Best Cheap Auto Insurance in Lipan, TX (2021)

The average Lipan, TX auto insurance rates are $321 per month. The minimum auto insurance in Lipan is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Lipan, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Lipan for teen drivers is Progressive
  • The average commute length in Lipan is 35.4 minutes
  • Average auto insurance rates in Lipan, TX for senior drivers are $2,330 per year

Lipan, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Lipan can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lipan, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Lipan to other Texas cities, including Austin auto insurance rates, El Paso auto insurance rates, and Corpus Christi auto insurance rates to see how Lipan, Texas auto insurance rates stack up.

Before you buy Lipan, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lipan, Texas auto insurance quotes.

Minimum Auto Insurance in Lipan, Texas

Lipan, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lipan, Texas.

Minimum Required Auto Insurance Coverage in Lipan, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lipan, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lipan, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lipan, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,573 $3,603 $3,531 $3,531 $9,366 $11,294 $4,407 $4,584
American Family $2,434 $2,696 $2,245 $2,557 $6,163 $8,073 $3,437 $3,909
GEICO $2,374 $2,559 $2,291 $2,579 $5,200 $5,444 $2,568 $2,580
Nationwide $2,569 $2,613 $2,267 $2,402 $7,325 $9,412 $3,021 $3,271
Progressive $2,618 $2,485 $2,333 $2,377 $11,145 $12,417 $3,107 $3,147
State Farm $2,001 $2,001 $1,785 $1,785 $4,865 $6,216 $2,180 $2,250
USAA $1,547 $1,558 $1,476 $1,468 $4,292 $4,682 $2,058 $2,212

Cheap Lipan, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lipan, Texas is a challenge. Take a look at the annual teen auto insurance rates in Lipan, Texas.

Annual Auto Insurance Rates for Teen Drivers in Lipan, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,366 $11,294
American Family $6,163 $8,073
GEICO $5,200 $5,444
Nationwide $7,325 $9,412
Progressive $11,145 $12,417
State Farm $4,865 $6,216
USAA $4,292 $4,682

Cheap Lipan, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Lipan, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lipan, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,531 $3,531
American Family $2,245 $2,557
GEICO $2,291 $2,579
Nationwide $2,267 $2,402
Progressive $2,333 $2,377
State Farm $1,785 $1,785
USAA $1,476 $1,468

Cheap Lipan, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lipan, Texas compared to the annual auto insurance rates with a clean record in Lipan, Texas.

Annual Lipan, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,263 $6,580 $6,840 $4,263
American Family $3,601 $4,554 $4,002 $3,601
GEICO $2,717 $3,597 $2,996 $3,488
Nationwide $3,562 $3,562 $5,289 $4,026
Progressive $4,315 $5,597 $5,039 $4,863
State Farm $2,557 $2,942 $3,485 $2,557
USAA $1,802 $2,653 $3,124 $2,068

Cheap Lipan, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lipan, Texas is not easy. Compare the annual rates for DUI auto insurance in Lipan, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Lipan, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,840
American Family $4,002
GEICO $2,996
Nationwide $5,289
Progressive $5,039
State Farm $3,485
USAA $3,124

Cheap Lipan, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lipan, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lipan, Texas

Insurance Company Poor Fair Good
Allstate $6,992 $5,103 $4,364
American Family $5,447 $3,400 $2,970
GEICO $4,935 $2,796 $1,867
Nationwide $4,938 $3,958 $3,434
Progressive $5,566 $4,822 $4,473
State Farm $4,085 $2,543 $2,027
USAA $3,550 $2,043 $1,642

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Cheap Lipan, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lipan, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Lipan, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lipan, Texas

ZIP Code Average Annual Rates
76462 $5,772

Cheap Lipan, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Lipan, Texas auto insurance. Find the cheapest annual Lipan, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lipan, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,354 $5,618
American Family $3,939 $3,939
GEICO $3,143 $3,256
Nationwide $4,110 $4,110
Progressive $4,954 $4,954
State Farm $2,885 $2,885
USAA $2,381 $2,442

Cheap Lipan, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lipan, Texas? Check out the comparison of annual Lipan, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lipan, Texas

Insurance Company Low Medium High
Allstate $5,335 $5,430 $5,694
American Family $3,676 $3,797 $4,344
GEICO $3,052 $3,168 $3,378
Nationwide $4,433 $3,933 $3,964
Progressive $4,719 $4,931 $5,211
State Farm $2,745 $2,881 $3,030
USAA $2,333 $2,403 $2,499

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Best By Category: Cheapest Auto Insurance in Lipan, Texas

Compare the cheapest auto insurance companies in Lipan, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lipan, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Lipan, Texas Auto Insurance Companies

What auto insurance companies in Lipan, Texas are the cheapest? Compare the top Lipan, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lipan, Texas

Insurance Company Average Annual Rates
Allstate $5,486
American Family $3,939
GEICO $3,200
Nationwide $4,110
Progressive $4,954
State Farm $2,885
USAA $2,412

What affects auto insurance rates in Lipan, Texas?

There are a lot of reasons why auto insurance rates in Lipan, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lipan, Texas. Many local factors may affect your Lipan auto insurance rates.

Lipan Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lipan, Texas commute length is 35.4 minutes according to City-Data.

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Compare Lipan, Texas Auto Insurance Quotes

Before you buy Lipan, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lipan, Texas auto insurance quotes.

Free Auto Insurance Comparison

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