Best Cheap Auto Insurance in Litchfield, CT (2021)

The average Litchfield, CT auto insurance rates are $367 per month. The minimum auto insurance in Litchfield is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Litchfield, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Litchfield, CT for senior drivers are $2,191 per year
  • The average commute length in Litchfield is 27.8 minutes
  • The cheapest auto insurance company in Litchfield is GEICO

Litchfield, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Litchfield can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Litchfield, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Litchfield to other Connecticut cities, including Waterbury auto insurance rates, New Haven auto insurance rates, and Bristol auto insurance rates to see how Litchfield, Connecticut auto insurance rates stack up.

Before you buy Litchfield, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Litchfield, Connecticut auto insurance quotes.

Minimum Auto Insurance in Litchfield, Connecticut

Litchfield, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Litchfield, Connecticut.

Minimum Required Auto Insurance Coverage in Litchfield, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Litchfield, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Litchfield, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Litchfield, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,540 $3,501 $3,260 $3,491 $10,880 $12,859 $3,702 $3,891
GEICO $2,123 $2,129 $1,969 $1,985 $4,866 $5,766 $2,048 $1,992
Liberty Mutual $3,276 $3,561 $2,524 $3,109 $16,292 $18,361 $3,318 $3,617
Nationwide $2,229 $2,255 $2,003 $2,102 $6,150 $7,803 $2,582 $2,777
Progressive $2,452 $2,288 $2,092 $2,173 $10,233 $11,353 $2,806 $3,155
State Farm $1,811 $1,811 $1,663 $1,663 $5,501 $6,904 $2,036 $2,344
Travelers $1,804 $1,831 $1,797 $1,790 $13,759 $22,082 $1,965 $2,224
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

Cheap Litchfield, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Litchfield, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Litchfield, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Litchfield, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,880 $12,859
GEICO $4,866 $5,766
Liberty Mutual $16,292 $18,361
Nationwide $6,150 $7,803
Progressive $10,233 $11,353
State Farm $5,501 $6,904
Travelers $13,759 $22,082
USAA $5,822 $6,120

Cheap Litchfield, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Litchfield, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Litchfield, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,260 $3,491
GEICO $1,969 $1,985
Liberty Mutual $2,524 $3,109
Nationwide $2,003 $2,102
Progressive $2,092 $2,173
State Farm $1,663 $1,663
Travelers $1,797 $1,790
USAA $1,727 $1,706

Cheap Litchfield, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Litchfield, Connecticut compared to the annual auto insurance rates with a clean record in Litchfield, Connecticut.

Annual Litchfield, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,796 $5,929 $7,041 $4,796
GEICO $1,805 $2,366 $5,053 $2,216
Liberty Mutual $5,921 $7,406 $7,336 $6,366
Nationwide $2,841 $3,702 $4,241 $3,166
Progressive $3,897 $5,659 $4,097 $4,622
State Farm $2,762 $3,035 $3,035 $3,035
Travelers $4,753 $5,148 $7,498 $6,228
USAA $2,343 $2,941 $4,435 $2,343

Cheap Litchfield, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Litchfield, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Litchfield, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Litchfield, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,041
GEICO $5,053
Liberty Mutual $7,336
Nationwide $4,241
Progressive $4,097
State Farm $3,035
Travelers $7,498
USAA $4,435

Cheap Litchfield, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Litchfield, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Litchfield, Connecticut

Insurance Company Poor Fair Good
Allstate $7,172 $5,434 $4,314
GEICO $4,158 $2,510 $1,912
Liberty Mutual $9,584 $5,981 $4,707
Nationwide $4,621 $3,099 $2,743
Progressive $4,971 $4,462 $4,274
State Farm $4,130 $2,644 $2,127
Travelers $6,709 $5,587 $5,424
USAA $3,987 $2,690 $2,369

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Cheap Litchfield, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Litchfield, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Litchfield, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Litchfield, Connecticut

ZIP Code Average Annual Rates
6759 $4,446

Cheap Litchfield, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Litchfield, Connecticut auto insurance. Find the cheapest annual Litchfield, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Litchfield, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,640 $5,640
GEICO $2,816 $2,903
Liberty Mutual $6,757 $6,757
Nationwide $3,488 $3,488
Progressive $4,569 $4,569
State Farm $2,895 $3,039
Travelers $5,907 $5,907
USAA $2,979 $3,051

Cheap Litchfield, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Litchfield, Connecticut? Check out the comparison of annual Litchfield, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Litchfield, Connecticut

Insurance Company Low Medium High
Allstate $5,331 $5,634 $5,956
GEICO $2,658 $2,826 $3,095
Liberty Mutual $6,498 $6,708 $7,066
Nationwide $3,547 $3,514 $3,403
Progressive $4,264 $4,529 $4,914
State Farm $2,792 $2,971 $3,137
Travelers $5,508 $5,869 $6,343
USAA $2,826 $3,018 $3,202

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Best By Category: Cheapest Auto Insurance in Litchfield, Connecticut

Compare the cheapest auto insurance companies in Litchfield, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Litchfield, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Litchfield, Connecticut Auto Insurance Companies

What auto insurance companies in Litchfield, Connecticut are the cheapest? Compare the top Litchfield, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Litchfield, Connecticut

Insurance Company Average Annual Rates
Allstate $5,640
GEICO $2,860
Liberty Mutual $6,757
Nationwide $3,488
Progressive $4,569
State Farm $2,967
Travelers $5,907
USAA $3,015

What affects auto insurance rates in Litchfield, Connecticut?

There are a lot of reasons why auto insurance rates in Litchfield, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Litchfield, Connecticut. Many local factors may affect your Litchfield auto insurance rates.

Litchfield Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Litchfield, Connecticut commute length is 27.8 minutes according to City-Data.

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Compare Litchfield, Connecticut Auto Insurance Quotes

Before you buy Litchfield, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Litchfield, Connecticut auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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