Best Cheap Auto Insurance in Little Lake, MI (2021)

The average Little Lake, MI auto insurance rates are $703 per month. The minimum auto insurance in Little Lake is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Little Lake, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Little Lake, Michigan is 20/40/10
  • The most expensive auto insurance company in Little Lake for teen drivers is Allstate
  • Average auto insurance rates in Little Lake, MI for senior drivers are $5,586 per year

Little Lake, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Little Lake can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Little Lake, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Little Lake to other Michigan cities, including Grand Rapids auto insurance rates, Sterling Heights auto insurance rates, and Warren auto insurance rates to see how Little Lake, Michigan auto insurance rates stack up.

Before you buy Little Lake, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Little Lake, Michigan auto insurance quotes.

Minimum Auto Insurance in Little Lake, Michigan

Little Lake, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Little Lake, Michigan.

Minimum Required Auto Insurance Coverage in Little Lake, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Little Lake, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Little Lake, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Little Lake, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,356 $3,356 $3,123 $3,123 $7,560 $7,560 $3,768 $3,768
GEICO $3,303 $3,303 $3,325 $3,325 $9,251 $9,251 $3,167 $3,167
Liberty Mutual $12,802 $12,802 $12,673 $12,673 $30,473 $30,473 $12,802 $12,802
Nationwide $3,742 $3,742 $3,325 $3,325 $9,836 $9,836 $4,099 $4,099
Progressive $2,451 $2,318 $2,172 $2,381 $8,835 $9,526 $2,854 $2,718
State Farm $5,778 $5,778 $5,342 $5,342 $20,051 $20,051 $6,781 $6,781
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,528 $2,417 $2,374 $2,258 $6,232 $5,983 $3,105 $3,010

Cheap Little Lake, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Little Lake, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Little Lake, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Little Lake, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $7,560 $7,560
GEICO $9,251 $9,251
Liberty Mutual $30,473 $30,473
Nationwide $9,836 $9,836
Progressive $8,835 $9,526
State Farm $20,051 $20,051
Travelers $15,616 $15,616
USAA $6,232 $5,983

Cheap Little Lake, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Little Lake, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Little Lake, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,123 $3,123
GEICO $3,325 $3,325
Liberty Mutual $12,673 $12,673
Nationwide $3,325 $3,325
Progressive $2,172 $2,381
State Farm $5,342 $5,342
Travelers $4,461 $4,461
USAA $2,374 $2,258

Cheap Little Lake, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Little Lake, Michigan compared to the annual auto insurance rates with a clean record in Little Lake, Michigan.

Annual Little Lake, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $3,751 $4,765 $4,698 $4,593
GEICO $1,736 $3,557 $10,615 $3,140
Liberty Mutual $12,187 $14,583 $26,480 $15,500
Nationwide $4,513 $5,964 $5,456 $5,070
Progressive $3,559 $4,602 $4,153 $4,313
State Farm $6,063 $7,254 $15,594 $9,041
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,808 $3,494 $4,591 $3,061

Cheap Little Lake, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Little Lake, Michigan is not easy. Compare the annual rates for DUI auto insurance in Little Lake, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Little Lake, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $41,923
Farmers $4,698
GEICO $10,615
Liberty Mutual $26,480
Nationwide $5,456
Progressive $4,153
State Farm $15,594
Travelers $12,018
USAA $4,591

Cheap Little Lake, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Little Lake, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Little Lake, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $5,801 $3,920 $3,634
GEICO $6,113 $4,503 $3,670
Liberty Mutual $27,174 $15,706 $8,682
Nationwide $6,547 $4,963 $4,242
Progressive $4,770 $4,035 $3,665
State Farm $15,363 $7,794 $5,307
Travelers $7,919 $7,680 $7,583
USAA $5,217 $2,972 $2,277

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Cheap Little Lake, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Little Lake, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Little Lake, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Little Lake, Michigan

ZIP Code Average Annual Rates
49833 $5,943

Cheap Little Lake, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Little Lake, Michigan auto insurance. Find the cheapest annual Little Lake, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Little Lake, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,384 $19,384
Farmers $4,452 $4,452
GEICO $4,651 $4,873
Liberty Mutual $16,587 $17,788
Nationwide $5,251 $5,251
Progressive $4,157 $4,157
State Farm $9,241 $9,735
Travelers $7,683 $7,771
USAA $3,449 $3,528

Cheap Little Lake, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Little Lake, Michigan? Check out the comparison of annual Little Lake, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Little Lake, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,343 $4,442 $4,571
GEICO $4,454 $4,720 $5,112
Liberty Mutual $16,785 $17,149 $17,629
Nationwide $5,484 $5,164 $5,104
Progressive $4,034 $4,163 $4,274
State Farm $9,057 $9,541 $9,866
Travelers $7,640 $7,737 $7,805
USAA $3,380 $3,498 $3,588

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Best By Category: Cheapest Auto Insurance in Little Lake, Michigan

Compare the cheapest auto insurance companies in Little Lake, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Little Lake, Michigan

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Little Lake, Michigan Auto Insurance Companies

What auto insurance companies in Little Lake, Michigan are the cheapest? Compare the top Little Lake, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Little Lake, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $4,452
GEICO $4,762
Liberty Mutual $17,188
Nationwide $5,251
Progressive $4,157
State Farm $9,488
Travelers $7,727
USAA $3,489

Compare Little Lake, Michigan Auto Insurance Quotes

Before you buy Little Lake, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Little Lake, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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