2,348 $2,348
Travelers $1,424 $1,416
USAA $1,171 $1,150

Cheap Little River, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Little River, Alabama compared to the annual auto insurance rates with a clean record in Little River, Alabama.

Annual Little River, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,850 $3,341 $3,915 $3,198
Farmers $3,160 $4,089 $3,989 $3,782
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $3,888 $5,401 $5,292 $5,230
Nationwide $2,177 $2,177 $3,145 $2,424
Progressive $3,696 $4,631 $3,968 $4,057
State Farm $3,830 $4,771 $4,206 $4,206
Travelers $3,054 $3,207 $4,695 $3,731
USAA $1,543 $1,936 $2,865 $1,669

Cheap Little River, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Little River, Alabama is not easy. Compare the annual rates for DUI auto insurance in Little River, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Little River, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,915
Farmers $3,989
GEICO $3,808
Liberty Mutual $5,292
Nationwide $3,145
Progressive $3,968
State Farm $4,206
Travelers $4,695
USAA $2,865

Cheap Little River, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Little River, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Little River, Alabama

Insurance Company Poor Fair Good
Allstate $4,120 $3,222 $2,636
Farmers $4,210 $3,622 $3,432
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,095 $4,347 $3,416
Nationwide $2,987 $2,338 $2,118
Progressive $4,624 $3,953 $3,688
State Farm $6,894 $3,492 $2,374
Travelers $4,008 $3,472 $3,536
USAA $2,681 $1,757 $1,572

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Cheap Little River, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Little River, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Little River, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Little River, Alabama

ZIP Code Average Annual Rates
36550 $3,585

Cheap Little River, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Little River, Alabama auto insurance. Find the cheapest annual Little River, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Little River, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,326 $3,326
Farmers $3,755 $3,755
GEICO $2,842 $2,954
Liberty Mutual $4,953 $4,953
Nationwide $2,481 $2,481
Progressive $4,088 $4,088
State Farm $4,150 $4,357
Travelers $3,672 $3,672
USAA $1,912 $2,095

Cheap Little River, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Little River, Alabama? Check out the comparison of annual Little River, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Little River, Alabama

Insurance Company Low Medium High
Allstate $3,235 $3,322 $3,422
Farmers $3,534 $3,703 $4,028
GEICO $2,708 $2,886 $3,100
Liberty Mutual $4,735 $4,930 $5,193
Nationwide $2,452 $2,462 $2,528
Progressive $3,699 $4,072 $4,493
State Farm $4,006 $4,248 $4,507
Travelers $3,520 $3,745 $3,751
USAA $1,924 $1,991 $2,095

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Best By Category: Cheapest Auto Insurance in Little River, Alabama

Compare the cheapest auto insurance companies in Little River, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Little River, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Little River, Alabama Auto Insurance Companies

What auto insurance companies in Little River, Alabama are the cheapest? Compare the top Little River, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Little River, Alabama

Insurance Company Average Annual Rates
Allstate $3,326
Farmers $3,755
GEICO $2,898
Liberty Mutual $4,953
Nationwide $2,481
Progressive $4,088
State Farm $4,253
Travelers $3,672
USAA $2,004

Compare Little River, Alabama Auto Insurance Quotes

Before you buy Little River, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Little River, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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