Best Cheap Auto Insurance in Lisbon, IA (2021)

The average Lisbon, IA auto insurance rates are $239 per month. The minimum auto insurance in Lisbon is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Lisbon, Iowa, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Lisbon for teen drivers is Travelers
  • The cheapest auto insurance company in Lisbon is USAA
  • Average auto insurance rates in Lisbon, IA for senior drivers are $1,592 per year

Lisbon, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Lisbon can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lisbon, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Lisbon to other Iowa cities, including Ankeny auto insurance rates, Council Bluffs auto insurance rates, and Cedar Rapids auto insurance rates to see how Lisbon, Iowa auto insurance rates stack up.

Before you buy Lisbon, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lisbon, Iowa auto insurance quotes.

Minimum Auto Insurance in Lisbon, Iowa

Lisbon, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lisbon, Iowa.

Minimum Required Auto Insurance Coverage in Lisbon, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Lisbon, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lisbon, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lisbon, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,775 $1,705 $1,581 $1,608 $5,107 $5,748 $1,930 $1,984
American Family $1,949 $1,949 $1,744 $1,744 $5,214 $7,307 $1,949 $2,348
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $1,979 $2,144 $1,748 $2,124 $9,884 $11,119 $2,243 $2,467
Nationwide $1,726 $1,768 $1,541 $1,640 $4,039 $5,206 $1,962 $2,129
Progressive $1,651 $1,591 $1,364 $1,413 $4,026 $4,543 $1,987 $2,143
State Farm $1,655 $1,655 $1,455 $1,455 $4,474 $5,685 $1,861 $2,112
Travelers $2,195 $2,237 $2,149 $2,150 $9,932 $15,737 $2,296 $2,689
USAA $1,164 $1,171 $1,074 $1,087 $3,209 $3,392 $1,391 $1,531

Cheap Lisbon, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lisbon, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Lisbon, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Lisbon, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,107 $5,748
American Family $5,214 $7,307
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $9,884 $11,119
Nationwide $4,039 $5,206
Progressive $4,026 $4,543
State Farm $4,474 $5,685
Travelers $9,932 $15,737
USAA $3,209 $3,392

Cheap Lisbon, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Lisbon, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lisbon, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,581 $1,608
American Family $1,744 $1,744
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,748 $2,124
Nationwide $1,541 $1,640
Progressive $1,364 $1,413
State Farm $1,455 $1,455
Travelers $2,149 $2,150
USAA $1,074 $1,087

Cheap Lisbon, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lisbon, Iowa compared to the annual auto insurance rates with a clean record in Lisbon, Iowa.

Annual Lisbon, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,281 $2,756 $3,134 $2,549
American Family $2,184 $3,198 $4,151 $2,568
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,637 $4,509 $4,586 $4,123
Nationwide $1,817 $2,600 $3,535 $2,053
Progressive $1,882 $3,079 $2,042 $2,355
State Farm $2,356 $2,732 $2,544 $2,544
Travelers $3,576 $4,796 $6,417 $4,902
USAA $1,336 $1,799 $2,338 $1,536

Cheap Lisbon, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lisbon, Iowa is not easy. Compare the annual rates for DUI auto insurance in Lisbon, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Lisbon, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,134
American Family $4,151
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,586
Nationwide $3,535
Progressive $2,042
State Farm $2,544
Travelers $6,417
USAA $2,338

Cheap Lisbon, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lisbon, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lisbon, Iowa

Insurance Company Poor Fair Good
Allstate $3,199 $2,547 $2,293
American Family $3,857 $2,835 $2,384
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $5,992 $3,721 $2,928
Nationwide $3,033 $2,384 $2,087
Progressive $2,766 $2,233 $2,021
State Farm $3,624 $2,241 $1,767
Travelers $5,526 $4,731 $4,512
USAA $2,296 $1,585 $1,376

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Cheap Lisbon, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lisbon, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Lisbon, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lisbon, Iowa

ZIP Code Average Annual Rates
52253 $2,409

Cheap Lisbon, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Lisbon, Iowa auto insurance. Find the cheapest annual Lisbon, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lisbon, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,617 $2,743
American Family $2,990 $3,061
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,214 $4,214
Nationwide $2,501 $2,501
Progressive $2,340 $2,340
State Farm $2,482 $2,606
Travelers $4,923 $4,923
USAA $1,689 $1,816

Cheap Lisbon, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lisbon, Iowa? Check out the comparison of annual Lisbon, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lisbon, Iowa

Insurance Company Low Medium High
Allstate $2,586 $2,683 $2,771
American Family $3,040 $3,194 $2,842
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,040 $4,207 $4,394
Nationwide $2,600 $2,493 $2,411
Progressive $2,209 $2,349 $2,461
State Farm $2,413 $2,560 $2,659
Travelers $4,671 $4,994 $5,104
USAA $1,658 $1,758 $1,840

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Best By Category: Cheapest Auto Insurance in Lisbon, Iowa

Compare the cheapest auto insurance companies in Lisbon, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lisbon, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Lisbon, Iowa Auto Insurance Companies

What auto insurance companies in Lisbon, Iowa are the cheapest? Compare the top Lisbon, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lisbon, Iowa

Insurance Company Average Annual Rates
Allstate $2,680
American Family $3,025
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,214
Nationwide $2,501
Progressive $2,340
State Farm $2,544
Travelers $4,923
USAA $1,752

What affects auto insurance rates in Lisbon, Iowa?

There are a lot of reasons why auto insurance rates in Lisbon, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lisbon, Iowa. Many local factors may affect your Lisbon auto insurance rates.

Lisbon Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lisbon, Iowa commute length is 23.3 minutes according to City-Data.

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Compare Lisbon, Iowa Auto Insurance Quotes

Before you buy Lisbon, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lisbon, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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